125 Gershom Ave, Lowell MA 01854
Lowell, MA 01854 • Pawtucketville
$949,900
Est. $5,653/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
An excellent opportunity to acquire 125 Gershom Ave, a well-maintained three-unit multifamily property in Lowell’s desirable Pawtucketville neighborhood. Ideally located near UMass Lowell, Lowell General Hospital, Saints Medical Center, cafes, shopping, supermarkets, major highways, and the commuter rail with service to Boston, the property offers both convenience and strong long-term investment potential.The property is being delivered vacant and move-in ready, providing immediate value-add potential for an investor looking to capture market rents or an owner-occupant seeking a multifamily property with income potential. The property consists of two spacious three-bedroom, one-bath units and one two-bedroom, one-bath unit.The first-floor apartment features three generously sized bedrooms, high ceilings, a spacious dining area, full bathroom, and a brand-new quartz kitchen with floor-to-ceiling designer white cabinetry. The second-floor apartment offers a similarly spacious three-bedroom layout, another brand-new kitchen, and an enclosed porch with newer vinyl windows. The third-floor unit is a separate two-bedroom apartment with an updated bathroom and kitchen area.Recent improvements include two brand-new kitchens (2026), updated flooring, fresh paint throughout, a newer roof, updated HVAC systems, newer hot water tanks, updated electrical, and new electrical panels. All three units are separately metered, providing a favorable setup for long-term ownership and management.Additional features include basement laundry, a long private driveway, ample off-street parking, a large level fenced-in backyard, and a storage shed. The property also has an established rental history and offers an attractive opportunity to increase income through updated units and current market rents.Conveniently located just minutes from downtown Lowell, major highways, shopping, restaurants, UMass Lowell, and public transportation, 125 Gershom Ave presents a compelling combination of location, condition, income potential, and future upside.
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Property History
Market Insights
Property Timeline
Property Type Updated
Aug 20, 2026
3 Family - 3 Units Up/Down → 3 Family
Listed for Sale
Aug 20, 2026
$949,900
Original listing
Agent: Michael Page
Office: LAER Realty Partners
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 08/20/2026 | 🔧 Property Type Updated | - | - | - | 3 Family - 3 Units Up/Down → 3 Family |
| 08/20/2026 | 🏠 Listed for Sale | $949,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $7,796 | $679,100 |
Financial Details
Annual Property Tax
$7,796
Tax Year 2025
Assessed Value
$679,100
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family
Year Built
1890
Living Area
3,262 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
8
Full Baths
3
Total Rooms
18
Investment Metrics
Units
3
Unit 1 Rent
$2,800/mo · N
Unit 2 Rent
$2,800/mo · N
Unit 3 Rent
$1,800/mo · N
Total Monthly Rent
$7,400/mo
Gross Income
$88,800
Net Operating Income
$88,800
Operating Expenses
$9,900
Water/Sewer Expense
$2,000
Electric Expense
$300
Insurance Expense
$2,300
Cap Rate
9.35%
Interior
Heating
Forced Air, Natural Gas
Cooling
None
Flooring
Tile, Laminate, Wood
Appliances
Range, Refrigerator, Microwave
Fireplace
Gas
Basement
Full, Concrete, Unfinished
Laundry
Gas Dryer Hookup, Washer Hookup
Features
Ceiling Fan(s), Crown Molding, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Internet Available - Unknown, Stone/granite/solid Counters, Walk-in Closet(s), Living Room, Dining Room, Kitchen
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
None
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
8
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, For Gas Dryer, Washer Hookup, Varies Per Unit
Financial
Annual Tax
$7,796
Assessed Value
$679,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Green
Sq Ft Source
Owner
Documents
None
County
Middlesex
Total market time (incl. prior listings)
15 days
Property Overview
Property Type
3 Family
Listing Type
For Sale
Year Built
1890
Bedrooms
8
Full Bathrooms
3
Living Area
3,262 sq ft
Total Rooms
18
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,262 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Laminate, Wood
Appliances:
Range, Refrigerator, Microwave
Interior Features:
Ceiling Fan(s), Crown Molding, Upgraded Cabinets, Upgraded Countertops, Bathroom With Tub & Shower, Remodeled, Internet Available - Unknown, Stone/Granite/Solid Counters, Walk-In Closet(s), Living Room, Dining Room, Kitchen
Windows:
Box/Bay/Bow Window(s), Insulated Windows, Screens
Basement:
Full, Concrete, Unfinished
Laundry:
Gas Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
1890
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
5
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Shed(s)
Lot Features:
Gentle Sloping
Road Surface:
Parking & Garage
Total Parking Spaces:
8
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplace Type:
Gas
Community Amenities:
Public Transportation, Shopping
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
3 schools
St. Jeanne D'Arc Elementary School
0.2 mi
Grades PK-08
B-
Joseph McAvinnue School
0.5 mi
|
#476 of 825
|
Score: 45.4
Improved 211 spots from last year
-12.8 below state avg
468 students
Diverse
Rising School
Diverse Student Body
Grades PK-04
Atlas Academy
0.7 mi
Grades PK-03
Middle Schools
3 schools
B-
Kathryn P. Stoklosa Middle School
0.9 mi
|
#199 of 352
|
Score: 40.7
Improved 17 spots from last year
-17.5 below state avg
608 students
Diverse
Diverse Student Body
Grades 05-08
C+
Dr. An Wang School
1.3 mi
|
#249 of 352
|
Score: 36.2
Improved 44 spots from last year
-22 below state avg
669 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.3 mi
|
#288 of 352
|
Score: 32.7
Improved 31 spots from last year
-25.5 below state avg
580 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
3 schools
Old Colony Y Lowell Revocation Program
0.8 mi
Grades 09-12
F
Lowell Middlesex Academy Charter School
1.2 mi
|
#337 of 346
|
Score: 22.3
Improved 9 spots from last year
-35.9 below state avg
124 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
C+
Dracut Senior High School
1.4 mi
|
#212 of 346
|
Score: 51.2
Dropped 50 spots from last year
-7 below state avg
763 students
Diverse
17 sports
• 1,364 athletes
College Ready Curriculum
Strong Athletics
Diverse Student Body
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$650
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Pawtucketville
125 Gershom Ave, Lowell MA 01854
Lowell, MA 01854
Listing Information
Listing Agent
Michael Page
Listing Office
LAER Realty Partners
Office Phone
978-226-3421
Agent MLS ID
CT005878
Office MLS ID
AN5706
Listing Data Updated
Aug 24, 2026 12:14 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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