104 Church Street, Winchester MA 01890

Winchester, MA 01890 • FLATS location Across from Wedgemere/Oxford
$1,285,000
Est. $7,987/month
4
Beds
1.5
Baths
2,696
Sq Ft
$477
Price/Sq Ft
0.12
Acres
1897
Year Built
49
Days on Market
Pending Price Drop -$114,000 Listed Sep 25, 2025 • MLS# 73435935 Copied!

About this home

This charming colonial in prime flats location is full of surprises! Showcasing a stunning rear 3 story addition duplex with walls of windows & 4 rooms! Use as the primary, home office, art studio or let your children enjoy this unique space~ The first floor offers a classic layout with an expanded updated kitchen & family area open to gorgeous deck overlooking the beacon hill style yard featuring a quaint patio/ entertaining space. Formal living & dining w three-season porch perfect for relaxing. Upstairs, the primary suite feels like a retreat with skylights, cathedral ceiling, loft, and private balcony. Three bedrooms and a study on 2 share a bath, with flexible space on the third floor featuring a loft and two rooms. Outside, the deck and patio create a private oasis with tranquil views. 2 separate garages. Conveniently located in the Flats location near Wedgemere Station and Winchester’s vibrant downtown, this home delivers space, character & Ambrose elementary just up the hill!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1897
Bedrooms
4
Full Bathrooms
1
Half Bathrooms
1
Living Area
2,696 sq ft
Total Rooms
12

Facts & Features

2 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1897
Living Area 2,696 sq ft
Lot Size 0.12 acres
Bedrooms 4
Full Baths 1
Half Baths 1
Total Rooms 12

Interior

Heating Forced Air, Natural Gas
Cooling Central Air, Ductless
Flooring Hardwood
Appliances Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
Fireplace None
Basement Full, Walk-out Access, Interior Entry, Garage Access
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features Sun Room

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Porch - Enclosed, Deck, Patio, Rain Gutters, Professional Landscaping, Screens, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Porch, Porch - Enclosed, Deck, Patio

Parking

Garage Spaces 2
Has Garage Yes
Features Attached, Under, Paved Drive, Paved
Total Spaces 6

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup

Financial

Annual Tax $15,473
Assessed Value $1,395,200

Interior Features

Flooring: Hardwood
Appliances: Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
Interior Features: Sun Room
Windows: Insulated Windows, Screens
Basement: Full, Walk-Out Access, Interior Entry, Garage Access
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1897
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 2
Cooling: Central Air, Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Porch - Enclosed, Deck, Patio, Rain Gutters, Professional Landscaping, Screens, Fenced Yard
Patio & Porch: Porch, Porch - Enclosed, Deck, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Corner Lot, Level
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 6
Parking Features: Attached, Under, Paved Drive, Paved

Location

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Neighborhood

FLATS location Across from Wedgemere/Oxford

104 Church Street, Winchester MA 01890

Winchester, MA 01890

Walkability

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Schools

Elementary School
Ambrose
Rating information coming soon
Middle School
Mccall
Rating information coming soon
High School
Whs
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,289
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Sep 25, 2025
$1,285,000
Original listing
Agent: Kim Covino & Co. Team Office: Compass

Price & Status History

Date Event Price Change
Sep 25, 2025 New Listing Added $1,285,000

Market Statistics

Days on Market
49 days
Price per Sq Ft
$477
Total Price Drop
-$114,000

Tax History

Year Taxes Assessment
2025 $15,473 $1,395,200

Financial Details

Annual Property Tax
$15,473
Tax Year 2025
Assessed Value
$1,395,200

Listing Information

Listing Agent Kim Covino & Co. Team
Listing Office Compass
Agent MLS ID TM347383
Office MLS ID AN6433
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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