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12 Spencer St, Boston MA 02124

Boston, MA 02124
$924,900
Est. $5,686/month
6
Beds
3
Baths
3,672
Sq Ft
$252
Price/Sq Ft
0.09
Acres
1915
Year Built
3 Family
Type
12
Days on Market
Pending Listed Oct 21, 2025 • MLS# 73445841 Copied!

About this home

Welcome to this Diamond on the Rough! This 3-family home offers over 3,600 sq ft of living space and is perfect for savvy investors or multi-generational living. Located on a quiet street, this oversized multi boasts three large 2-bedroom units (each 2-bedroom can easily be reconfigured into a 3-bedroom unit), each featuring: Two exterior decks per unit, 3 Gas FHA Heating Systems, Updated CB panels (Main Panel is not installed), and Gas Hot Water Tanks. A walk-up 4th floor attic provides additional potential for expansion, storage, or creative use. This property is mid-remodel, making it an ideal blank canvas to complete the finishing touches to your vision. Whether you’re looking to generate strong rental income, condo-convert, or live in one unit while renting the others, this property checks all the boxes.

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Property Overview

Property Type
3 Family
Listing Type
For Sale
Year Built
1915
Bedrooms
6
Full Bathrooms
3
Living Area
3,672 sq ft
Total Rooms
15
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 3 Family
Year Built 1915
Living Area 3,672 sq ft
Lot Size 0.09 acres
Bedrooms 6
Full Baths 3
Total Rooms 15

Interior

Heating Forced Air, Natural Gas
Cooling None
Flooring Varies, Hardwood, Tile
Appliances None
Fireplace None
Basement Full, Interior Entry, Concrete, Unfinished
Laundry None
Features Pantry, Bathroom With Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room

Exterior

Construction Frame
Architecture None
Roof Shingle

Parking

Features None

Utilities

Electric Circuit Breakers, Individually Metered
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $9,709
Assessed Value $838,400

Interior Features

Flooring: Varies, Hardwood, Tile
Appliances: None
Interior Features: Pantry, Bathroom with Shower Stall, Bathroom With Tub & Shower, Living Room, Dining Room, Kitchen, Laundry Room
Windows:
Basement: Full, Interior Entry, Concrete, Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1915
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Forced Air, Natural Gas
Heating Zones: 3
Cooling: None
Hot Water: Natural Gas, Tank
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Parking Features:

Location

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Neighborhood

12 Spencer St, Boston MA 02124

Boston, MA 02124

Walkability

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Nearby Schools

School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

10 schools
C-
Holmes Elementary School
< 0.1 mi | #710 of 824 | Score: 34.7
Dropped 24 spots from last year
-23.5 below state avg
283 students Diverse
Grades PK-06
D
Greenwood Sarah K-8 School
0.2 mi | #334 of 352 | Score: 27.2
Same rank as last year
-31 below state avg
357 students Less Diverse
Grades PK-08
D
Lee K-8 School
0.4 mi | #335 of 352 | Score: 27.1
Improved 8 spots from last year
-31.1 below state avg
551 students Diverse
Grades PK-08
C-
UP Academy Charter School of Dorchester
0.4 mi | #308 of 352 | Score: 30.7
Dropped 17 spots from last year
-27.5 below state avg
640 students Diverse
Grades PK-08
C-
Codman Academy Charter Public School
0.6 mi | #293 of 346 | Score: 40.3
Dropped 9 spots from last year
-17.9 below state avg
344 students Moderate
College Ready Curriculum
Grades PK-12
C-
UP Academy Holland School
0.7 mi | #721 of 824 | Score: 34.1
Improved 98 spots from last year
-24.1 below state avg
641 students Diverse
Rising School
Grades PK-06
A
Brooke Charter School Mattapan
0.8 mi | #45 of 346 | Score: 67.9
Improved 79 spots from last year
+9.7 above state avg
2,216 students Diverse
Rising School College Ready Curriculum
Grades K-12
Compass School
0.9 mi
Grades PK-12
F
King Elementary School
1.0 mi | #823 of 824 | Score: 22.7
Dropped 3 spots from last year
-35.6 below state avg
464 students Diverse
Grades PK-06
C
Conservatory Lab Charter School
1.1 mi | #261 of 352 | Score: 35.6
Dropped 4 spots from last year
-22.6 below state avg
454 students Diverse
Grades PK-08
M

