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109 Water Street # 404, Beverly MA 01915

Beverly, MA 01915
$745,000
Est. $5,831/month
2
Beds
2.5
Baths
1,725
Sq Ft
$432
Price/Sq Ft
1982
Year Built
Active Under Contract Price Drop -$44,000 Listed Apr 8, 2026 • MLS# 73497795 Copied!

About this home

Broker Caravan Cancelled! Seller will pay 12 months of condo fees with an acceptable offer! Wake up to sweeping harbor views in this southwest-facing corner penthouse at Tuck Point! This beautifully renovated 2-bedroom, 2.5-bath townhome is filled with natural light and showcases harbor views from nearly every room, along with beautiful morning light and spectacular sunsets. The main level features an open-concept layout with a well-appointed kitchen, dining area, and inviting living room. Enjoy in-unit laundry, garage parking, generous storage, a new hot water heater, and a private deck overlooking the association pool and Beverly Harbor. Upstairs, the expansive primary suite includes an oversized walk-in closet and private bath, while a spacious guest bedroom, full bath, and dedicated office provide flexibility. A second west-facing “sunset deck” captures picturesque views of the Beverly-Salem Bridge. Located just moments from downtown Beverly and the train to Boston!

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Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1982
Bedrooms
2
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,725 sq ft
Total Rooms
5
Stories
2
Entry Level
4

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1982
Living Area 1,725 sq ft
Bedrooms 2
Full Baths 2
Half Baths 1
Total Rooms 5

Interior

Heating Electric Baseboard, Heat Pump
Cooling Central Air, Heat Pump
Flooring Tile, Carpet, Wood Laminate
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry Bathroom - Half, First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Features Office, Internet Available - Unknown

Exterior

Construction Frame, Brick
Architecture None
Roof None
Features Porch, Balcony
Pool Association, In Ground
Spa None
Fencing None
Patio/Porch Porch

Parking

Garage Spaces 1
Has Garage Yes
Features Attached, Off Street
Total Spaces 2

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup

Financial

Annual Tax $7,056
Assessed Value $642,000

Interior Features

Flooring: Tile, Carpet, Wood Laminate
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Office, Internet Available - Unknown
Windows: Insulated Windows
Basement: N
Laundry: Bathroom - Half, First Floor, In Unit, Electric Dryer Hookup, Washer Hookup
Security: Intercom

Construction & Materials

Year Built: 1982
Structure Type: Townhouse, Mid-Rise
Exterior Materials: Frame, Brick
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Electric Baseboard, Heat Pump
Heating Zones: 2
Cooling: Central Air, Heat Pump
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Balcony
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 2
Parking Features: Attached, Off Street

Special Features

Waterfront: Yes
Waterfront Type: Waterfront, Ocean, Harbor, Marina, Harbor, Ocean, Walk to, 0 to 1/10 Mile To Beach, Beach Ownership(Public)
Community Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Medical Facility, Conservation Area, Marina

Location

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Neighborhood

109 Water Street # 404, Beverly MA 01915

Beverly, MA 01915

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $588
Homeowners Insurance $200
HOA Fee $1,276/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

2
Price Changes
5.6%
Price Range

Property Timeline

📋
Status: Active under contract
May 19, 2026
Active → Active Under Contract
Price Reduced
May 5, 2026
$745,000 $34,000 (-4.36%)
From $779,000 to $745,000 (-4.4%)
Price Reduced
Apr 27, 2026
$779,000 $10,000 (-1.27%)
From $789,000 to $779,000 (-1.3%)
🏠
Listed for Sale
Apr 8, 2026
$789,000
Original listing
Office: J. Barrett & Company

Price & Status History

Date Event Price Change
May 19, 2026 Status: Active under contract $0
May 5, 2026 Price Changed $745,000 -$34,000
Apr 27, 2026 Price Changed $779,000 -$10,000
Apr 8, 2026 New Listing Added $789,000

Market Statistics

Time on Market
Price per Sq Ft
$432
Total Price Drop
-$44,000

Tax History

Year Taxes Assessment
2025 $7,056 $642,000

Financial Details

Annual Property Tax
$7,056
Tax Year 2025
HOA Fee
$1,276
Monthly
Assessed Value
$642,000

Listing Information

Listing Agent Laura Crowell
Listing Office J. Barrett & Company
Agent MLS ID C9501291
Office MLS ID AC2087
Listing Data Updated May 19, 2026 2:14 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Beverly, MA

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BMN Boston Real Estate

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