118 Cottage St, New Bedford MA 02740

New Bedford, MA 02740 • Center
$945,000
Est. $5,677/month
6
Beds
4
Baths
4,828
Sq Ft
$196
Price/Sq Ft
0.13
Acres
1916
Year Built
3 hours 40 minutes
Time on Market
Active Listed Dec 26, 2025 • MLS# 73463740 Copied!

About this home

Welcome to 118 Cottage Street, a stunning 1916 Georgian Revival home in New Bedford’s prestigious County Street Historic District. Spanning nearly 5,000 square feet, this residence masterfully blends classic details with modern updates, featuring six bedrooms, hardwood floors, original millwork, & period details throughout. The inviting living room boasts built-ins & a fireplace, while the formal dining room opens to a private screened porch. The bright kitchen features an original pantry, skylight, & brick patio access. A home office with a separate entrance offers potential for an in-law suite. The second floor includes a primary suite plus four additional bedrooms, & a full bath. The third floor provides more living space with a sixth bedroom, a full bath, & a spacious living area—perfect for guests. Recent upgrades include central A/C, new electrical service, and elegant restoration choices throughout. Outside is a private backyard, a one-car garage, & an EV charging station.

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1916
Bedrooms
6
Full Bathrooms
3
Half Bathrooms
2
Living Area
4,828 sq ft
Total Rooms
15

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1916
Living Area 4,828 sq ft
Lot Size 0.13 acres
Bedrooms 6
Full Baths 3
Half Baths 2
Total Rooms 15

Interior

Heating Steam, Natural Gas
Cooling Central Air, Ductless
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Oven, Dishwasher, Range, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Full, Interior Entry, Concrete, Unfinished
Laundry Main Level, First Floor, Gas Dryer Hookup
Features Closet, Lighting - Sconce, Bathroom - Half, Chair Rail, Lighting - Pendant, Crown Molding, Pedestal Sink, Bathroom - Full, Bathroom - With Tub & Shower, Recessed Lighting, Window Seat, Bedroom, Entry Hall, Office, Bonus Room, Bathroom

Exterior

Construction Frame
Architecture Colonial, Georgian
Roof Shingle
Features Porch - Enclosed, Patio, Rain Gutters, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch - Enclosed, Patio

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved
Total Spaces 3

Utilities

Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Oven, For Gas Dryer

Financial

Annual Tax $8,380
Assessed Value $740,900

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Oven, Dishwasher, Range, Refrigerator, Washer, Dryer
Interior Features: Closet, Lighting - Sconce, Bathroom - Half, Chair Rail, Lighting - Pendant, Crown Molding, Pedestal Sink, Bathroom - Full, Bathroom - With Tub & Shower, Recessed Lighting, Window Seat, Bedroom, Entry Hall, Office, Bonus Room, Bathroom
Windows:
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry: Main Level, First Floor, Gas Dryer Hookup
Security:

Construction & Materials

Style: Colonial, Georgian
Year Built: 1916
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Granite

Heating, Cooling & Utilities

Heating: Steam, Natural Gas
Heating Zones: 6
Cooling: Central Air, Ductless
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch - Enclosed, Patio, Rain Gutters, Fenced Yard
Patio & Porch: Porch - Enclosed, Patio
Fencing: Fenced
Other Structures:
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 3
Parking Features: Detached, Garage Faces Side, Paved Drive, Off Street, Tandem, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Golf, Medical Facility, Laundromat, Highway Access, House of Worship, Marina, Private School, Public School, T-Station, Sidewalks

Location

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Neighborhood

Center

118 Cottage St, New Bedford MA 02740

New Bedford, MA 02740

Walkability

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Schools

Elementary School
Carney
Rating information coming soon
Middle School
Keith
Rating information coming soon
High School
Gnbhs/Gnbvth
Rating information coming soon

Monthly Payment Calculator

Monthly Payment
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $698
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Dec 26, 2025
$945,000
Original listing
Agent: The Mathew J. Arruda Group Office: Compass

Price & Status History

Date Event Price Change
Dec 26, 2025 New Listing Added $945,000

Market Statistics

Time on Market
3 hours 40 minutes
Price per Sq Ft
$196

Tax History

Year Taxes Assessment
2025 $8,380 $740,900

Financial Details

Annual Property Tax
$8,380
Tax Year 2025
Assessed Value
$740,900

Listing Information

Listing Agent The Mathew J. Arruda Group
Listing Office Compass
Agent MLS ID TM344405
Office MLS ID AN2383
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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