Middle Schools

10 schools
Epiphany School
0.6 mi
Grades 05-08
Dearborn Middle School
0.8 mi
Mother Caroline Academy
0.8 mi
Grades 05-08
A
Uncommon Schools - Roxbury Preparatory Dorchester Campus Middle School
1.0 mi | #4 of 16 | Score: 41.9
Improved 187 spots from last year
-16.3 below state avg
1,126 students Diverse
Rising School College Ready Curriculum
Grades 05-08
F
Higginson/Lewis K-8 School
1.8 mi | #349 of 352 | Score: 23.6
Improved 3 spots from last year
-34.6 below state avg
213 students Diverse
Grades 03-08
Nativity Prep School
2.1 mi
Grades 05-08
Middle School Academy
2.9 mi
C
Ohrenberger School
4.4 mi | #265 of 352 | Score: 34.9
Improved 20 spots from last year
-23.3 below state avg
477 students Diverse
Rising School Diverse Student Body
Grades 03-08
Frederick Pilot Middle
0.9 mi
McCormack Middle
2.3 mi
H

High Schools

10 schools
B+
TechBoston Academy
0.8 mi | #11 of 25 | Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students Diverse
Rising School
Grades 07-12
A+
Boston Latin Academy
1.4 mi | #2 of 25 | Score: 63.9
Improved 214 spots from last year
+5.7 above state avg
1,693 students Very Diverse
17 sports • 1,298 athletes
High Graduation Rate Rising School Strong Athletics Diverse Student Body
Grades 07-12
Meridian Academy
1.8 mi
Grades 06-09
D
English High School
1.8 mi | #324 of 346 | Score: 29.7
Improved 34 spots from last year
-28.5 below state avg
720 students Moderate
8 sports • 332 athletes
Rising School Career Tech Programs
Grades 07-12
B-
Margarita Muniz Academy
2.1 mi | #14 of 25 | Score: 31.3
Improved 349 spots from last year
-26.9 below state avg
428 students Less Diverse
Strong AP Program Rising School
Grades 07-12
B
Dearborn STEM Academy
2.1 mi | #13 of 25 | Score: 31.7
Improved 356 spots from last year
-26.6 below state avg
565 students Diverse
10 sports • 242 athletes
Early College Program Rising School
Grades 07-12
C
Ruth Batson Academy
2.2 mi | #19 of 25 | Score: 27.6
Improved 346 spots from last year
-30.6 below state avg
604 students Diverse
8 sports • 128 athletes
Early College Program Rising School
Grades 07-12
A-
O'Bryant School of Math & Science
2.5 mi | #90 of 346 | Score: 61.1
Improved 94 spots from last year
+2.9 above state avg
1,509 students Very Diverse
High Graduation Rate Rising School College Ready Curriculum Diverse Student Body
Grades 07-12
A-
Boston Preparatory Charter Public School
2.9 mi | #8 of 25 | Score: 41.6
Improved 287 spots from last year
-16.6 below state avg
700 students Diverse
High Graduation Rate Rising School College Ready Curriculum
Grades 06-12
Cathedral High School
3.1 mi
9 sports • 430 athletes
Grades 07-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

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Property Tax $809
Homeowners Insurance $200
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Payment Over Time

Interest
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Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Property History

Property Timeline

🏠
Listed for Sale
Oct 21, 2025
$924,900
Original listing
Office: Keller Williams Realty

Price & Status History

Date Event Price Change
Oct 21, 2025 New Listing Added $924,900 —

Market Statistics

Days on Market
12 days
Price per Sq Ft
$252

Tax History

Year Taxes Assessment
2025 $9,709 $838,400

Financial Details

Annual Property Tax
$9,709
Tax Year 2025
Assessed Value
$838,400

Listing Information

Listing Agent Robert Chestnut
Listing Office Keller Williams Realty
Agent MLS ID BB910138
Office MLS ID BB4624
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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12 Spencer St, Boston MA 02124 - Photo 1
Steven Novak

Steven Novak

BMN Boston Real Estate

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