Dimensions9.25 x 7.916666666
FeaturesFlooring - Hardwood
LevelFirst
120 Library Street # 120, Chelsea MA 02150
Chelsea, MA 02150
$419,900
$394,900
Est. $2,936/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
NEW PRICE, NEW OPPORTUNITY! Welcome to Chelsea's Box District! Built in 2007, this fantastic and move-in ready bi-level condo in the heart of Chelsea is the perfect opportunity for buyers looking to stay in the city while keeping homeownership affordable. The main level features a bright, open-concept layout with a spacious living room, dining area, granite kitchen with gas cooking and new dishwasher. Dining room leads you onto your very own private outdoor deck—the perfect spot to enjoy your morning coffee or unwind after a long day. The lower level features two bedrooms, with the option to use one as a home office, along with a full bathroom and a convenient laundry area. Enjoy easy walk-out access to your assigned parking space for added convenience. Pets are welcome but must be registered. No carpets to worry about here—beautiful hardwood flooring runs throughout the unit, along with plenty of closet space for all your storage needs. Enjoy a low condo fee, low energy efficient utilities, a residential tax exemption for owner/occupants, gas heating, central air, new hot water heater, and an unbeatable commuter location with easy access to highways, commuter rail, Silver Line, public transportation, schools, city hall, library, restaurants, shopping, and everything this thriving city has to offer. Truly a commuter’s dream! Schedule your private showing today! (Some photos have been virtually staged).
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Recently Sold Nearby
Price & Status History
Market Insights
1
Price Changes
65.5%
Price Range
1
Previous Sales
Property Timeline
Showing Instructions Updated
Oct 30, 2026
New showing requirements
Price Reduced
Oct 29, 2026
$394,900
$25,000
(-5.95%)
From $419,900 to $394,900 (-6.0%)
Listed for Sale
Oct 1, 2026
$419,900
Original listing
Agent: Nidia Peguero
Office: Century 21 North East
Previous Transaction - MLS #71112838
Full transaction history available when tracking began
Previously Sold
Apr 7, 2011
$145,000
MLS #71112838
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 10/30/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 10/29/2026 | ↓ Price Reduced | $394,900 | $25,000 | - | From $419,900 to $394,900 (-6.0%) |
| 10/01/2026 | 🏠 Listed for Sale | $419,900 | - | - | Original listing |
| 04/07/2011 | 🏷️ Previously Sold | $145,000 | - | - | MLS #71112838 |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $4,260 | $371,100 |
Financial Details
Annual Property Tax
$4,260
Tax Year 2026
HOA Fee
$384
Monthly
Assessed Value
$371,100
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
2007
Living Area
804 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Total Rooms
4
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Hardwood
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
Y
Laundry
In Basement
Features
None
Exterior
Construction
Frame
Architecture
None
Roof
None
Features
Deck - Wood
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Wood
Parking
Features
Off Street, Assigned
Total Spaces
1
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$4,260
Assessed Value
$371,100
HOA & Community
HOA Fee
$384 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
Pets
Yes
MA Disclosures
Lead Paint
None
Seller Disclosures
Chelsea Residents May Qualify For A Residential Tax Exemption If They Own And Occupy The Property As Their Primary Residence - Pets Are Welcome But Must Be Registered. Wardrobe In Second Bedroom Can Be Removed Upon Buyers Request. Assigned Parking Space Is #37
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Townhouse"]
Unit/Building
120
Sq Ft Source
Public Record
Sq Ft Disclosures
Living area deemed accurate but not guaranteed. Seller/List Agent not responsible for discrepancies.
Documents
Master Deed, Unit Deed, Rules & Regs (3)
County
Suffolk
Total market time (incl. prior listings)
32 days
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2007
Bedrooms
2
Full Bathrooms
1
Living Area
804 sq ft
Total Rooms
4
Stories
1
Entry Level
1
Floor Layout
Interactive room guide
Floor Layout
Finished Area
348 sq ft above grade
456 sq ft below grade
Dimensions9 x 8.25
FeaturesFlooring - Hardwood
LevelFirst
Dimensions12.083333333 x 15.25
FeaturesFlooring - Hardwood, Recessed Lighting
LevelFirst
Dimensions8.916666666 x 12.916666666
FeaturesFlooring - Hardwood
LevelBasement
Dimensions8.166666666 x 5
LevelBasement
Dimensions9.416666666 x 12.916666666
FeaturesFlooring - Hardwood
LevelBasement
Display Options
Outdoor Areas
Patio & porchDeck - Wood
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (1)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Hardwood
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
Y
Laundry:
In Basement
Security:
Construction & Materials
Year Built:
2007
Structure Type:
Townhouse
Exterior Materials:
Frame
Roof:
Foundation:
Stories:
1
Utilities & Systems
Heating:
Forced Air, Natural Gas
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Deck - Wood
Patio & Porch:
Deck - Wood
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Off Street, Assigned
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$355
Homeowners Insurance
$200
HOA Fee
$384/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
120 Library Street # 120, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Nidia Peguero
Listing Office
Century 21 North East
Office Phone
617-889-2020
Agent MLS ID
BB806704
Office MLS ID
AN4342
Listing Data Updated
Nov 2, 2026 3:05 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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