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104-106 Payson Rd, Belmont MA 02478

Belmont, MA 02478
$1,628,000
Est. $9,706/month
7
Beds
2.5
Baths
2,966
Sq Ft
$549
Price/Sq Ft
0.16
Acres
1930
Year Built
2
Garage Spaces
20
Days on Market
Active Listed Jun 24, 2026 • MLS# 73540884 Copied! • Updated Jun 28, 2026

About this home

Stately and expansive two-family home in the highly desirable Belmont neighborhood, offering timeless character and exceptional flexibility for both investors and owner-occupants.With impressive ceiling heights across all living levels including basement. This solid property offers a premier foundation and incredible equity upside for a custom luxury. Rich natural wood details, high ceilings, abundant natural light, and spacious rooms create warmth and charm throughout. Large apartments feature comfortable layouts, eat-in kitchens, tile baths, and inviting living rooms with fireplaces. The impressive upper unit spans two levels, making it an ideal owner's residence, while the lower unit provides excellent rental income potential. A detached two-car garage, additional off-street parking. Conveniently located just moments from Cushing Square, public transportation, shopping, restaurants, parks, and all that Belmont has to offer.

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Property History

Property Timeline

🏠
Listed for Sale
Jun 24, 2026
$1,628,000
Original listing
Agent: Yangyang Zhou Office: Coldwell Banker Realty - Newton

Tax History

Year Taxes Assessment
2026 $15,282 $1,359,000

Financial Details

Annual Property Tax
$15,282
Tax Year 2026
Assessed Value
$1,359,000

Facts & Features

2 Car Garage

Home Facts

Type Residential Income
Style Multi Family
Year Built 1930
Living Area 2,966 sq ft
Lot Size 0.16 acres
Bedrooms 7
Full Baths 2
Half Baths 1
Total Rooms 15

Investment Metrics

Units 2
Unit 1 Rent $2,850/mo · Y
Unit 2 Rent $3,500/mo · Y
Total Monthly Rent $6,350/mo
Gross Income $76,200
Net Operating Income $76,200
Cap Rate 4.68%
Heating Steam, Natural Gas
Cooling None
Flooring Wood, Tile
Appliances Refrigerator
Fireplace None
Fireplaces 2
Basement Interior Entry, Unfinished
Laundry None
Features Living Room, Dining Room, Kitchen
Construction Frame
Architecture None
Roof Slate
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 2
Has Garage Yes
Features Paved Drive
Total Spaces 8
Electric None
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $15,282
Assessed Value $1,359,000
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Middlesex
Total market time (incl. prior listings) 4 days

Property Overview

Property Type
Multi Family
Listing Type
For Sale
Year Built
1930
Bedrooms
7
Full Bathrooms
2
Half Bathrooms
1
Living Area
2,966 sq ft
Total Rooms
15
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Wood, Tile
Appliances: Refrigerator
Interior Features: Living Room, Dining Room, Kitchen
Windows:
Basement: Interior Entry, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1930
Structure Type:
Exterior Materials: Frame
Roof: Slate
Foundation: Concrete Perimeter
Stories: 3

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 2
Total Parking Spaces: 8
Parking Features: Paved Drive

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,274
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

104-106 Payson Rd, Belmont MA 02478

Belmont, MA 02478

Listing Information

Listing Agent Yangyang Zhou
Listing Office Coldwell Banker Realty - Newton
Office Phone 617-969-2447
Agent MLS ID CN247078
Office MLS ID AN6227
Listing Data Updated Jun 28, 2026 4:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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104-106 Payson Rd, Belmont MA 02478 - Photo 1 104-106 Payson Rd, Belmont MA 02478 - Photo 2 104-106 Payson Rd, Belmont MA 02478 - Photo 3 104-106 Payson Rd, Belmont MA 02478 - Photo 4 104-106 Payson Rd, Belmont MA 02478 - Photo 5 104-106 Payson Rd, Belmont MA 02478 - Photo 6 104-106 Payson Rd, Belmont MA 02478 - Photo 7 104-106 Payson Rd, Belmont MA 02478 - Photo 8 104-106 Payson Rd, Belmont MA 02478 - Photo 9 104-106 Payson Rd, Belmont MA 02478 - Photo 10 104-106 Payson Rd, Belmont MA 02478 - Photo 11 104-106 Payson Rd, Belmont MA 02478 - Photo 12 104-106 Payson Rd, Belmont MA 02478 - Photo 13
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