40 Cross St, Franklin MA 02038

Franklin, MA 02038
$599,000
Est. $3,759/month
4
Beds
2
Baths
2,014
Sq Ft
$297
Price/Sq Ft
0.21
Acres
1860
Year Built
87
Days on Market
Pending Price Drop -$15,900 Listed Jul 11, 2025 • MLS# 73398580 Copied!

About this home

Fantastic opportunity to own a well-maintained multi-family home in a prime Franklin location! FHA buyers are welcome! This property features two spacious units, each offering 2 bedrooms and 1 full bathroom, ideal for owner-occupants or investors. Both units are filled with natural light from numerous windows, creating a bright and welcoming atmosphere. The home sits on a generous lot with a good-sized outdoor area—perfect for relaxing or entertaining. A detached single-car garage and additional paved off-street parking offer plenty of convenience. Located close to local amenities including shops, restaurants, schools, parks, and the commuter rail, this property is perfectly positioned for easy living. Whether you're looking to expand your portfolio or live in one unit while renting the other, this property is a must-see. Don't miss your chance to invest in this desirable Franklin neighborhood!

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1860
Bedrooms
4
Full Bathrooms
2
Living Area
2,014 sq ft
Total Rooms
8
Stories
2
Levels
2

Facts & Features

1 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1860
Living Area 2,014 sq ft
Lot Size 0.21 acres
Bedrooms 4
Full Baths 2
Total Rooms 8

Interior

Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement Unfinished
Laundry None
Features None

Exterior

Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Paved Drive
Total Spaces 6

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $6,363
Assessed Value $547,600

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1860
Structure Type:
Exterior Materials:
Roof:
Foundation: Stone
Stories: 2

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 6
Parking Features: Paved Drive

Location

Loading map...

Neighborhood

40 Cross St, Franklin MA 02038

Franklin, MA 02038

Walkability

Loading Walk Score...

Schools

School information not available

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $530
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

🏠
Listed for Sale
Jul 11, 2025
$599,000
Original listing
Agent: Jeffrey Kaplan Office: Century 21 Limitless
🏠
Listed for Sale
Jul 11, 2025
$599,000
Original listing
Office: Century 21 Limitless

Price & Status History

Date Event Price Change
Jul 11, 2025 New Listing Added $599,000
Jul 11, 2025 New Listing Added $599,000

Market Statistics

Days on Market
87 days
Price per Sq Ft
$297
Total Price Drop
-$15,900

Tax History

Year Taxes Assessment
2025 $6,363 $547,600

Financial Details

Annual Property Tax
$6,363
Tax Year 2025
Assessed Value
$547,600

Listing Information

Listing Agent Jeffrey Kaplan
Listing Office Century 21 Limitless
Agent MLS ID CN239857
Office MLS ID AN9110
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Franklin, MA

Real-time market trends and pricing data for this area

40 Cross St, Franklin MA 02038 - Photo 1 40 Cross St, Franklin MA 02038 - Photo 2 40 Cross St, Franklin MA 02038 - Photo 3 40 Cross St, Franklin MA 02038 - Photo 4 40 Cross St, Franklin MA 02038 - Photo 5 40 Cross St, Franklin MA 02038 - Photo 6 40 Cross St, Franklin MA 02038 - Photo 7 40 Cross St, Franklin MA 02038 - Photo 8 40 Cross St, Franklin MA 02038 - Photo 9 40 Cross St, Franklin MA 02038 - Photo 10 40 Cross St, Franklin MA 02038 - Photo 11 40 Cross St, Franklin MA 02038 - Photo 12 40 Cross St, Franklin MA 02038 - Photo 13 40 Cross St, Franklin MA 02038 - Photo 14 40 Cross St, Franklin MA 02038 - Photo 15 40 Cross St, Franklin MA 02038 - Photo 16 40 Cross St, Franklin MA 02038 - Photo 17 40 Cross St, Franklin MA 02038 - Photo 18 40 Cross St, Franklin MA 02038 - Photo 19 40 Cross St, Franklin MA 02038 - Photo 20 40 Cross St, Franklin MA 02038 - Photo 21 40 Cross St, Franklin MA 02038 - Photo 22 40 Cross St, Franklin MA 02038 - Photo 23 40 Cross St, Franklin MA 02038 - Photo 24 40 Cross St, Franklin MA 02038 - Photo 25 40 Cross St, Franklin MA 02038 - Photo 26 40 Cross St, Franklin MA 02038 - Photo 27 40 Cross St, Franklin MA 02038 - Photo 28 40 Cross St, Franklin MA 02038 - Photo 29 40 Cross St, Franklin MA 02038 - Photo 30 40 Cross St, Franklin MA 02038 - Photo 31 40 Cross St, Franklin MA 02038 - Photo 32 40 Cross St, Franklin MA 02038 - Photo 33 40 Cross St, Franklin MA 02038 - Photo 34 40 Cross St, Franklin MA 02038 - Photo 35

Contact Agent

Schedule a Tour