20 Calder Street, Gloucester MA 01930

Gloucester, MA 01930
$1,149,000
Est. $6,899/month
5
Beds
4.5
Baths
4,421
Sq Ft
$260
Price/Sq Ft
0.56
Acres
1986
Year Built
17
Days on Market
Pending Listed Nov 18, 2025 • MLS# 73455960 Copied!

About this home

Exceptional 5-bedroom, 4.5-bath Legal 2-family Victorian, designed for comfortable single-family living with the rare bonus of a legal 1-bedroom apartment. Set on over half an acre of private, wooded land, this 1986 custom build has been beautifully maintained and thoughtfully updated. The main home offers a spacious layout with a modern kitchen and island seating, open family area, formal dining room and living room. Upstairs is a sun-filled family room and primary suite w/ large bath, gas fireplace, and skylights. The walk-out lower level apartment adds flexibility for rental income, extended family, or guests. Enjoy outdoor living on the new expansive deck and patio, surrounded by nature. A heated barn/shed with pellet stove is perfect for a studio or home office. Major updates include a high-efficiency furnace and hot water tank (2024), exterior paint (2023), and new mini-split system. A rare, turnkey property offering space, privacy, and versatility.

Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1986
Bedrooms
5
Full Bathrooms
4
Half Bathrooms
1
Living Area
4,421 sq ft
Total Rooms
12
Stories
4
Levels
4

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1986
Living Area 4,421 sq ft
Lot Size 0.56 acres
Bedrooms 5
Full Baths 4
Half Baths 1
Total Rooms 12

Interior

Heating Natural Gas
Cooling Ductless
Flooring Wood, Tile, Carpet, Hardwood, Stone/ceramic Tile
Appliances Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Fireplace Gas
Fireplaces 1
Basement Full, Finished, Walk-out Access, Interior Entry, Concrete
Laundry None
Features Ceiling Fan(s), Cathedral/vaulted Ceilings, Central Vacuum, Walk-in Closet(s), Open Floorplan, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Office/den

Exterior

Construction Frame
Architecture None
Roof None
Features Balcony/deck, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Patio

Parking

Features Off Street
Total Spaces 6

Utilities

Electric Circuit Breakers
Water Public
Sewer Private Sewer
Gas None
Other None

Financial

Annual Tax $10,664
Assessed Value $1,097,100

Interior Features

Flooring: Wood, Tile, Carpet, Hardwood, Stone/Ceramic Tile
Appliances: Range, Oven, Dishwasher, Disposal, Microwave, Refrigerator, Freezer, Washer, Dryer
Interior Features: Ceiling Fan(s), Cathedral/Vaulted Ceilings, Central Vacuum, Walk-In Closet(s), Open Floorplan, Living Room, Dining Room, Kitchen, Family Room, Laundry Room, Office/Den
Windows: Skylight(s), Insulated Windows
Basement: Full, Finished, Walk-Out Access, Interior Entry, Concrete
Laundry:
Security:

Construction & Materials

Year Built: 1986
Structure Type:
Exterior Materials: Frame
Roof:
Foundation: Concrete Perimeter
Stories: 4

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling: Ductless
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Private Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony/Deck, Rain Gutters
Patio & Porch: Porch, Deck, Patio
Fencing:
Other Structures:
Lot Features: Wooded, Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 6
Parking Features: Off Street

Special Features

Fireplaces: 1
Fireplace Type: Gas
View: Yes
View Type: Scenic View(s)
Community Amenities:

Location

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Neighborhood

20 Calder Street, Gloucester MA 01930

Gloucester, MA 01930

Walkability

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Schools

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Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $889
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

Pending Sale
Nov 23, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Nov 18, 2025
$1,149,000
Original listing
Agent: Cressy Team Office: Coldwell Banker Realty - Marblehead

Price & Status History

Date Event Price Change
Nov 18, 2025 New Listing Added $1,149,000

Market Statistics

Days on Market
17 days
Price per Sq Ft
$260

Tax History

Year Taxes Assessment
2025 $10,664 $1,097,100

Financial Details

Annual Property Tax
$10,664
Tax Year 2025
Assessed Value
$1,097,100

Listing Information

Listing Agent Cressy Team
Listing Office Coldwell Banker Realty - Marblehead
Agent MLS ID TEAM0437
Office MLS ID AN6221
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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