102-104 Harvard Street, Waltham MA 02453
Waltham, MA 02453
$1,095,000
Est. $6,310/month
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About this home
Owner-occupied three-family home offering exceptional versatility and investment potential. One spacious side features a townhouse-style layout with dual staircases, a bright living room, formal dining room, 3-4 bedrooms and 1.5 baths, ideal for an owner’s unit or extended family. Each unit has separate utilities for convenience and efficiency. Younger replacement windows enhance comfort and energy savings, while the semi-finished third floor provides valuable additional space with potential bedrooms or future expansion for either side. Excellent parking ensures easy access for residents and guests. Centrally located near shopping, restaurants, parks, and major routes, this well-maintained property combines strong rental income potential with long-term growth opportunity, perfect for both owner-occupants and investors alike.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Status: Active under contract
Jun 16, 2026
Active → Active Under Contract
Pending Sale
Jun 16, 2026
Offer accepted, sale pending
Listed for Sale
Jun 2, 2026
$1,095,000
Original listing
Agent: Hans Brings RESULTS
Office: Coldwell Banker Realty - Waltham
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/16/2026 | 📋 Status: Active under contract | - | - | - | Active → Active Under Contract |
| 06/16/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/02/2026 | 🏠 Listed for Sale | $1,095,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,872 | $995,000 |
Financial Details
Annual Property Tax
$6,872
Tax Year 2026
Assessed Value
$995,000
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1880
Living Area
2,972 sq ft
Lot Size
0.12 acres
Bedrooms
5
Full Baths
3
Half Baths
1
Total Rooms
12
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Unit 3 Rent
— · N
Interior
Heating
Baseboard, Oil
Cooling
None
Flooring
Wood
Appliances
Range
Fireplace
None
Basement
Full, Unfinished
Laundry
None
Features
Living Room, Kitchen, Dining Room
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch
Parking
Features
Off Street, Paved
Total Spaces
8
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$6,872
Assessed Value
$995,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Bonus Top Floor Rooms Are Semi-finished And Unheated. Home Is Currently Owner Occupied With No Tenants
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Middlesex
Total market time (incl. prior listings)
28 days
Property Overview
Property Type
3 Family
Listing Type
Sale Pending
Year Built
1880
Bedrooms
5
Full Bathrooms
3
Half Bathrooms
1
Living Area
2,972 sq ft
Total Rooms
12
Stories
4
Levels
4
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,972 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range
Interior Features:
Living Room, Kitchen, Dining Room
Windows:
Insulated Windows
Basement:
Full, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1880
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
4
Heating, Cooling & Utilities
Heating:
Baseboard, Oil
Heating Zones:
3
Cooling:
Hot Water:
Natural Gas, Tank
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Off Street, Paved
Nearby Schools
School District
Waltham School District local
B+
School Safety
2024-25
2.3%
Average
2.2%
Suspensions
1.4%
In-School
0.1%
Emergency
3.2% below state avg
Elementary Schools
10 schools
The Lumen Academy
1.4 mi
Grades PK-08
Milestones Day School
1.6 mi
Grades 02-12
Our Lady's Academy
2.6 mi
Grades PK-08
B-
William F. Stanley Elementary School
0.6 mi
|
#420 of 824
|
Score: 47.2
Improved 49 spots from last year
-11.1 below state avg
381 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
B+
Thomas R Plympton Elementary School
0.7 mi
|
#303 of 824
|
Score: 50.8
Improved 344 spots from last year
-7.4 below state avg
357 students
Diverse
Rising School
Diverse Student Body
Grades K-05
B
Henry Whittemore Elementary School
0.9 mi
|
#357 of 824
|
Score: 49.0
Improved 144 spots from last year
-9.2 below state avg
372 students
Moderate
Rising School
Grades K-05
B-
Dual Language School
1.6 mi
|
#433 of 824
|
Score: 46.6
Dropped 101 spots from last year
-11.6 below state avg
222 students
Moderate
Grades K-05
B+
James Fitzgerald Elementary School
1.8 mi
|
#270 of 824
|
Score: 51.8
Improved 2 spots from last year
-6.4 below state avg
350 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
A-
Douglas MacArthur Elementary School
2.2 mi
|
#185 of 824
|
Score: 55.9
Improved 213 spots from last year
-2.3 below state avg
475 students
Diverse
Rising School
Diverse Student Body
Grades K-05
B
Northeast Elementary School
2.3 mi
|
#352 of 824
|
Score: 49.1
Improved 255 spots from last year
-9.1 below state avg
527 students
Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
2 schools
B
John W. McDevitt Middle School
0.7 mi
|
#160 of 352
|
Score: 43.8
Dropped 17 spots from last year
-14.4 below state avg
618 students
Diverse
Grades 06-08
A-
John F Kennedy Middle School
0.7 mi
|
#94 of 352
|
Score: 50.3
Improved 34 spots from last year
-7.9 below state avg
635 students
Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
4 schools
B-
Waltham Senior High School
0.7 mi
|
#179 of 346
|
Score: 53.0
Improved 59 spots from last year
-5.2 below state avg
1,791 students
Diverse
21 sports
• 1,802 athletes
Early College Program
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
Chapel Hill Chauncy Hall School
1.1 mi
Grades 09-12
Waltham Valor High School
1.6 mi
49 students
Less Diverse
Grades 09-12
Gann Academy-The New Jewish High School
2.2 mi
Grades 09-12
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Monthly Payment Breakdown
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Property Tax
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Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
102-104 Harvard Street, Waltham MA 02453
Waltham, MA 02453
Listing Information
Listing Agent
Hans Brings RESULTS
Listing Office
Coldwell Banker Realty - Waltham
Office Phone
781-893-0808
Agent MLS ID
TM336529
Office MLS ID
AN6239
Listing Data Updated
Aug 3, 2026 8:55 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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