3 Summer St, Topsfield MA 01983

Topsfield, MA 01983
$739,000
Est. $5,044/month
3
Beds
2
Baths
1,968
Sq Ft
$376
Price/Sq Ft
0.00
Acres
1835
Year Built
34 minutes
Time on Market
Active Listed Dec 30, 2025 • MLS# 73464201 Copied!

About this home

Showings by appointment, beginning Saturday January 3rd. Nestled in quintessential Topsfield you will find 3 Summer Street, a wonderful blend of historic charm and modern convenience. Converted in 2023, this detached townhouse lives like a single-family home. Generous open concept living space with modern comforts and conveniences and a flexible floor plan for a work-at-home life-style. Three generously sized bedrooms including a primary with Juliette balcony and cathedral ceiling. This home offers an exclusive use area for outdoor relaxation and entertaining with a private deck, spacious patio, expansive fenced-in yard and storage shed for tools and toys. Conveniently located in the rural Village of Topsfield with access to the Topsfield Linear Common (Rail Trail), village shops, abundant recreational opportunities and accessible commuter routes to Boston and areas North. Make this your new home in 2026!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1835
Bedrooms
3
Full Bathrooms
2
Living Area
1,968 sq ft
Total Rooms
7

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1835
Living Area 1,968 sq ft
Lot Size 0.0000
Bedrooms 3
Full Baths 2
Total Rooms 7

Interior

Heating Central, Propane
Cooling Central Air
Flooring Tile, Carpet, Hardwood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, Energy Star Qualified Dryer, Energy Star Qualified Washer
Fireplace None
Basement Crawl Space, Interior Entry
Laundry Flooring - Stone/ceramic Tile, Second Floor, Electric Dryer Hookup, Washer Hookup
Features High Speed Internet

Exterior

Construction Frame, Post & Beam
Architecture Colonial, Other (see Remarks)
Roof Shingle
Features Deck - Composite, Patio, Balcony, Rain Gutters, Storage, Decorative Lighting, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Deck - Composite, Patio

Parking

Features Off Street, Assigned, Stone/gravel
Total Spaces 3

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Private Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $9,685
Assessed Value $646,100
HOA Yes
HOA Fee $300

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave, Refrigerator, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Washer
Interior Features: High Speed Internet
Windows: Insulated Windows
Basement: Crawl Space, Interior Entry
Laundry: Flooring - Stone/Ceramic Tile, Second Floor, Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial, Other (See Remarks)
Year Built: 1835
Structure Type:
Exterior Materials: Frame, Post & Beam
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Central, Propane
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Private Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Deck - Composite, Patio, Balcony, Rain Gutters, Storage, Decorative Lighting, Fenced Yard, Garden
Patio & Porch: Deck - Composite, Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features: Level
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street, Assigned, Stone/Gravel

Location

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Neighborhood

3 Summer St, Topsfield MA 01983

Topsfield, MA 01983

Walkability

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Nearby Schools

School District
Masconomet School District local
School Safety 2024-25
0.6% Low
0.6% Suspensions 1.0% In-School
4.9% below state avg
E

Elementary Schools

2 schools
B+
Proctor Elementary School
0.4 mi | #294 of 824 | Score: 51.0
Improved 59 spots from last year
-7.3 below state avg
251 students Less Diverse
Rising School Strong Attendance
Grades 04-06
A
Steward Elementary School
1.6 mi | #131 of 824 | Score: 57.6
Improved 214 spots from last year
-0.7 below state avg
347 students Less Diverse
Rising School Strong Attendance
Grades PK-03
M

Middle Schools

1 school
A-
Masconomet Regional Middle School
1.5 mi | #89 of 352 | Score: 50.9
Dropped 7 spots from last year
-7.3 below state avg
553 students Less Diverse
Grades 07-08
H

High Schools

1 school
A
Masconomet Regional High School
1.5 mi | #55 of 346 | Score: 66.5
Improved 84 spots from last year
+8.3 above state avg
924 students Less Diverse
19 sports • 1,888 athletes
Strong AP Program High Graduation Rate Rising School Strong Athletics
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $807
Homeowners Insurance $200
HOA Fee $300/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 30, 2025
$739,000
Original listing
Agent: Norman R. Banville Office: J. Barrett & Company

Price & Status History

Date Event Price Change
Dec 30, 2025 New Listing Added $739,000

Market Statistics

Time on Market
34 minutes
Price per Sq Ft
$376

Tax History

Year Taxes Assessment
2025 $9,685 $646,100

Financial Details

Annual Property Tax
$9,685
Tax Year 2025
HOA Fee
$300
Per month
Assessed Value
$646,100

Listing Information

Listing Agent Norman R. Banville
Listing Office J. Barrett & Company
Agent MLS ID C9500992
Office MLS ID C95243
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Topsfield, MA

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