11 Lloyd Rd # 11, Watertown MA 02472
Watertown, MA 02472
$649,000
Est. $4,327/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Bathed in natural light from windows on three sides, this charming East Watertown condo offers an expansive and gracious layout with wonderful character throughout. Tucked just off Mt. Auburn St and close to Arsenal Yards, Fresh Pond Reservation, the Charles River, shopping and more, this inviting home has a lovely sense of space and flow. A front office provides a versatile space for working from home, a den or quiet retreat, while the generous living and dining areas are open to one another yet each retains its own distinct character. Large windows window fill the living room with sunlight, while the dining room features a charming bay window and built-in hutch. The fully applianced kitchen is both spacious and functional, with a walk-in pantry, gas cooking and ample counter space. Both bedrooms are somewhat equal in size. This works well for roommates! Enjoy your morning coffee or unwind at the end of the day on the private back deck. There is a full tandem parking space, and a large storage area and private laundry in the basement. Even more enticing is over one thousand square feet of unfinished attic space, offering abundant storage and exciting potential to possibly create additional finished living space. Bring your imagination!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 8, 2026
$649,000
Original listing
Agent: Jennifer Gelfand
Office: Coldwell Banker Realty - Boston
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/08/2026 | 🏠 Listed for Sale | $649,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,295 | $571,900 |
Financial Details
Annual Property Tax
$7,295
Tax Year 2026
HOA Fee
$238
Monthly
Assessed Value
$571,900
Facts & Features
Home Facts
Type
Residential
Style
Condominium
Year Built
1910
Living Area
1,113 sq ft
Lot Size
0.0000
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
6
Interior
Heating
Hot Water, Oil
Cooling
Window Unit(s)
Flooring
Wood
Appliances
Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
In Building, In Unit
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Deck, Garden
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck
Parking
Features
Off Street, Tandem
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$7,295
Assessed Value
$571,900
HOA & Community
HOA Fee
$238 Monthly
Fee Includes
Water, Sewer, Insurance
Amenities
None
Optional Fee Includes
None
Owner-Occupied Units
2
Pets
Yes
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Recreation Room In Attached Floor Plans Is Common Space Shared By Both Units, And Not Exclusive Use Space. One Animal Per The Condo Docs. Leases Must Be For 1 Year According To Condo Docs. Re Taxes Do Not Include The Residential Exemption.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Detached","2/3 Family"]
Unit/Building
11
Sq Ft Source
Public Record
Sq Ft Disclosures
278 sq ft in basement storage and 1215 sq ft in unfinished attic not included in above sq. footage.
Documents
None
County
Middlesex
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1910
Bedrooms
2
Full Bathrooms
1
Living Area
1,113 sq ft
Total Rooms
6
Stories
1
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,113 sq ft above grade
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer
Interior Features:
Windows:
Basement:
Y
Laundry:
In Building, In Unit
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Detached, 2/3 Family
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Hot Water, Oil
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck, Garden
Patio & Porch:
Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Tandem
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$608
Homeowners Insurance
$200
HOA Fee
$238/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
11 Lloyd Rd # 11, Watertown MA 02472
Watertown, MA 02472
Listing Information
Listing Agent
Jennifer Gelfand
Listing Office
Coldwell Banker Realty - Boston
Office Phone
617-266-4430
Agent MLS ID
BB800178
Office MLS ID
AN6192
Listing Data Updated
Sep 8, 2026 11:17 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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