Dimensions12 x 15
LevelSecond
1020 Shirley St # 1020, Winthrop MA 02152
Winthrop, MA 02152
$498,500
Est. $3,258/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This is your chance to live in Winthrop by the sea. This condo is located in a section of Winthrop known as Point Shirley. This condo is surrounded by amenities. The MBTA. bus to Boston or Logan airport stops directly across the street from your front door at the same place the local school bus stops. Winthrop also has a MBTA. water taxi to Boston. It's a fun ride across Boston harbor. The town beach is only a two-minute walk. Just grab your gear leave the car home and have fun. The neighborhood is great for walking and biking either on the beach or on Grandview ave. You will have on site parking plus curbside parking. Winthrop has three yacht clubs two boat marinas and a golf course. It also have public parks with tennis and basketball and a free boat launching ramp.
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Recently Sold Nearby
Price & Status History
Property Timeline
Listed for Sale
Oct 15, 2026
$498,500
Original listing
Agent: Lisa Berry
Office: Simply Sell Realty
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/15/2026 | 🏠 Listed for Sale | $498,500 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $3,152 | $0 |
Financial Details
Annual Property Tax
$3,152
Tax Year 2026
HOA Fee
$275
Monthly
Assessed Value
$0
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1922
Living Area
1,002 sq ft
Stories
2
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
4
Interior
Heating
Baseboard, Natural Gas
Cooling
None
Flooring
Carpet
Appliances
Range, Disposal, Microwave, Washer, Energy Star Qualified Dryer, Energy Star Qualified Dishwasher
Fireplace
None
Basement
Y
Laundry
Electric Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Other (see Remarks)
Roof
Shingle
Features
Fenced Yard, Garden, Screens
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
None
Parking
Features
Off Street, Stone/gravel, Paved
Total Spaces
2
Utilities
Electric
110 Volts, 220 Volts, Circuit Breakers, 150 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$3,152
Assessed Value
0.00
HOA & Community
HOA Fee
$275 Monthly
Fee Includes
Water, Sewer, Insurance, Snow Removal, Trash
Amenities
None
Optional Fee Includes
None
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Occasional Air Plane Sound, In A Flood Zone, Occupancy Limits
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Unit/Building
1020
Sq Ft Source
Owner
Documents
None
County
Suffolk
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1922
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,002 sq ft
Total Rooms
4
Stories
2
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,002 sq ft above grade
Dimensions12 x 13
LevelFirst
Display Options
Room Markers
BRBedroom (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet
Appliances:
Range, Disposal, Microwave, Washer, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Dishwasher
Interior Features:
Windows:
Screens
Basement:
Y
Laundry:
Electric Dryer Hookup
Security:
Construction & Materials
Style:
Other (See Remarks)
Year Built:
1922
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
2
Utilities & Systems
Heating:
Baseboard, Natural Gas
Heating Zones:
2
Cooling:
None
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Fenced Yard, Garden, Screens
Patio & Porch:
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Stone/Gravel, Paved
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
2 schools
B-
Arthur T. Cummings Elementary School
1.4 mi
|
#447 of 825
|
Score: 46.2
Improved 107 spots from last year
-12 below state avg
466 students
Moderate
Rising School
Grades 03-05
William P. Gorman/Fort Banks Elementary School
1.8 mi
486 students
Moderate
Grades PK-02
Middle Schools
1 school
B+
Winthrop Middle School
1.6 mi
|
#118 of 352
|
Score: 47.7
Dropped 25 spots from last year
-10.5 below state avg
455 students
Moderate
Grades 06-08
High Schools
1 school
C+
Winthrop High School
1.5 mi
|
#238 of 346
|
Score: 48.4
Dropped 109 spots from last year
-9.8 below state avg
553 students
Moderate
18 sports
• 1,118 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$263
Homeowners Insurance
$200
HOA Fee
$275/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
1020 Shirley St # 1020, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
Lisa Berry
Listing Office
Simply Sell Realty
Office Phone
978-315-0300
Agent MLS ID
G0003000
Office MLS ID
AN5558
Listing Data Updated
Oct 15, 2026 7:38 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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