109 Belmont St, Cambridge MA 02138
Cambridge, MA 02138
$1,899,000
Est. $10,538/month
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About this home
Exceptional opportunity to own a spacious multi-family property in one of Cambridge's most desirable neighborhoods. Offering over 2,500 square feet of living space, this multi-family property is fully gutted and ready to be renovated with included permit ready plans. It features 6 bedrooms and 3 full bathrooms, providing flexibility for investors, owner-occupants, or multi-generational living. Situated on a 4,356-square-foot fenced lot, the property offers private outdoor space while being conveniently located near Harvard Square, Fresh Pond, public transportation, shopping, dining, parks, and major commuter routes. Each unit is designed for luxury living accommodations with strong rental potential in a highly sought-after market. Whether you're looking to expand your investment portfolio, generate rental income, or occupy one unit while leasing the others, this Cambridge property offers outstanding value and long-term potential. Condo conversion could be explored for maximum return.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Jul 4, 2026
$1,899,000
Original listing
Agent: The Prosperity Group
Office: eXp Realty LLC - Corporate Office
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/04/2026 | 🏠 Listed for Sale | $1,899,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,822 | $1,389,300 |
Financial Details
Annual Property Tax
$8,822
Tax Year 2025
Assessed Value
$1,389,300
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1916
Living Area
2,500 sq ft
Lot Size
0.10 acres
Bedrooms
6
Full Baths
3
Total Rooms
19
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
Wood, Tile, Vinyl
Appliances
None
Fireplace
None
Basement
Full, Walk-out Access, Concrete, Unfinished
Laundry
Gas Dryer Hookup
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony, Rain Gutters, Varies Per Unit
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch, Screened, Deck, Deck - Wood, Patio
Parking
Features
None
Utilities
Electric
220 Volts
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Gas Dryer
Financial
Annual Tax
$8,822
Assessed Value
$1,389,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Home Is Fully Gutted. Agent To Accompany Client Throughout Walk And Use Safety Precautions. No Showings At Night Due To No Power.
Additional Details
Possession
None
Accepted Financing
Other (see Remarks)
Structure Type
[]
Sq Ft Source
Owner
Sq Ft Disclosures
Home is gutted with permit ready architectural plans for up to a 4 unit.
Documents
None
County
Middlesex
Total market time (incl. prior listings)
5 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1916
Bedrooms
6
Full Bathrooms
3
Living Area
2,500 sq ft
Total Rooms
19
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,581 sq ft above grade
919 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch, Screened, Deck, Deck - Wood, Patio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Vinyl
Appliances:
Interior Features:
Windows:
Basement:
Full, Walk-Out Access, Concrete, Unfinished
Laundry:
Gas Dryer Hookup
Security:
Construction & Materials
Year Built:
1916
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Block
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony, Rain Gutters, Varies per Unit
Patio & Porch:
Porch, Screened, Deck, Deck - Wood, Patio
Fencing:
Fenced
Other Structures:
Shed(s)
Lot Features:
Level, Other
Road Surface:
Paved
Parking & Garage
Parking Features:
Nearby Schools
School District
Cambridge School District local
A-
Where Graduates Go
Class of 2021
65%
attend college
58%
4-Year
7%
2-Year
23%
Out of State
7%
Working
School Safety
2024-25
1.2%
Low
0.8%
Suspensions
0.2%
In-School
0.4%
Emergency
4.3% below state avg
Elementary Schools
10 schools
Shady Hill School
0.9 mi
Grades PK-08
Fayerweather Street School
1.1 mi
Grades PK-08
St. Peter Elementary School
1.3 mi
Grades PK-08
Cambridge Montessori School
1.3 mi
Grades PK-06
Cambridge Friends School
1.5 mi
Grades PK-08
A
Benjamin Banneker Charter Public School
1.6 mi
|
#100 of 824
|
Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students
Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
2.2 mi
Grades 01-12
A
Amigos School
2.5 mi
|
#45 of 352
|
Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students
Diverse
Diverse Student Body
Grades PK-08
C
Prospect Hill Academy Charter School
2.8 mi
|
#253 of 346
|
Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students
Diverse
High Graduation Rate
Rising School
College Ready Curriculum
Diverse Student Body
Grades PK-12
B+
Haggerty School
0.2 mi
|
#254 of 824
|
Score: 52.3
Improved 122 spots from last year
-5.9 below state avg
250 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-05
Middle Schools
5 schools
Allium Montessori School
1.8 mi
Grades 01-06
A
Rindge Avenue Upper School
1.8 mi
|
#67 of 352
|
Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students
Diverse
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
2.2 mi
|
#103 of 352
|
Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students
Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
3.2 mi
|
#214 of 352
|
Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students
Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
3.5 mi
|
#118 of 352
|
Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students
Very Diverse
Rising School
Diverse Student Body
Grades 06-08
High Schools
3 schools
Farr Academy School
2.7 mi
Grades 07-12
NuVu Innovation School
2.8 mi
Grades 08-12
B-
Community Charter School of Cambridge
3.6 mi
|
#178 of 346
|
Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students
Diverse
7 sports
• 202 athletes
High Graduation Rate
College Ready Curriculum
Grades 06-12
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Year 15
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Location
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Neighborhood
109 Belmont St, Cambridge MA 02138
Cambridge, MA 02138
Listing Information
Listing Agent
The Prosperity Group
Listing Office
eXp Realty LLC - Corporate Office
Office Phone
888-854-7493
Agent MLS ID
TM350594
Office MLS ID
AC0342
Listing Data Updated
Jul 9, 2026 2:30 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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