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654 Main Street, Watertown MA 02472

Watertown, MA 02472
$975,000
Est. $5,969/month
3
Beds
2
Baths
1,980
Sq Ft
$492
Price/Sq Ft
0.20
Acres
1901
Year Built
Single Family Residence
Type
6 hours 30 minutes
Time on Market
Active Open House Listed Jan 8, 2026 • MLS# 73466627 Copied!

About this home

This meticulously maintained and lovingly cared for Colonial sits on an oversized lot in prime location. The property boasts a blend of tasteful updates while keeping its historic charm intact. Some recent updates include a NEWER Roof, NEWER siding, 200A electrical, NEW gas heating system, NEW composite deck, etc. Bright and airy throughout with an abundance of windows, this home offers a flexible floor plan and is great for entertaining guests. The main floor includes a formal living room, separate dining room with fireplace, open kitchen as well as a massive family room with fireplace, a built in bar and full bathroom. The second floor consists of 3 spacious bedrooms and a second full bathroom. There is also the possibility of expansion into the third floor walk up that boasts high ceilings and picturesque windows. Plenty of parking in two separate driveways and a garage. Those looking to enjoy the outdoors can relax on a brand new composite deck, large patio or well landscaped yard!

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1901
Bedrooms
3
Full Bathrooms
2
Living Area
1,980 sq ft
Total Rooms
8

Open House Schedule

11
Jan
Sunday, January 11
11:00 AM - 12:00 PM EST
10
Jan
Saturday, January 10
12:30 PM - 1:30 PM EST

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1901
Living Area 1,980 sq ft
Lot Size 0.20 acres
Bedrooms 3
Full Baths 2
Total Rooms 8

Interior

Heating Baseboard, Natural Gas, Ductless
Cooling Ductless
Flooring Carpet, Marble, Hardwood
Appliances Gas Water Heater, Range, Refrigerator, Washer, Dryer
Fireplace Family Room, Kitchen
Fireplaces 2
Basement Full, Walk-out Access, Garage Access
Laundry In Basement, Gas Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Deck - Composite, Patio, Covered Patio/deck, Professional Landscaping, Sprinkler System
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck - Composite, Patio, Covered

Parking

Garage Spaces 1
Has Garage Yes
Features Under, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Gas Dryer, Washer Hookup

Financial

Annual Tax $10,069
Assessed Value $862,100

Interior Features

Flooring: Carpet, Marble, Hardwood
Appliances: Gas Water Heater, Range, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Walk-Out Access, Garage Access
Laundry: In Basement, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Style: Colonial
Year Built: 1901
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas, Ductless
Heating Zones: 5
Cooling: Ductless
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Composite, Patio, Covered Patio/Deck, Professional Landscaping, Sprinkler System
Patio & Porch: Porch, Deck - Composite, Patio, Covered
Fencing:
Other Structures:
Lot Features: Corner Lot, Gentle Sloping
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Under, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 2
Fireplace Type: Family Room, Kitchen
Community Amenities: Public Transportation, Shopping, Park, Highway Access, House of Worship, Public School

Location

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Neighborhood

654 Main Street, Watertown MA 02472

Watertown, MA 02472

Walkability

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Nearby Schools

School District
Watertown School District local
✓ School Safety 2024-25
1.0% Low
0.8% Suspensions 0.2% In-School 0.2% Emergency
↓ 4.5% below state avg
E

Elementary Schools

8 schools
Jewish Community Day School
0.4 mi
Grades K-08
Atrium School
0.5 mi
Grades K-06
Perkins School for the Blind
1.6 mi
Grades PK-12
Star Academy (Watertown Campus)
2.7 mi
Grades PK-12
A
Cunniff School
0.3 mi | #166 of 824 | Score: 56.3
Improved 20 spots from last year
-1.9 below state avg
320 students Diverse
Diverse Student Body
Grades PK-05
A
Hosmer School
1.9 mi | #140 of 824 | Score: 57.4
Improved 112 spots from last year
-0.8 below state avg
758 students Diverse
Diverse Student Body
Grades PK-05
St. Stephen's Armenian School
2.4 mi
Grades PK-05
A+
James Russell Lowell School
889.9 mi | #84 of 824 | Score: 60.2
Improved 80 spots from last year
+2 above state avg
422 students Diverse
Diverse Student Body
Grades PK-05
M

Middle Schools

1 school
A-
Watertown Middle School
0.7 mi | #108 of 352 | Score: 48.6
Improved 11 spots from last year
-9.6 below state avg
583 students Diverse
Diverse Student Body
Grades 06-08
H

High Schools

2 schools
Walker Beacon School
0.9 mi
Grades 07-12
B+
Watertown High School
0.6 mi | #112 of 346 | Score: 59.3
Improved 118 spots from last year
+1.1 above state avg
761 students Diverse
18 sports • 1,578 athletes
Strong AP Program Career Tech Programs Strong Athletics Diverse Student Body
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $839
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jan 8, 2026
$975,000
Original listing

Price & Status History

Date Event Price Change
Jan 8, 2026 New Listing Added $975,000 —

Market Statistics

Time on Market
6 hours 30 minutes
Price per Sq Ft
$492

Tax History

Year Taxes Assessment
2025 $10,069 $862,100

Financial Details

Annual Property Tax
$10,069
Tax Year 2025
Assessed Value
$862,100

Listing Information

Listing Agent Jarrod L. Pescosolido
Listing Office Romo Realty Group
Agent MLS ID NB115373
Office MLS ID NB5381
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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