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110 Clay St, Cambridge MA 02140

Cambridge, MA 02140
$1,198,000
Est. $6,611/month
3
Beds
2.5
Baths
1,293
Sq Ft
$927
Price/Sq Ft
0.06
Acres
1981
Year Built
-2
Days on Market
Pending Listed Apr 1, 2026 • MLS# 73494411 Copied!

About this home

Tucked on a quiet, tree-lined one-way street in desirable North Cambridge, this sun-drenched 3-bed, 2.5-bath attached single-family home presents a rare opportunity to enjoy privacy, charm, and exceptional convenience—with no HOA fee. The open-concept kitchen, dining, and living area creates a bright and inviting space for everyday living and entertaining, complemented by gleaming hardwood floors throughout and abundant natural light. The spacious primary suite features an en-suite bath, walk-in closet, and skylight. Step outside to a beautifully landscaped garden with a storage shed—perfect for gardening or outdoor relaxation. Meticulously maintained by the same owner for over 12 years, the home also features a new roof and freshly painted interior and exterior. Exclusive deeded parking adds rare convenience. Ideally located between Alewife and Davis via the linear bike path, surrounded by three amazing parks, Fresh Pond Mall, and everyday amenities.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1981
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,293 sq ft
Total Rooms
5

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1981
Living Area 1,293 sq ft
Lot Size 0.06 acres
Bedrooms 3
Full Baths 2
Half Baths 1
Total Rooms 5

Interior

Heating Baseboard, Natural Gas
Cooling Window Unit(s)
Flooring Tile, Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full, Unfinished
Laundry Gas Dryer Hookup
Features None

Exterior

Construction Frame
Architecture Contemporary
Roof Shingle

Parking

Features Paved Drive, Off Street, Deeded, Paved
Total Spaces 1

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer

Financial

Annual Tax $4,244
Assessed Value $1,130,900

Interior Features

Flooring: Tile, Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows: Insulated Windows
Basement: Full, Unfinished
Laundry: Gas Dryer Hookup
Security:

Construction & Materials

Style: Contemporary
Year Built: 1981
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 3
Cooling: Window Unit(s)
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Total Parking Spaces: 1
Parking Features: Paved Drive, Off Street, Deeded, Paved

Location

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Neighborhood

110 Clay St, Cambridge MA 02140

Cambridge, MA 02140

Walkability

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Nearby Schools

School District
Cambridge School District local
A-
🎓 Where Graduates Go Class of 2021
65% attend college
58% 4-Year 7% 2-Year 23% Out of State 7% Working
School Safety 2024-25
1.2% Low
0.8% Suspensions 0.2% In-School 0.4% Emergency
4.3% below state avg
E

Elementary Schools

10 schools
A
Benjamin Banneker Charter Public School
0.3 mi | #100 of 824 | Score: 59.4
Dropped 79 spots from last year
+1.2 above state avg
352 students Less Diverse
Grades PK-06
Lycee International de Boston/International School of Boston, Inc.
0.4 mi
Grades 01-12
Cambridge Friends School
0.6 mi
Grades PK-08
Cambridge Montessori School
0.8 mi
Grades PK-06
Fayerweather Street School
1.1 mi
Grades PK-08
St. Peter Elementary School
1.1 mi
Grades PK-08
Shady Hill School
1.8 mi
Grades PK-08
C
Prospect Hill Academy Charter School
2.6 mi | #253 of 346 | Score: 45.9
Improved 29 spots from last year
-12.3 below state avg
890 students Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades PK-12
A
Amigos School
2.7 mi | #45 of 352 | Score: 57.8
Improved 14 spots from last year
-0.5 below state avg
413 students Diverse
Diverse Student Body
Grades PK-08
Wild Rose Montessori School
0.4 mi
Grades K-03
M

Middle Schools

5 schools
Allium Montessori School
1.5 mi
Grades 01-06
A
Rindge Avenue Upper School
0.5 mi | #67 of 352 | Score: 54.3
Dropped 2 spots from last year
-3.9 below state avg
292 students Diverse
Diverse Student Body
Grades 06-08
A-
Putnam Avenue Upper School
2.3 mi | #103 of 352 | Score: 49.1
Dropped 24 spots from last year
-9.1 below state avg
283 students Very Diverse
Diverse Student Body
Grades 06-08
C+
Cambridge Street Upper School
2.8 mi | #214 of 352 | Score: 39.8
Dropped 26 spots from last year
-18.4 below state avg
301 students Very Diverse
Diverse Student Body
Grades 06-08
B+
Darby Vassall Upper School
3.1 mi | #118 of 352 | Score: 47.5
Improved 26 spots from last year
-10.7 below state avg
298 students Very Diverse
Rising School Diverse Student Body
Grades 06-08
H

High Schools

3 schools
Farr Academy School
2.8 mi
Grades 07-12
NuVu Innovation School
2.8 mi
Grades 08-12
B-
Community Charter School of Cambridge
3.2 mi | #178 of 346 | Score: 53.1
Dropped 57 spots from last year
-5.2 below state avg
251 students Diverse
7 sports • 202 athletes
High Graduation Rate College Ready Curriculum
Grades 06-12
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Monthly Payment Calculator

Monthly Payment
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Loan Amount
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Over life of loan
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $354
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 1, 2026
$1,198,000
Original listing
Office: Coldwell Banker Realty - Lexington

Price & Status History

Date Event Price Change
Apr 1, 2026 New Listing Added $1,198,000

Market Statistics

Days on Market
-2 days
Price per Sq Ft
$927

Tax History

Year Taxes Assessment
2026 $4,244 $1,130,900

Financial Details

Annual Property Tax
$4,244
Tax Year 2026
Assessed Value
$1,130,900

Listing Information

Listing Agent Erica Yang
Listing Office Coldwell Banker Realty - Lexington
Agent MLS ID CN244309
Office MLS ID AN6216
Listing Data Updated Apr 1, 2026 9:27 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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BMN Boston Real Estate

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