118-120 Charles Street, Quincy MA 02169
Quincy, MA 02169
$839,000
$819,000
Est. $5,087/month
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About this home
Rare opportunity to own a unique multi-building property just a short walk from the ocean! Built in 2021 and only 5 years young, this exceptional property features two separate buildings, offering an ideal setup for investors, owner-occupants, multigenerational living, or those seeking additional privacy.Each building is thoughtfully designed with UPDATED KITCHENS and MODERN BATHROOMS, CENTRAL AIR, CENTRAL HEAT, beautiful HARDWOOD FLOORS, and convenient IN-UNIT LAUNDRY. The SEPARATE-BUILDING layout provides enhanced privacy and flexibility, making it easy to live in one building while generating rental income from the other, or maximize investment potential with both units.Enjoy the COASTAL LIFESTYLE with the ocean just steps away—perfect for relaxing walks, fresh sea breezes, and unwinding after a busy day. Combining modern construction, desirable amenities, and an unbeatable location, this property offers comfort, versatility, and long-term value. This is a MUST SEE!
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
2.4%
Price Range
Property Timeline
Price Reduced
Jul 13, 2026
$819,000
$20,000
(-2.38%)
From $839,000 to $819,000 (-2.4%)
Showing Instructions Updated
Jun 13, 2026
New showing requirements
Listed for Sale
Jun 10, 2026
$839,000
Original listing
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/13/2026 | ↓ Price Reduced | $819,000 | $20,000 | - | From $839,000 to $819,000 (-2.4%) |
| 06/13/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 06/10/2026 | 🏠 Listed for Sale | $839,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,946 | $759,400 |
Financial Details
Annual Property Tax
$8,946
Tax Year 2026
Assessed Value
$759,400
Facts & Features
Central AC
Home Facts
Type
Residential Income
Style
2 Family - 2 Units Side by Side
Year Built
2021
Living Area
1,368 sq ft
Lot Size
0.10 acres
Bedrooms
5
Full Baths
2
Total Rooms
10
Investment Metrics
Units
2
Unit 1 Rent
$2,700/mo · N
Unit 2 Rent
— · N
Total Monthly Rent
$2,700/mo
Gross Income
$32,400
Net Operating Income
$32,400
Operating Expenses
$4,600
Water/Sewer Expense
$2,400
Insurance Expense
$2,200
Cap Rate
3.96%
Interior
Heating
Central
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace
None
Basement
None
Laundry
Washer Hookup
Features
Living Room, Kitchen, Office/den
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
Porch, Deck, Covered
Parking
Features
Paved Drive, Tandem
Total Spaces
4
Utilities
Electric
Circuit Breakers, 100 Amp Service, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, Washer Hookup
Financial
Annual Tax
$8,946
Assessed Value
$759,400
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
2 Separate Buildings, In Flood Zone.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Other
Documents
None
County
Norfolk
Total market time (incl. prior listings)
37 days
Property Overview
Property Type
2 Family - 2 Units Side by Side
Listing Type
For Sale
Year Built
2021
Bedrooms
5
Full Bathrooms
2
Living Area
1,368 sq ft
Total Rooms
10
Stories
2
Levels
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,368 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch, Deck, Covered
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Living Room, Kitchen, Office/Den
Windows:
Basement:
Laundry:
Washer Hookup
Security:
Construction & Materials
Year Built:
2021
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
2
Heating, Cooling & Utilities
Heating:
Central
Heating Zones:
2
Cooling:
Central Air
Cooling Zones:
2
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch, Deck, Covered
Fencing:
Other Structures:
Lot Features:
Level
Road Surface:
Parking & Garage
Total Parking Spaces:
4
Parking Features:
Paved Drive, Tandem
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$746
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
118-120 Charles Street, Quincy MA 02169
Quincy, MA 02169
Listing Information
Listing Agent
Tin Yeung
Listing Office
Esteem Realty, LLC
Office Phone
781-603-7518
Agent MLS ID
CN202135
Office MLS ID
AN4420
Listing Data Updated
Jul 17, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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