120 High St, Haverhill MA 01832
Haverhill, MA 01832
$629,000
Est. $3,805/month
About this home
Investor or Owner-Occupant Opportunity! This two-family property offers plenty of potential for rental income or multi-generational living. Each unit features 2 bedrooms, a full bath, and a functional kitchen. The first-floor unit includes access to the basement with ample storage and a porch. The second-floor unit offers attic access with the potential to finish two additional bedrooms or create expanded living space. Outside, you'll find a detached two-car garage and a fenced yard, providing added convenience and outdoor enjoyment. While the exterior is in need of repairs and updates, this property presents an excellent opportunity to build equity and add value. Whether you're looking to live in one unit and rent the other or expand your investment portfolio, this property is full of possibilities. Sold as-is.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Jul 11, 2026
Offer accepted, sale pending
Listed for Sale
Jun 29, 2026
$629,000
Original listing
Agent: Jeanne Judson
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/11/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 06/29/2026 | 🏠 Listed for Sale | $629,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,088 | $475,100 |
Financial Details
Annual Property Tax
$5,088
Tax Year 2025
Assessed Value
$475,100
Facts & Features
2 Car Garage
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1910
Living Area
2,271 sq ft
Lot Size
0.09 acres
Bedrooms
8
Full Baths
2
Total Rooms
14
Investment Metrics
Units
2
Unit 1 Rent
$1,950/mo · N
Unit 2 Rent
$2,300/mo · N
Total Monthly Rent
$4,250/mo
Gross Income
$51,000
Net Operating Income
$51,000
Cap Rate
8.11%
Interior
Heating
Baseboard
Cooling
Window Unit(s)
Flooring
Carpet
Appliances
Range, Microwave, Refrigerator
Fireplace
None
Basement
Full, Interior Entry, Unfinished
Laundry
None
Features
Bathroom With Tub & Shower, Walk-up Attic, Living Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Rain Gutters
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch
Parking
Garage Spaces
2
Has Garage
Yes
Features
Paved Drive, Off Street, Paved
Total Spaces
6
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,088
Assessed Value
$475,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Red
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
12 days
Property Overview
Property Type
Multi Family
Listing Type
Sale Pending
Year Built
1910
Bedrooms
8
Full Bathrooms
2
Living Area
2,271 sq ft
Total Rooms
14
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
2,271 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Carpet
Appliances:
Range, Microwave, Refrigerator
Interior Features:
Bathroom With Tub & Shower, Walk-Up Attic, Living Room, Kitchen
Windows:
Basement:
Full, Interior Entry, Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone, Granite
Stories:
3
Heating, Cooling & Utilities
Heating:
Baseboard
Cooling:
Window Unit(s)
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Total Parking Spaces:
6
Parking Features:
Paved Drive, Off Street, Paved
Nearby Schools
School District
Haverhill School District local
C
Where Graduates Go
Class of 2021
57%
attend college
30%
4-Year
26%
2-Year
9%
Out of State
0%
Working
School Safety
2024-25
3.1%
Above Average
3.0%
Suspensions
0.9%
In-School
0.1%
Emergency
2.4% below state avg
Elementary Schools
3 schools
C
Tilton School
0.3 mi
|
#645 of 824
|
Score: 38.4
Dropped 164 spots from last year
-19.8 below state avg
471 students
Diverse
Grades K-04
St. Joseph School of All Saints Parish
0.4 mi
Grades PK-08
Moody School
0.5 mi
167 students
Diverse
Diverse Student Body
Grades PK-K
Middle Schools
3 schools
C
Consentino Middle School
0.6 mi
|
#271 of 352
|
Score: 34.3
Dropped 2 spots from last year
-23.9 below state avg
805 students
Diverse
Grades 05-08
C-
Dr. Paul Nettle Middle School
1.7 mi
|
#292 of 352
|
Score: 32.1
Dropped 42 spots from last year
-26.1 below state avg
503 students
Diverse
Grades 05-08
C
John G Whittier School
1.9 mi
|
#273 of 352
|
Score: 34.0
Improved 26 spots from last year
-24.2 below state avg
487 students
Diverse
Rising School
Grades 05-08
High Schools
3 schools
C
Haverhill High School
1.2 mi
|
#258 of 346
|
Score: 45.6
Improved 72 spots from last year
-12.6 below state avg
1,922 students
Diverse
21 sports
• 1,780 athletes
Early College Program
Rising School
Career Tech Programs
Strong Athletics
Grades 09-12
B-
Gateway Academy
1.2 mi
|
#15 of 25
|
Score: 30.5
Improved 357 spots from last year
-27.7 below state avg
156 students
Diverse
Rising School
Grades 07-12
A
Pentucket Regional Senior High School
4.0 mi
|
#69 of 346
|
Score: 64.7
Dropped 1 spots from last year
+6.5 above state avg
578 students
Less Diverse
19 sports
• 1,514 athletes
Strong AP Program
High Graduation Rate
Strong Athletics
Grades 09-12
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
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Property Tax
$424
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
120 High St, Haverhill MA 01832
Haverhill, MA 01832
Listing Information
Listing Agent
Jeanne Judson
Listing Office
Century 21 North East
Office Phone
800-844-7653
Agent MLS ID
CN218993
Office MLS ID
AN6144
Listing Data Updated
Jul 11, 2026 3:42 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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