FeaturesBeamed Ceilings, Countertops - Stone/Granite/Solid, Kitchen Island, Open Floorplan, Stainless Steel Appliances, Lighting - Pendant, Flooring - Concrete
LevelFirst
120 Holmes St # 312, Quincy MA 02171
Quincy, MA 02171
$625,000
Est. $4,640/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
03
Oct
Saturday, October 3
12:00 PM - 2:00 PM EDT
04
Oct
Sunday, October 4
12:00 PM - 2:00 PM EDT
About this home
*Open houses 10/3 & 10/4 12-2pm* Experience elevated living in this exceptional penthouse residence at Granite Lofts, 120 Holmes Street in Quincy. Offering an impressive 1,447 square feet of living space, this is one of the largest residences in the building. This sophisticated 2 bedroom, 2 bathroom home combines contemporary style with an expansive, open feel, highlighted by soaring ceilings, abundant natural light, and generous living spaces designed for both everyday living and effortless entertaining. A versatile family room welcomes you upon entry, offering the flexibility to create a private home office, cozy lounge, guest space, or additional living area to suit your lifestyle. The spacious main living and dining areas flow seamlessly into a well-appointed kitchen featuring granite countertops and ample cabinetry. The kitchen is complemented by two wine refrigerators, perfect for the wine enthusiast and effortless entertaining. The private primary suite offers a peaceful retreat with its own full bath, while the second bedroom provides additional comfort and flexibility. Two assigned parking spaces provide exceptional convenience, while the desirable Quincy location places you close to dining, shopping, public transportation, and major commuter routes. With its expansive 1,447 sq ft footprint, soaring ceilings, flexible floor plan, abundant natural light, and coveted penthouse position, this residence presents a rare opportunity for sophisticated, low-maintenance living in Quincy.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Oct 1, 2026
$625,000
Original listing
Office: Thread Real Estate, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/01/2026 | 🏠 Listed for Sale | $625,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,903 | $670,900 |
Financial Details
Annual Property Tax
$7,903
Tax Year 2026
HOA Fee
$621
Monthly
Assessed Value
$670,900
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2005
Living Area
1,447 sq ft
Stories
1
Bedrooms
2
Full Baths
2
Total Rooms
5
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
None
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Wine Refrigerator
Fireplace
None
Basement
N
Laundry
In Unit, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Off Street, Assigned, Exclusive Parking
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Gas Oven, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$7,903
Assessed Value
$670,900
HOA & Community
HOA Fee
$621 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities
Elevator(s)
Optional Fee Includes
None
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Broker Makes No Warranties Or Guarantees To Accuracy. Buyer And Buyer Agent Must Verify All Information And Perform Their Own Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Low-Rise"]
Unit/Building
312
Sq Ft Source
Public Record
Documents
None
County
Norfolk
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2005
Bedrooms
2
Full Bathrooms
2
Living Area
1,447 sq ft
Total Rooms
5
Stories
1
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,447 sq ft above grade
FeaturesSkylight, Ceiling Fan(s), Beamed Ceilings, Lighting - Overhead, Closet - Double, Flooring - Concrete
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall, Flooring - Concrete
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Concrete
LevelFirst
FeaturesBeamed Ceilings, Lighting - Overhead, Closet - Double, Flooring - Concrete
LevelFirst
FeaturesCeiling Fan(s), Beamed Ceilings, Window(s) - Picture, Open Floorplan, Lighting - Overhead, Flooring - Concrete
LevelFirst
FeaturesBathroom - Full, Ceiling Fan(s), Beamed Ceilings, Walk-In Closet(s), Window(s) - Picture, Lighting - Pendant, Flooring - Concrete
LevelFirst
FeaturesYes
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer, Wine Refrigerator
