FeaturesFlooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Open Floorplan, Stainless Steel Appliances, Washer Hookup, Gas Stove, Peninsula, Lighting - Pendant, Crown Molding
LevelFirst
102 Main Street # T, Andover MA 01810
Andover, MA 01810
$399,000
Est. $3,218/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Downtown Andover Living at Its Best! This lovely 2-bedroom condo offers a unique open floor plan rarely found in the building, creating a spacious and inviting feel throughout. Ideally located in the heart of downtown Andover, you’ll enjoy easy access to Phillips Academy, wonderful restaurants, boutique shopping, coffee shops, and all that the vibrant Andover community has to offer. A beautiful sunroom overlooks the peaceful courtyard, providing the perfect spot to relax, read, or enjoy your morning coffee. Additional highlights include hardwood floors, elegant crown molding, and the convenience of in-unit laundry—a highly desirable feature. A private storage unit provides valuable additional space. Brand new windows in 2025, new furnace and hot water tank in 2018. A wonderful opportunity to enjoy the best of downtown Andover with comfort, character, and convenience right outside your door. SHOWINGS START THURSDAY 9/17 @ 12pm -THROUGH SHOWINGTIME. OH: FRIDAY 5-6:30PM AND SUNDAY 11-1PM
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Property History
Property Timeline
Listed for Sale
Sep 16, 2026
$399,000
Original listing
Agent: Christine Welch
Office: William Raveis R.E. & Home Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/16/2026 | 🏠 Listed for Sale | $399,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,368 | $354,800 |
Financial Details
Annual Property Tax
$4,368
Tax Year 2026
HOA Fee
$636
Monthly
Assessed Value
$354,800
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1924
Living Area
920 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
6
Interior
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Flooring
Wood, Tile, Flooring - Hardwood
Appliances
Range, Dishwasher, Refrigerator, Washer/dryer, Range Hood
Fireplace
Living Room
Fireplaces
1
Basement
N
Laundry
First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Sun Room
Exterior
Construction
Frame
Architecture
None
Roof
Tile
Features
Porch - Enclosed, Decorative Lighting
Pool
None
Spa
None
Fencing
None
Patio/Porch
Enclosed
Parking
Features
None
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Dryer, Washer Hookup
Financial
Annual Tax
$4,368
Assessed Value
$354,800
HOA & Community
HOA Fee
$636 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash, Reserve Funds
Amenities
Storage
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Pr Has This As A 3 Bdrm, It Is A Real Two Bdrm. Sale Contingent On Sellers Closing On New Property - Property Is Under Agreement With Closing Date Scheduled For End Of October.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
["Low-Rise"]
Unit/Building
T
Sq Ft Source
Public Record
Documents
Master Deed, Unit Deed, Rules & Regs, Management Association Bylaws, Association Financial Statements, Certificate Of Insurance (6)
County
Essex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1924
Bedrooms
2
Full Bathrooms
1
Living Area
920 sq ft
Total Rooms
6
Stories
1
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
920 sq ft above grade
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
FeaturesCeiling Fan(s), Closet/Cabinets - Custom Built, Window(s) - Picture, Chair Rail, Open Floorplan, Crown Molding
LevelFirst
FeaturesCeiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan, Crown Molding
LevelFirst
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile
Display Options
Outdoor Areas
Patio & porchEnclosed
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Flooring - Hardwood
Appliances:
Range, Dishwasher, Refrigerator, Washer/Dryer, Range Hood
Interior Features:
Ceiling Fan(s), Sun Room
Windows:
Window(s) - Picture
Basement:
N
Laundry:
First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1924
Structure Type:
Low-Rise
Exterior Materials:
Frame
Roof:
Tile
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Porch - Enclosed, Decorative Lighting
Patio & Porch:
Enclosed
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Highway Access, House of Worship, Private School, Public School, T-Station, University
Nearby Schools
School District
Andover School District local
A+
School Safety
2024-25
0.4%
Low
0.4%
Suspensions
0.1%
In-School
5.1% below state avg
Elementary Schools
10 schools
Saint Augustine School
0.2 mi
Grades PK-08
The Pike School Inc
1.6 mi
Grades PK-09
Andover School of Montessori
2.3 mi
Grades PK-08
Anderson School
2.7 mi
Grades PK-07
Melmark New England School
5.6 mi
Grades PK-12
Shawsheen School
1.9 mi
104 students
Diverse
Diverse Student Body
Grades PK
A
West Elementary School
1.9 mi
|
#134 of 825
|
Score: 57.5
Improved 143 spots from last year
-0.7 below state avg
594 students
Diverse
Rising School
Strong Attendance
Grades K-05
A+
South Elementary School
2.0 mi
|
#58 of 825
|
Score: 61.5
Dropped 8 spots from last year
+3.3 above state avg
420 students
Diverse
Strong Attendance
Grades K-05
A+
Henry C Sanborn Elementary School
2.2 mi
|
#26 of 825
|
Score: 64.3
Improved 15 spots from last year
+6.1 above state avg
308 students
Diverse
Strong Attendance
Grades K-05
A+
High Plain Elementary School
3.7 mi
|
#52 of 825
|
Score: 62.3
Improved 47 spots from last year
+4.1 above state avg
500 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-05
Middle Schools
3 schools
A
Doherty Middle School
0.1 mi
|
#42 of 352
|
Score: 58.4
Improved 12 spots from last year
+0.2 above state avg
484 students
Moderate
Strong Attendance
Grades 06-08
A
Andover West Middle School
0.8 mi
|
#52 of 352
|
Score: 56.4
Dropped 36 spots from last year
-1.8 below state avg
478 students
Diverse
Strong Attendance
Grades 06-08
A
Wood Hill Middle School
4.1 mi
|
#69 of 352
|
Score: 53.5
Dropped 38 spots from last year
-4.7 below state avg
336 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
High Schools
3 schools
Phillips Academy
0.5 mi
Grades 09-12
A+
Andover High School
0.9 mi
|
#24 of 346
|
Score: 72.9
Improved 10 spots from last year
+14.7 above state avg
1,578 students
Diverse
20 sports
• 2,968 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
B+
Greater Lawrence Regional Vocational Technical School
4.2 mi
|
#137 of 346
|
Score: 57.4
Improved 51 spots from last year
-0.9 below state avg
1,893 students
Moderate
High Graduation Rate
Rising School
Career Tech Programs
College Ready Curriculum
Grades 09-12
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$364
Homeowners Insurance
$200
HOA Fee
$636/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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Total interest paid
$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
102 Main Street # T, Andover MA 01810
Andover, MA 01810
Listing Information
Listing Agent
Christine Welch
Listing Office
William Raveis R.E. & Home Services
Office Phone
978-475-5100
Agent MLS ID
CN227545
Office MLS ID
AN0949
Listing Data Updated
Sep 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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