146 Spencer St, Boston MA 02124

Boston, MA 02124 • Dorchester's Dorchester Center
$1,049,900
Est. $6,382/month
9
Beds
3
Baths
3,237
Sq Ft
$324
Price/Sq Ft
0.07
Acres
1905
Year Built
21 hours 31 minutes
Time on Market
Active Open House Listed Dec 5, 2025 • MLS# 73460180 Copied!

About this home

Attention contractors, builders, and savvy buyers—this property needs work but offers tremendous value-add potential. Great layout, solid bones, and space to reconfigure or modernize to today’s tastes. Electrical system upgraded on 2023. Opportunity to update, expand, or redesign and build equity quickly. Perfect for those looking for a project with future upside in a rapidly improving neighborhood. Investor Opportunity in an excellent Dorchester location—strong rental demand and attractive ARV potential. Ideal candidate for BRRRR, condo conversion, or long-term rental hold depending on strategy and zoning. Surrounding area continues to see ongoing development, revitalization initiatives, and increasing property values. Bring your contractor and your vision, and explore the upside this property can generate for your portfolio.Unlock the potential and transform this into the home or investment you've been envisioning.

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1905
Bedrooms
9
Full Bathrooms
3
Living Area
3,237 sq ft
Total Rooms
15
Stories
3
Levels
3

Open House Schedule

06
Dec
Saturday, December 6
11:30 AM - 1:30 PM EST
07
Dec
Sunday, December 7
11:30 AM - 1:30 PM EST

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1905
Living Area 3,237 sq ft
Lot Size 0.07 acres
Bedrooms 9
Full Baths 3
Total Rooms 15

Interior

Heating Natural Gas
Cooling None
Flooring Vinyl
Appliances Washer, Dryer, Range, Refrigerator
Fireplace None
Basement Unfinished
Laundry None
Features Bathroom With Tub & Shower, Living Room, Kitchen

Exterior

Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch

Parking

Features On Street

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $10,480
Assessed Value $905,000

Interior Features

Flooring: Vinyl
Appliances: Washer, Dryer, Range, Refrigerator
Interior Features: Bathroom With Tub & Shower, Living Room, Kitchen
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1905
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing: Fenced
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Parking Features: On Street

Location

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Neighborhood

Dorchester's Dorchester Center

146 Spencer St, Boston MA 02124

Boston, MA 02124

Walkability

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Schools

School information not available

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $873
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
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+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 5, 2025
$1,049,900
Original listing
Agent: Vicky Xiao Office: Century 21 North East

Price & Status History

Date Event Price Change
Dec 5, 2025 New Listing Added $1,049,900

Market Statistics

Time on Market
21 hours 31 minutes
Price per Sq Ft
$324

Tax History

Year Taxes Assessment
2025 $10,480 $905,000

Financial Details

Annual Property Tax
$10,480
Tax Year 2025
Assessed Value
$905,000

Listing Information

Listing Agent Vicky Xiao
Listing Office Century 21 North East
Agent MLS ID CN220139
Office MLS ID AN4341
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Boston, MA

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