146 Spencer St, Boston MA 02124
Boston, MA 02124 • Dorchester's Dorchester Center
$1,049,900
$999,900
Est. $6,129/month
About this home
Attention! Rare opportunity to own a spacious triple-decker in a desirable Dorchester location, offering excellent income potential for investors or owner-occupants. Each unit features a functional layout with living room, dining area, kitchen, and multiple bedrooms, along with hardwood floors and good natural light throughout. Need TLC. Situated on a convenient street with off-street parking and a private yard, and close to public transportation, shops, restaurants, and major routes. Bring your vision and don’t miss this value-add opportunity in Boston.
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Recently Sold Nearby
Property History
Market Insights
1
Price Changes
4.8%
Price Range
Property Timeline
Pending Sale
Jun 23, 2026
Offer accepted, sale pending
Price Reduced
May 28, 2026
$999,900
$50,000
(-4.76%)
From $1,049,900 to $999,900 (-4.8%)
Listed for Sale
Mar 18, 2026
$1,049,900
Original listing
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 06/23/2026 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 05/28/2026 | ↓ Price Reduced | $999,900 | $50,000 | - | From $1,049,900 to $999,900 (-4.8%) |
| 03/18/2026 | 🏠 Listed for Sale | $1,049,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $10,480 | $905,000 |
Financial Details
Annual Property Tax
$10,480
Tax Year 2025
Assessed Value
$905,000
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Up/Down
Year Built
1905
Living Area
3,237 sq ft
Lot Size
0.07 acres
Bedrooms
9
Full Baths
3
Total Rooms
15
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Unit 3 Rent
— · N
Interior
Heating
Natural Gas
Cooling
None
Flooring
Vinyl
Appliances
Washer, Dryer, Range, Refrigerator
Fireplace
None
Basement
Unfinished
Laundry
None
Features
Bathroom With Tub & Shower, Living Room, Kitchen
Exterior
Construction
None
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Porch
Parking
Features
On Street
Utilities
Electric
Circuit Breakers
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$10,480
Assessed Value
$905,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
Lead Compliance Cert For #2 Only. Property To Be Sold As-is. All Measurements Approximate. Buyer And Buyer’s Agent To Perform Due Diligence.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Total market time (incl. prior listings)
97 days
Property Overview
Property Type
3 Family - 3 Units Up/Down
Listing Type
Sale Pending
Year Built
1905
Bedrooms
9
Full Bathrooms
3
Living Area
3,237 sq ft
Total Rooms
15
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,237 sq ft above grade
Display Options
Outdoor Areas
Patio & porchPorch
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Vinyl
Appliances:
Washer, Dryer, Range, Refrigerator
Interior Features:
Bathroom With Tub & Shower, Living Room, Kitchen
Windows:
Basement:
Unfinished
Laundry:
Security:
Construction & Materials
Year Built:
1905
Structure Type:
Exterior Materials:
Roof:
Rubber
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Natural Gas
Cooling:
Hot Water:
Natural Gas
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Porch
Fencing:
Fenced
Other Structures:
Lot Features:
Other
Road Surface:
Parking & Garage
Parking Features:
On Street
Nearby Schools
School District
Boston School District local
C-
Where Graduates Go
Class of 2021
52%
attend college
38%
4-Year
14%
2-Year
7%
Out of State
7%
Working
School Safety
2024-25
3.7%
Above Average
3.2%
Suspensions
0.3%
In-School
0.5%
Emergency
1.8% below state avg
Elementary Schools
3 schools
C-
Codman Academy Charter Public School
0.2 mi
|
#293 of 346
|
Score: 40.3
Dropped 9 spots from last year
-17.9 below state avg
344 students
Moderate
College Ready Curriculum
Grades PK-12
D
Lee K-8 School
0.3 mi
|
#335 of 352
|
Score: 27.1
Improved 8 spots from last year
-31.1 below state avg
551 students
Diverse
Grades PK-08
Holmes Elementary
0.3 mi
Middle Schools
1 school
Epiphany School
0.5 mi
Grades 05-08
High Schools
3 schools
Urban Achievers School
0.5 mi
Grades 09-12
B+
TechBoston Academy
0.5 mi
|
#11 of 25
|
Score: 34.1
Improved 349 spots from last year
-24.1 below state avg
850 students
Diverse
Rising School
Grades 07-12
C
Boston International High School & Newcomers Academy
0.8 mi
|
#20 of 25
|
Score: 27.0
Improved 361 spots from last year
-31.2 below state avg
490 students
Diverse
12 sports
• 421 athletes
Rising School
Grades 09-12
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Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$873
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
Dorchester's Dorchester Center
146 Spencer St, Boston MA 02124
Boston, MA 02124
Listing Information
Listing Agent
Vicky Xiao
Listing Office
Century 21 North East
Office Phone
781-893-4220
Agent MLS ID
CN220139
Office MLS ID
AN4341
Listing Data Updated
Aug 1, 2026 10:01 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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