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130 Cottage St, Franklin MA 02038

Franklin, MA 02038 • Downtown
$525,000
Est. $3,306/month
3
Beds
1.5
Baths
1,285
Sq Ft
$409
Price/Sq Ft
0.16
Acres
1850
Year Built
34
Days on Market
Pending Listed Apr 15, 2026 • MLS# 73502205 Copied!

About this home

Location is everything! This charming 3-bed, 1.5-bath home offers freshly painted living space right in the heart of Franklin. Enjoy peace of mind with extensive recent updates, including new carpets (2026) in the living room & bedrooms, new lighting fixtures, and a new back door (2026). The kitchen features a newer dishwasher and stove, plus updated flooring. Major essentials have been handled, from the main roof (2019) to the energy-efficient mini-splits for cooling. Imagine walking just minutes to grab dinner at The Rome, taking the kids to the Children’s Museum, or catching the Commuter Rail for a stress-free trip to Boston. The property features a detached 1-car garage and a fully fenced backyard, perfect for summer BBQs. If you’ve been looking for that "walk-to-everything" lifestyle with all the big projects already done, this is the one. Come see why life on Cottage St is so special!

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1850
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,285 sq ft
Total Rooms
7

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Single Family Residence
Year Built 1850
Living Area 1,285 sq ft
Lot Size 0.16 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Forced Air, Oil, Ductless
Cooling Ductless
Flooring Wood, Vinyl, Carpet, Flooring - Wall To Wall Carpet
Appliances Leased Water Heater, Range, Dishwasher, Refrigerator
Fireplace None
Basement Unfinished
Laundry None
Features Home Office

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch None

Parking

Garage Spaces 1
Has Garage Yes
Features Detached, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None

Financial

Annual Tax $5,413
Assessed Value $465,800

Interior Features

Flooring: Wood, Vinyl, Carpet, Flooring - Wall to Wall Carpet
Appliances: Leased Water Heater, Range, Dishwasher, Refrigerator
Interior Features: Home Office
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Style: Colonial
Year Built: 1850
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone, Granite

Heating, Cooling & Utilities

Heating: Forced Air, Oil, Ductless
Heating Zones: 4
Cooling: Ductless
Cooling Zones: 3
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Fenced Yard
Patio & Porch:
Fencing: Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Paved Drive, Off Street, Paved

Location

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Neighborhood

Downtown

130 Cottage St, Franklin MA 02038

Franklin, MA 02038

Walkability

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Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $451
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Property Timeline

📋
Status: Active under contract
May 10, 2026
Active → Active Under Contract
Back On Market
May 8, 2026
Active
📋
Status: Active under contract
May 4, 2026
Active → Active Under Contract
Pending Sale
May 2, 2026
Offer accepted, sale pending
Back On Market
Apr 28, 2026
Active
📋
Status: Active under contract
Apr 21, 2026
Active → Active Under Contract
🏠
Listed for Sale
Apr 15, 2026
$525,000
Original listing
Office: Berkshire Hathaway HomeServices Page Realty

Price & Status History

Date Event Price Change
May 10, 2026 Status: Active under contract $0
May 4, 2026 Status: Active under contract $0
Apr 21, 2026 Status: Active under contract $0
Apr 15, 2026 New Listing Added $525,000

Market Statistics

Days on Market
34 days
Price per Sq Ft
$409

Tax History

Year Taxes Assessment
2025 $5,413 $465,800

Financial Details

Annual Property Tax
$5,413
Tax Year 2025
Assessed Value
$465,800

Listing Information

Listing Agent Chris Rao
Listing Office Berkshire Hathaway Home Services Commonwealth Real Estate
Agent MLS ID CT003175
Office MLS ID AN9668
Listing Data Updated May 20, 2026 5:11 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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BMN Boston Real Estate

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