Dimensions17 x 9
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelSecond
137 Central St, North Reading MA 01864
North Reading, MA 01864
$729,900
Est. $4,599/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
04
Oct
Sunday, October 4
12:00 PM - 2:00 PM EDT
03
Oct
Saturday, October 3
11:00 AM - 1:00 PM EDT
02
Oct
Friday, October 2
5:00 PM - 7:00 PM EDT
About this home
OH FRIDAY 10/2 5:00-7:00p Welcome to this beautifully maintained and thoughtfully updated dormered Cape. This home truly shines and welcomes you with an updated white kitchen featuring quartz countertops, stainless steel appliances and a stylish tile backdsplash. Just off the kitchen is the nicely sized dining room leading into the spacious living room, highlighted by a wood paneled accent wall, wood burning FP and a picture window that fills the room with natural light. A new full bath w/tiled shower and glass doors complete the main level. There are 3 bedrooms including a 1st FLOOR BEDROOM conveniently located just off the bathroom. Upstairs are 2 additional front-to-back dormered bedrooms. The primary bedroom is large 18 x 15; the other bedroom is nicely sized as well. An updated full bath is located on this level. Further enhancing this home are 2 finished rooms in the walk-out lower level plus a large 24 x 10 storage room. These 2 finished rooms offer versitile additional living space perfect for a home office, gym, family room or whatever best suits your needs. This home sits on a large .60acre lot. Venture to the large, level backyard offering a shed and plenty of space for outdoor entertaining, gardening or simply relaxing. Natural gas heat, town water and Title V passing certificate of compliance.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 30, 2026
$729,900
Original listing
Agent: Karen J. Dame
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/30/2026 | 🏠 Listed for Sale | $729,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,501 | $652,900 |
Financial Details
Annual Property Tax
$8,501
Tax Year 2026
Assessed Value
$652,900
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1954
Living Area
2,207 sq ft
Lot Size
0.60 acres
Bedrooms
3
Full Baths
2
Total Rooms
8
Interior
Heating
Baseboard, Natural Gas
Cooling
3 Or More, Ductless
Flooring
Tile, Vinyl, Vinyl / Vct, Carpet, Hardwood, Flooring - Wall To Wall Carpet
Appliances
Water Heater, Range, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Full, Finished, Walk-out Access, Interior Entry
Laundry
In Basement, Gas Dryer Hookup
Features
Closet, Recessed Lighting, Bonus Room
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Rain Gutters, Storage, Decorative Lighting
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive, Off Street, Paved
Total Spaces
5
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Private Sewer
Gas
None
Other
For Gas Range, For Gas Dryer
Financial
Annual Tax
$8,501
Assessed Value
$652,900
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Updates: *roof 19, Furnace 19, Hot Water Tank 25, 1st Fl Bathroom Remodel 22. Any & All Measurements Are For Marketing Purposes Only. Information Provided Is To Sellers Best Knowledge & Is Provided For Informational Purposes Only. Buyer To Perform All Due Diligence
Exclusions
All Sellers Personal Property.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Tan
Sq Ft Source
Public Record
Sq Ft Disclosures
Includes finished basement
Documents
None
County
Middlesex
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1954
Bedrooms
3
Full Bathrooms
2
Living Area
2,207 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,488 sq ft above grade
719 sq ft below grade
FeaturesBathroom - Full, Bathroom - With Tub & Shower
LevelSecond
Dimensions18 x 15
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelSecond
Dimensions12 x 11
FeaturesFlooring - Laminate, Countertops - Stone/Granite/Solid, Exterior Access, Stainless Steel Appliances, Lighting - Pendant, Lighting - Overhead
LevelFirst
Dimensions12 x 11
FeaturesCeiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Shower Stall
LevelFirst
Dimensions12 x 10
FeaturesCloset, Flooring - Hardwood, Lighting - Overhead
LevelFirst
Dimensions17 x 12
FeaturesFlooring - Hardwood, Window(s) - Picture
LevelFirst
Dimensions14 x 11
FeaturesCloset, Flooring - Wall to Wall Carpet, Exterior Access, Recessed Lighting
LevelBasement
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Vinyl, Vinyl / VCT, Carpet, Hardwood, Flooring - Wall to Wall Carpet
Appliances:
Water Heater, Range, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Closet, Recessed Lighting, Bonus Room
Windows:
Insulated Windows
Basement:
Full, Finished, Walk-Out Access, Interior Entry
Laundry:
In Basement, Gas Dryer Hookup
Security:
Security System
Construction & Materials
Style:
Cape
Year Built:
1954
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Natural Gas
Heating Zones:
3
Cooling:
3 or More, Ductless
Hot Water:
Water Source:
Public
Sewer:
Private Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Rain Gutters, Storage, Decorative Lighting
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Wooded, Easements, Cleared, Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
5
Parking Features:
Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Conservation Area, Highway Access, House of Worship, Private School, Public School, University
Nearby Schools
School District
North Reading School District local
A+
School Safety
2024-25
0.0%
Very Low (Safest)
0.4%
In-School
5.5% below state avg
Elementary Schools
2 schools
A+
L.D. Batchelder School
1.3 mi
|
#7 of 825
|
Score: 66.8
Improved 23 spots from last year
+8.6 above state avg
449 students
Less Diverse
Rising School
Strong Attendance
Grades K-05
A+
J. Turner Hood Elementary School
1.6 mi
|
#65 of 825
|
Score: 61.2
Improved 88 spots from last year
+3 above state avg
418 students
Moderate
Rising School
Strong Attendance
Grades PK-05
Middle Schools
1 school
A+
North Reading Middle School
0.9 mi
|
#33 of 352
|
Score: 59.9
Dropped 4 spots from last year
+1.7 above state avg
527 students
Less Diverse
Strong Attendance
Grades 06-08
High Schools
1 school
A+
North Reading High School
0.9 mi
|
#34 of 346
|
Score: 70.2
Dropped 7 spots from last year
+12 above state avg
640 students
Less Diverse
21 sports
• 1,615 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$708
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
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Total principal paid
$0
Total interest paid
$0
Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
137 Central St, North Reading MA 01864
North Reading, MA 01864
Listing Information
Listing Agent
Karen J. Dame
Listing Office
Century 21 North East
Office Phone
978-635-3400
Agent MLS ID
B9500457
Office MLS ID
AN4350
Listing Data Updated
Sep 30, 2026 2:39 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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