Interior Features:
Windows:
Basement:
N
Laundry:
In Unit, Electric Dryer Hookup, Washer Hookup
Security:
Intercom
Construction & Materials
Year Built:
2005
Structure Type:
Low-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Assigned, Exclusive Parking
Nearby Schools
School District
Quincy School District local
B+
School Safety
2024-25
2.3%
Average
2.1%
Suspensions
1.2%
In-School
0.2%
Emergency
3.2% below state avg
Elementary Schools
10 schools
Quincy Catholic Academy
0.2 mi
Grades PK-08
Dr. Rick DeCristofaro Learning Center
1.0 mi
251 students
Very Diverse
Diverse Student Body
Grades PK-08
B+
Francis W Parker School
0.3 mi
|
#254 of 825
|
Score: 52.2
Improved 85 spots from last year
-6 below state avg
345 students
Diverse
Rising School
Strong Attendance
Grades K-05
A
Montclair School
0.4 mi
|
#147 of 825
|
Score: 57.1
Improved 116 spots from last year
-1.1 below state avg
365 students
Diverse
Rising School
Strong Attendance
Grades K-05
A
Wollaston School
0.6 mi
|
#114 of 825
|
Score: 58.5
Dropped 77 spots from last year
+0.3 above state avg
324 students
Diverse
Strong Attendance
Grades K-05
A
Beechwood Knoll Elementary School
1.0 mi
|
#141 of 825
|
Score: 57.3
Improved 156 spots from last year
-0.9 below state avg
317 students
Diverse
Rising School
Strong Attendance
Grades K-05
B
Charles A Bernazzani Elementary School
1.1 mi
|
#415 of 825
|
Score: 47.3
Dropped 137 spots from last year
-10.9 below state avg
340 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-05
A-
Merrymount School
1.7 mi
|
#252 of 825
|
Score: 52.2
Improved 59 spots from last year
-6 below state avg
304 students
Diverse
Rising School
Strong Attendance
Grades K-05
B
Squantum School
1.9 mi
|
#384 of 825
|
Score: 48.2
Improved 91 spots from last year
-10 below state avg
323 students
Diverse
Rising School
Diverse Student Body
Grades K-05
B+
Lincoln-Hancock Community School
2.2 mi
|
#296 of 825
|
Score: 51.0
Improved 253 spots from last year
-7.2 below state avg
508 students
Very Diverse
Rising School
Diverse Student Body
Grades K-04
Middle Schools
5 schools
B
South West Middle School
2.3 mi
|
#177 of 352
|
Score: 42.2
Improved 60 spots from last year
-16 below state avg
444 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C+
Point Webster Middle School
2.4 mi
|
#239 of 352
|
Score: 37.1
Dropped 34 spots from last year
-21.1 below state avg
399 students
Very Diverse
Diverse Student Body
Grades 05-08
B+
Atlantic Middle School
0.4 mi
|
#124 of 352
|
Score: 47.1
Dropped 10 spots from last year
-11.1 below state avg
574 students
Diverse
Strong Attendance
Grades 06-08
A
Central Middle School
1.0 mi
|
#51 of 352
|
Score: 56.6
Improved 5 spots from last year
-1.6 below state avg
650 students
Diverse
Diverse Student Body
Strong Attendance
Grades 06-08
C+
Broad Meadows Middle School
2.2 mi
|
#241 of 352
|
Score: 37.1
Dropped 45 spots from last year
-21.2 below state avg
332 students
Diverse
Diverse Student Body
Grades 06-08
High Schools
3 schools
Woodward School for Girls
1.5 mi
Grades 06-12
B+
North Quincy High School
0.5 mi
|
#112 of 346
|
Score: 59.6
Improved 103 spots from last year
+1.3 above state avg
1,505 students
Diverse
20 sports
• 1,516 athletes
Strong AP Program
Early College Program
High Graduation Rate
Rising School
Grades 09-12
B-
Quincy High School
1.8 mi
|
#187 of 346
|
Score: 53.2
Improved 73 spots from last year
-5 below state avg
1,493 students
Very Diverse
19 sports
• 1,288 athletes
Strong AP Program
Early College Program
High Graduation Rate
Rising School
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$659
Homeowners Insurance
$200
HOA Fee
$621/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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$0
Total interest paid
$0
Rate Impact
-0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
120 Holmes St # 312, Quincy MA 02171
Quincy, MA 02171
Listing Information
Listing Agent
Shirley Chan
Listing Office
Thread Real Estate, LLC
Office Phone
781-728-9689
Agent MLS ID
CN239602
Office MLS ID
BB5675
Listing Data Updated
Oct 1, 2026 11:45 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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