13 Roy Street # 3, Swampscott MA 01907

Swampscott, MA 01907
$389,999
$359,999
Est. $2,493/month
1
Beds
1
Baths
891
Sq Ft
$404
Price/Sq Ft
1915
Year Built
1
Parking
100
Days on Market
For Sale Price Drop -$30,000 Listed Apr 30, 2026 • MLS# 73510980 Copied! • Updated Jul 15, 2026

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About this home

Embrace effortless coastal living in this beautifully maintained top-floor 1-bedroom, 1-bath condo, perfectly situated near both the beach and commuter rail. Gleaming hardwood floors flow throughout, while a charming bay window fills the living room with abundant natural light. The bright, airy kitchen is thoughtfully appointed with stainless steel appliances, crisp white cabinetry, a skylight, and recessed lighting. Your private balcony is an ideal spot for morning coffee or winding down. The spacious bedroom offers a comfortable retreat, complemented by a full bath featuring tile flooring and the convenience of in-unit laundry. Pet-friendly and offering low condo fees, this home blends comfort, style, and value. Located less than a mile from King’s Beach and the Swampscott Commuter Rail with direct access to Boston, this is your chance to enjoy the best of coastal charm and commuter convenience. Ready for a new owner just in time for summer!

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Property History

Market Insights

2
Price Changes
7.7%
Price Range

Property Timeline

Price Reduced
Jul 8, 2026
$359,999 $15,000 (-4%)
From $374,999 to $359,999 (-4.0%)
Price Reduced
Jun 2, 2026
$374,999 $15,000 (-3.85%)
From $389,999 to $374,999 (-3.9%)
🏠
Listed for Sale
May 1, 2026
$389,999
Original listing
Agent: Marjorie McCue Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2025 $3,986 $347,500

Financial Details

Annual Property Tax
$3,986
Tax Year 2025
HOA Fee
$140
Monthly
Assessed Value
$347,500

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1915
Living Area 891 sq ft
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Natural Gas
Cooling Central Air
Flooring Tile, Hardwood
Appliances Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement N
Laundry In Unit, Gas Dryer Hookup, Washer Hookup
Features Walk-up Attic

Exterior

Construction Conventional (2x4-2x6)
Architecture None
Roof Shingle
Features Porch, Balcony, Rain Gutters
Pool None
Spa None
Fencing None
Patio/Porch Porch
Features Off Street, Assigned, Paved
Total Spaces 1
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Gas Dryer, Washer Hookup
Annual Tax $3,986
Assessed Value $347,500

HOA & Community

HOA Fee $140 Monthly
Fee Includes Insurance, Maintenance Structure, Maintenance Grounds, Snow Removal, Trash
Amenities Storage
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced.
Possession None
Accepted Financing None
Structure Type ["2\/3 Family"]
Unit/Building 3
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents Master Deed (1)
County Essex
Total market time (incl. prior listings) 76 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1915
Bedrooms
1
Full Bathrooms
1
Living Area
891 sq ft
Total Rooms
3
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Tile, Hardwood
Appliances: Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features: Walk-up Attic
Windows: Insulated Windows
Basement: N
Laundry: In Unit, Gas Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1915
Structure Type: 2/3 Family
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Porch, Balcony, Rain Gutters
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Off Street, Assigned, Paved
School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

3 schools
The Hathaway School
0.1 mi
Grades PK-08
A-
Aborn School
0.3 mi | #226 of 824 | Score: 53.5
Improved 252 spots from last year
-4.7 below state avg
224 students Diverse
Rising School Diverse Student Body
Grades K-05
C
Hood School
0.6 mi | #617 of 824 | Score: 39.9
Improved 28 spots from last year
-18.3 below state avg
541 students Moderate
Rising School
Grades PK-05
M

Middle Schools

3 schools
C-
Thurgood Marshall Middle School
0.5 mi | #311 of 352 | Score: 30.5
Improved 40 spots from last year
-27.7 below state avg
1,310 students Moderate
Rising School
Grades 06-08
B+
Swampscott Middle School
1.3 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
C+
Pickering Middle School
1.7 mi | #226 of 352 | Score: 38.6
Improved 81 spots from last year
-19.6 below state avg
583 students Diverse
Rising School
Grades 06-08
H

High Schools

3 schools
A-
Swampscott High School
0.4 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
D
Lynn English High School
0.9 mi | #318 of 346 | Score: 33.5
Improved 37 spots from last year
-24.8 below state avg
2,062 students Moderate
18 sports • 1,425 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B
Fredrick Douglass Collegiate Academy
1.5 mi | #12 of 25 | Score: 33.4
Improved 330 spots from last year
-24.8 below state avg
235 students Moderate
Early College Program Rising School
Grades 06-12
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $332
Homeowners Insurance $200
HOA Fee $140/mo
PMI (if <20% down) $0

Loan Summary

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location

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Neighborhood

13 Roy Street # 3, Swampscott MA 01907

Swampscott, MA 01907

Listing Information

Listing Agent Marjorie McCue
Listing Office Lamacchia Realty, Inc.
Office Phone 339-645-9300
Agent MLS ID CN220342
Office MLS ID AN2885
Listing Data Updated Jul 15, 2026 2:57 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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