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1 Elm Sq # 2, Andover MA 01810

Andover, MA 01810
$435,305
Est. $4,383/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2,353
Sq Ft
$185
Price/Sq Ft
0.68
Acres
1966
Year Built
107
Days on Market
For Sale Listed Jul 10, 2026 • MLS# 73548089 Copied! • Updated Oct 9, 2026

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About this home

TOTALLY RENOVATED, PRIME DOWNTOWN ANDOVER COMMERCIAL SPACE! Exceptional opportunity to establish your business in the heart of vibrant downtown Andover. Located at 1 Elm Square, this highly visible commercial space offers a flexible floor plan, 2 off-street parking spaces, and excellent exposure with strong pedestrian and vehicle traffic, surrounded by popular restaurants, retail shops, professional offices, and local amenities. Conveniently positioned near major routes and the commuter rail, this location provides outstanding accessibility for clients, customers, and employees alike. An ideal setting for a variety of professional, retail, or service-based businesses. DON’T MISS THIS RARE OPPORTUNITY TO SECURE SPACE IN ONE OF ANDOVER’S MOST SOUGHT-AFTER COMMERCIAL LOCATIONS!

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Price & Status History

Market Insights

Property Timeline

🏠
Listed for Sale
Jul 10, 2026
$435,305
Original listing
Agent: Team Lillian Montalto Office: Lillian Montalto Signature Properties
🏠
Listed for Sale
Jul 10, 2026
$435,305
Original listing
Agent: Team Lillian Montalto Office: Lillian Montalto Signature Properties

Tax History

Year Taxes Assessment
2025 $10,128 —

Financial Details

Annual Property Tax
$10,128
Tax Year 2025
HOA Fee
$1,138
Per month

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1966
Living Area 2,353 sq ft
Lot Size 0.68 acres
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other None

Financial

Annual Tax $10,128
HOA Yes
HOA Fee $1,138
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Broker Is Not Responsible For Discrepancies In Square Footage. Buyer Responsible For Own Due Diligence. Condo Fee Is $1, 138 Per Month. Special Assessment Is $345.11 Per Month.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Essex

Property Overview

Listing Type
For Sale
Year Built
1966
Living Area
2,353 sq ft

Floor Layout

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1966
Structure Type:
Exterior Materials:
Roof:
Foundation:

Utilities & Systems

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Andover School District local
A+
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.1% In-School
↓ 5.1% below state avg
E

Elementary Schools

3 schools
Saint Augustine School
0.3 mi
Grades PK-08
B
Franklin School
1.6 mi | #345 of 825 | Score: 49.2
Dropped 63 spots from last year
-9 below state avg
434 students Moderate
Strong Attendance
Grades 01-05
Meritor Academy
1.7 mi
Grades PK
M

Middle Schools

3 schools
A
Doherty Middle School
0.4 mi | #42 of 352 | Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
0.6 mi | #52 of 352 | Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students Diverse
Strong Attendance
Grades 06-08
C-
Frost Middle School
2.3 mi | #304 of 352 | Score: 31.3
Improved 21 spots from last year
-26.9 below state avg
474 students Less Diverse
Rising School
Grades 05-08
H

High Schools

3 schools
Phillips Academy
0.7 mi
Grades 09-12
A+
Andover High School
0.8 mi | #24 of 346 | Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students Diverse
20 sports • 2,968 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
C
Lawrence High School
2.3 mi | #270 of 346 | Score: 45.3
Improved 37 spots from last year
-12.9 below state avg
3,280 students Less Diverse
13 sports • 1,440 athletes
Early College Program Rising School Career Tech Programs College Ready Curriculum
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $844
Homeowners Insurance $200
HOA Fee $1,138/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

1 Elm Sq # 2, Andover MA 01810

Andover, MA 01810

Listing Information

Listing Agent Team Lillian Montalto
Listing Office Lillian Montalto Signature Properties
Office Phone 978-475-1400
Agent MLS ID TM338007
Office MLS ID G62122
Listing Data Updated Oct 9, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
mail@steve-novak.com
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