120 Foster St, Lowell MA 01851

Lowell, MA 01851 • Highlands - Hig
$489,900
Est. $3,113/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1.5
Baths
1,032
Sq Ft
$475
Price/Sq Ft
0.19
Acres
1966
Year Built
1
Garage Space
New today
Time on Market
For Sale Listed Nov 11, 2026 • MLS# 73601318 Copied! • Updated Nov 11, 2026

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About this home

Welcome to 120 Foster Street, ideally situated in Lowell’s desirable Highlands neighborhood! This inviting raised-ranch offers a wonderful combination of comfortable living, modern conveniences, and neighborhood charm. Featuring 2 bedrooms, 1.5 baths, granite kitchen countertops, and matching LG stainless steel appliances, this home is ready to enjoy. A newer furnace and water heater add peace of mind, while the versatile lower level offers potential for additional living space, perfect for a family room, home office, or recreation area. Step outside to enjoy the fenced-in yard, complete with a patio just off the kitchen - an ideal spot for outdoor dining, entertaining, or simply relaxing. Parking is a plus with a one-car garage and additional off-street parking for two vehicles.Enjoy a location that makes everyday living easier! Sidewalk-lined neighborhood streets provide easy access to shopping, restaurants, and local amenities. Take a short walk to K-12 schools, the scenic Riverwalk, UMass Lowell, and the MBTA Lowell Commuter Rail. Commuters will appreciate convenient access to Route 3 and I-495, with an approximately 15-minute drive to the New Hampshire border and 45 minutes to Boston.Just minutes from Downtown Lowell, enjoy its restaurants, shops, cultural attractions, and vibrant community. Whether you’re a first-time buyer, looking to downsize, or searching for a home that combines comfortable living with an exceptionally convenient location, 120 Foster Street is an opportunity to enjoy all that the Highlands has to offer. Come see for yourself!

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Recently Sold Nearby

Price & Status History

Property Timeline

🏠
Listed for Sale
Nov 12, 2026
$489,900
Original listing
Agent: Haynes Realty Group Office: Keller Williams Gateway Realty

Tax History

Year Taxes Assessment
2026 $5,224 $479,200

Financial Details

Annual Property Tax
$5,224
Tax Year 2026
Assessed Value
$479,200

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 1966
Living Area 1,032 sq ft
Lot Size 0.19 acres
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Central, Baseboard, Natural Gas
Cooling Central Air
Flooring Tile, Carpet, Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Fireplace None
Basement Walk-out Access, Garage Access, Unfinished
Laundry Gas Dryer Hookup
Features None

Exterior

Construction Frame
Architecture Raised Ranch
Roof Shingle
Features Patio, Rain Gutters, Storage, Fenced Yard, Garden
Pool None
Spa None
Fencing Fenced
Patio/Porch Patio
Garage Spaces 1
Has Garage Yes
Features Under, Storage, Workshop In Garage, Paved Drive, Off Street, Paved
Total Spaces 4
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer
Annual Tax $5,224
Assessed Value $479,200
Fee Includes None
Amenities None
Optional Fee Includes None
Lead Paint Unknown
Seller Disclosures None
Possession None
Accepted Financing None
Structure Type []
House Color Beige
Sq Ft Source Public Record
Documents None
County Middlesex

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1966
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,032 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Carpet, Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement: Walk-Out Access, Garage Access, Unfinished
Laundry: Gas Dryer Hookup
Security:

Construction & Materials

Style: Raised Ranch
Year Built: 1966
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Central, Baseboard, Natural Gas
Heating Zones: 2
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Storage, Fenced Yard, Garden
Patio & Porch: Patio
Fencing: Fenced
Other Structures:
Lot Features: Wooded, Sloped
Road Frontage: 70.00 ft
Road Surface:

Parking & Garage

Garage Spaces: 1
Garage Type: Attached
Total Parking Spaces: 4
Parking Features: Under, Storage, Workshop in Garage, Paved Drive, Off Street, Paved

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $435
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Highlands - Hig

120 Foster St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Haynes Realty Group
Listing Office Keller Williams Gateway Realty
Office Phone 603-883-8400
Agent MLS ID TM360808
Office MLS ID AN5851
Listing Data Updated Nov 11, 2026 7:40 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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