10 Payton St, Lowell MA 01852
Lowell, MA 01852
$649,900
Est. $3,932/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Great opportunity to own a well-maintained two-family home in South Lowell, perfect for an owner-occupant or investor!Both units feature separate entrances, separate utilities, and access to a walk-up attic with additional storage rooms. The property offers a fenced backyard, a six-car driveway, gas heat for both units, separate 100-amp circuit breaker panels, vinyl siding, gas hot water tanks, and washer/dryer hookups in the basement.Conveniently located just minutes from the Lowell Connector, downtown Lowell, shopping, restaurants, and UMass Lowell, this home offers excellent commuter access and strong rental potential.Don't miss this opportunity! Join us for the showing at the Open House on Sunday, September 20th, from 12:00 AM to 2:00 PM.
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Recently Sold Nearby
Property History
Market Insights
14.6%
Price Range
1
Previous Sales
Property Timeline
Showing Instructions Updated
Sep 15, 2026
New showing requirements
Back On Market
Sep 15, 2026
Active
Status: Active under contract
Jul 27, 2026
Active → Active Under Contract
Pending Sale
Jul 15, 2026
Offer accepted, sale pending
Listed for Sale
Jul 4, 2026
$649,900
Original listing
Agent: Marcos Doliver
Office: Prime Choice Real Estate
Previous Transaction - MLS #73223815
Full transaction history available when tracking began
Previously Sold
Jul 15, 2024
$555,000
MLS #73223815
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/15/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/15/2026 | • Back On Market | - | - | - | Active |
| 07/27/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 07/15/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 07/04/2026 | 🏠 Listed for Sale | $649,900 | - | - | Original listing |
| 07/15/2024 | 🏷️ Previously Sold | $555,000 | - | - | MLS #73223815 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,355 | $466,500 |
Financial Details
Annual Property Tax
$5,355
Tax Year 2025
Assessed Value
$466,500
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1925
Living Area
1,636 sq ft
Lot Size
0.08 acres
Stories
2
Bedrooms
4
Full Baths
2
Total Rooms
8
Investment Metrics
Units
2
Unit 1 Rent
$1,900/mo · Y
Unit 2 Rent
$1,900/mo · Y
Total Monthly Rent
$3,800/mo
Gross Income
$45,600
Net Operating Income
$45,600
Cap Rate
7.02%
Interior
Heating
None
Cooling
None
Flooring
Tile, Vinyl, Hardwood
Appliances
None
Fireplace
None
Basement
Full, Interior Entry
Laundry
Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
None
Parking
Features
Paved Drive, Driveway, Stone/gravel, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers, 100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Dryer
Financial
Annual Tax
$5,355
Assessed Value
$466,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Beige
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
41 days
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1925
Bedrooms
4
Full Bathrooms
2
Living Area
1,636 sq ft
Total Rooms
8
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,636 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Hardwood
Appliances:
Interior Features:
Windows:
Insulated Windows
Basement:
Full, Interior Entry
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Year Built:
1925
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
2
Heating, Cooling & Utilities
Heating:
Heating Zones:
2
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
6
Parking Features:
Paved Drive, Driveway, Stone/Gravel, Paved
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
C+
Abraham Lincoln School
0.5 mi
|
#533 of 825
|
Score: 43.6
Improved 103 spots from last year
-14.6 below state avg
497 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
C+
John J Shaughnessy School
0.6 mi
|
#567 of 825
|
Score: 42.5
Improved 104 spots from last year
-15.7 below state avg
467 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Cardinal O'Connell Early Learning Center
0.6 mi
112 students
Diverse
Diverse Student Body
Grades PK
Middle Schools
3 schools
Laura Lee Therapeutic Day School
0.4 mi
15 students
Diverse
Grades 01-08
C
Benjamin F. Butler Middle School
0.6 mi
|
#260 of 352
|
Score: 35.7
Dropped 4 spots from last year
-22.5 below state avg
488 students
Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.1 mi
|
#128 of 352
|
Score: 46.6
Improved 47 spots from last year
-11.6 below state avg
686 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
3 schools
F
The Career Academy
0.8 mi
|
#25 of 25
|
Score: 18.1
Improved 363 spots from last year
-40.1 below state avg
108 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.5 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
1.6 mi
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$446
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
10 Payton St, Lowell MA 01852
Lowell, MA 01852
Listing Information
Listing Agent
Marcos Doliver
Listing Office
Prime Choice Real Estate
Office Phone
781-395-5555
Agent MLS ID
BB804821
Office MLS ID
AC0119
Listing Data Updated
Sep 19, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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