130 Shirley Street # 330, Winthrop MA 02152
Winthrop, MA 02152 • Winthrop Beach
$499,900
Est. $2,978/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
NEW CONSTRUCTION UNDER $500K WITH GARAGE PARKING — JUST ONE BLOCK FROM WINTHROP BEACH! Opportunities like this are increasingly difficult to find. Unit 330 is the final remaining one-bedroom residence at 140 Shirley Street and one of the rare opportunities to purchase a brand-new construction condominium under $500,000 in Greater Boston. Even better, this home includes a private garage parking space and is located just one block from Winthrop Beach. This is not a dated condo or a quick cosmetic renovation. 140 Shirley Street is true ground-up construction, designed and built by a reputable local builder with quality, durability, and long-term value in mind. Enjoy modern finishes, low-maintenance living, and the peace of mind that comes with new construction—all without the typical new-construction price tag. Enjoy easy access to Winthrop Beach, local restaurants, shops, and waterfront amenities, while downtown Boston is just a short commute away. It’s the perfect combination of coastal living and city convenience. New construction. One bedroom. Garage parking. One block to the beach. Under $500,000. The last one available. Don’t miss it.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 9, 2026
$499,900
Original listing
Agent: The Kovacs Team
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/09/2026 | 🏠 Listed for Sale | $499,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $0 | $0 |
Financial Details
Annual Property Tax
$0
Tax Year 2025
HOA Fee
$250
Per month
Assessed Value
$0
Facts & Features
1 Car Garage
Central AC
New Construction
Home Facts
Type
Residential
Style
Condominium
Year Built
2026
Living Area
623 sq ft
Stories
1
Bedrooms
1
Full Baths
1
Total Rooms
3
Interior
Heating
Central
Cooling
Central Air
Flooring
Engineered Hardwood
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
None
Basement
N
Laundry
In Unit, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame, Post & Beam
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Garage Spaces
1
Has Garage
Yes
Features
Under, Deeded
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer, Washer Hookup
Financial
Annual Tax
0.00
Assessed Value
0.00
HOA & Community
HOA Fee
$250
Fee Includes
Water, Sewer, Insurance, Snow Removal, Reserve Funds
Amenities
None
Optional Fee Includes
None
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Listing Photos Are Of A Similar Unit In The Building. Hoa Is An Estimate. Unit Has 1 Deeded Covered Parking Spot.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Detached"]
Unit/Building
330
Sq Ft Source
Unit Floor Plan
Documents
Floor Plans (1)
County
Suffolk
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
2026
Bedrooms
1
Full Bathrooms
1
Living Area
623 sq ft
Total Rooms
3
Stories
1
Entry Level
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
623 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Engineered Hardwood
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Basement:
N
Laundry:
In Unit, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Year Built:
2026
Structure Type:
Detached
Exterior Materials:
Frame, Post & Beam
Roof:
Rubber
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Central
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
1
Parking Features:
Under, Deeded
Nearby Schools
School District
Winthrop School District local
C
School Safety
2024-25
0.3%
Low
0.3%
Suspensions
5.2% below state avg
Elementary Schools
3 schools
William P. Gorman/Fort Banks Elementary School
0.4 mi
486 students
Moderate
Grades PK-02
B-
Arthur T. Cummings Elementary School
0.6 mi
|
#447 of 825
|
Score: 46.2
Improved 107 spots from last year
-12 below state avg
466 students
Moderate
Rising School
Grades 03-05
B
Beachmont Veterans Memorial School
1.3 mi
|
#351 of 825
|
Score: 48.9
Improved 62 spots from last year
-9.3 below state avg
333 students
Diverse
Rising School
Grades PK-05
Middle Schools
3 schools
B+
Winthrop Middle School
0.2 mi
|
#118 of 352
|
Score: 47.7
Dropped 25 spots from last year
-10.5 below state avg
455 students
Moderate
Grades 06-08
C
Garfield Middle School
1.8 mi
|
#265 of 352
|
Score: 35.1
Dropped 13 spots from last year
-23.1 below state avg
532 students
Moderate
Grades 06-08
A-
Rumney Marsh Academy
2.7 mi
|
#5 of 16
|
Score: 37.8
Improved 307 spots from last year
-20.5 below state avg
538 students
Moderate
Rising School
Strong Attendance
Grades 06-08
High Schools
3 schools
C+
Winthrop High School
0.2 mi
|
#238 of 346
|
Score: 48.4
Dropped 109 spots from last year
-9.8 below state avg
553 students
Moderate
18 sports
• 1,118 athletes
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
D
CityLab Innovation High School
1.3 mi
|
#330 of 346
|
Score: 28.3
Improved 11 spots from last year
-29.9 below state avg
128 students
Moderate
College Ready Curriculum
Grades 09-12
C
Revere High School
2.7 mi
|
#246 of 346
|
Score: 47.4
Dropped 14 spots from last year
-10.8 below state avg
1,959 students
Moderate
18 sports
• 1,334 athletes
Early College Program
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$0
Homeowners Insurance
$200
HOA Fee
$250/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Winthrop Beach
130 Shirley Street # 330, Winthrop MA 02152
Winthrop, MA 02152
Listing Information
Listing Agent
The Kovacs Team
Listing Office
Compass
Office Phone
617-206-3333
Agent MLS ID
TM363772
Office MLS ID
AN2383
Listing Data Updated
Sep 9, 2026 8:39 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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