130 Oakley Road # 130, Belmont MA 02478

Belmont, MA 02478
$729,000
Est. $4,637/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1
Baths
1,316
Sq Ft
$554
Price/Sq Ft
1930
Year Built
1
Garage Space
15 hours 37 minutes
Time on Market
For Sale Open House Listed Sep 22, 2026 • MLS# 73580801 Copied! • Updated Sep 22, 2026

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Open House Schedule

25
Sep
Friday, September 25
11:00 AM - 12:00 PM EDT
24
Sep
Thursday, September 24
4:30 PM - 6:00 PM EDT
26
Sep
Saturday, September 26
1:00 PM - 2:30 PM EDT

About this home

Bright, spacious and beautifully situated, 130 Oakley Road offers an appealing combination of classic Belmont character and effortless everyday convenience, just across from Payson Reservoir and a hop, skip and a jump to Cushing Square. Occupying the entire first floor of a charming two-family home, this gracious two-bedroom condo is filled with natural light and wonderful period detail. High ceilings and hardwood floors enhance the generous floor plan, with separate yet fluid living, dining and kitchen spaces. A welcoming foyer offers additional flexibility as a home office or sitting area, while the living room, anchored by a fireplace, flows easily into the dining room for everyday living and entertaining. The bright, functional kitchen offers ample workspace and storage with direct access to a small mudroom and deck. Two generously sized bedrooms and a full bath complete the interior. An abundance of newer windows flood the home with natural light. Garage and driveway parking, private laundry, generous basement storage and the added benefit of a fully deleaded home check all the practical boxes. Step across the street for a walk around Payson Reservoir, head into Cushing Square for coffee or dinner, or simply settle in and enjoy a home that offers space and character with the ease of condo living.

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Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Sep 22, 2026
$729,000
Original listing
Agent: Carolyn Boyle Office: Gibson Sotheby's International Realty

Tax History

Year Taxes Assessment
2026 $9,013 $773,000

Financial Details

Annual Property Tax
$9,013
Tax Year 2026
HOA Fee
$0
Per month
Assessed Value
$773,000

Facts & Features

1 Car Garage

Home Facts

Type Residential
Style Condominium
Year Built 1930
Living Area 1,316 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Total Rooms 6

Interior

Heating Hot Water
Cooling None
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Y
Laundry In Basement, In Building
Features Entry Hall

Exterior

Construction None
Architecture None
Roof Shingle
Features Porch, Garden
Pool None
Spa None
Fencing None
Patio/Porch Porch
Garage Spaces 1
Has Garage Yes
Features Detached, Garage Door Opener
Total Spaces 4
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax $9,013
Assessed Value $773,000

HOA & Community

Fee Includes N/a
Amenities None
Optional Fee Includes None
Pets Yes w/ Restrictions
Lead Paint Certified Treated
Seller Disclosures New Roof 2026. 130 Oakley Rd Is Fully De-leaded. See Attachments. No Monthly Condo Fee. Master Insurance Paid When Due. (40% For 130 Oakley / 60% For 132 Oakley). Landscaping & Snow Removal Are Also Split 40/60%. 130 Oakley Has Exclusive Use Of The Left Half Of The Garage & Left Half Of Driveway.
Possession None
Accepted Financing None
Structure Type ["2/3 Family"]
Unit/Building 130
Sq Ft Source Public Record
Documents Master Deed, Unit Deed (2)
County Middlesex

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1930
Bedrooms
2
Full Bathrooms
1
Living Area
1,316 sq ft
Total Rooms
6
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer
Interior Features: Entry Hall
Windows:
Basement: Y
Laundry: In Basement, In Building
Security:

Construction & Materials

Year Built: 1930
Effective Year (Renovated): 2024
Structure Type: 2/3 Family
Exterior Materials:
Roof: Shingle
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Hot Water
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Garden
Patio & Porch: Porch
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 4
Parking Features: Detached, Garage Door Opener

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Walk/Jog Trails, Golf, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $751
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

130 Oakley Road # 130, Belmont MA 02478

Belmont, MA 02478

Listing Information

Listing Agent Carolyn Boyle
Listing Office Gibson Sotheby's International Realty
Office Phone 617-945-9161
Agent MLS ID CN208773
Office MLS ID AN2064
Listing Data Updated Sep 22, 2026 11:42 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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