BMN Boston

Get our mobile app!

Download on the App Store

146 Spencer St, Boston MA 02124

Boston, MA 02124 • Dorchester's Dorchester Center
$1,049,900
$999,900
Est. $6,129/month
9
Beds
3
Baths
3,237
Sq Ft
$309
Price/Sq Ft
0.07
Acres
1905
Year Built
96
Days on Market
Pending Price Drop -$50,000 Listed Mar 18, 2026 • MLS# 73488587 Copied! • Updated Jun 24, 2026

About this home

Attention! Rare opportunity to own a spacious triple-decker in a desirable Dorchester location, offering excellent income potential for investors or owner-occupants. Each unit features a functional layout with living room, dining area, kitchen, and multiple bedrooms, along with hardwood floors and good natural light throughout. Need TLC. Situated on a convenient street with off-street parking and a private yard, and close to public transportation, shops, restaurants, and major routes. Bring your vision and don’t miss this value-add opportunity in Boston.

View in the App

Save this property, schedule tours instantly, and get alerts when the price drops

Scan to download BMN Boston app Scan with phone
Get the full experience in the BMN Boston app

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.8%
Price Range

Property Timeline

Pending Sale
Jun 23, 2026
Offer accepted, sale pending
Price Reduced
May 28, 2026
$999,900 $50,000 (-4.76%)
From $1,049,900 to $999,900 (-4.8%)
🏠
Listed for Sale
Mar 18, 2026
$1,049,900
Original listing
Office: Century 21 North East

Tax History

Year Taxes Assessment
2025 $10,480 $905,000

Financial Details

Annual Property Tax
$10,480
Tax Year 2025
Assessed Value
$905,000

Facts & Features

Home Facts

Type Residential Income
Style 3 Family - 3 Units Up/Down
Year Built 1905
Living Area 3,237 sq ft
Lot Size 0.07 acres
Bedrooms 9
Full Baths 3
Total Rooms 15

Investment Metrics

Units 3
Unit 1 Rent — · N
Unit 2 Rent — · N
Unit 3 Rent — · N
Heating Natural Gas
Cooling None
Flooring Vinyl
Appliances Washer, Dryer, Range, Refrigerator
Fireplace None
Basement Unfinished
Laundry None
Features Bathroom With Tub & Shower, Living Room, Kitchen
Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch
Features On Street
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $10,480
Assessed Value $905,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Lead Compliance Cert For #2 Only. Property To Be Sold As-is. All Measurements Approximate. Buyer And Buyer’s Agent To Perform Due Diligence.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 97 days

Property Overview

Property Type
3 Family - 3 Units Up/Down
Listing Type
For Sale
Year Built
1905
Bedrooms
9
Full Bathrooms
3
Living Area
3,237 sq ft
Total Rooms
15
Stories
3
Levels
3

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring: Vinyl
Appliances: Washer, Dryer, Range, Refrigerator
Interior Features: Bathroom With Tub & Shower, Living Room, Kitchen
Windows:
Basement: Unfinished
Laundry:
Security:

Construction & Materials

Year Built: 1905
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas
Cooling:
Hot Water: Natural Gas
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch
Fencing: Fenced
Other Structures:
Lot Features: Other
Road Surface:

Parking & Garage

Parking Features: On Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $873
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

Dorchester's Dorchester Center

146 Spencer St, Boston MA 02124

Boston, MA 02124

Listing Information

Listing Agent Vicky Xiao
Listing Office Century 21 North East
Office Phone 781-893-4220
Agent MLS ID CN220139
Office MLS ID AN4341
Listing Data Updated Jun 24, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak
Steven Novak
BMN Boston Real Estate
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Boston, MA

Real-time market trends and pricing data for this area

146 Spencer St, Boston MA 02124 - Photo 1 146 Spencer St, Boston MA 02124 - Photo 2 146 Spencer St, Boston MA 02124 - Photo 3 146 Spencer St, Boston MA 02124 - Photo 4 146 Spencer St, Boston MA 02124 - Photo 5 146 Spencer St, Boston MA 02124 - Photo 6 146 Spencer St, Boston MA 02124 - Photo 7 146 Spencer St, Boston MA 02124 - Photo 8 146 Spencer St, Boston MA 02124 - Photo 9 146 Spencer St, Boston MA 02124 - Photo 10 146 Spencer St, Boston MA 02124 - Photo 11 146 Spencer St, Boston MA 02124 - Photo 12 146 Spencer St, Boston MA 02124 - Photo 13 146 Spencer St, Boston MA 02124 - Photo 14 146 Spencer St, Boston MA 02124 - Photo 15 146 Spencer St, Boston MA 02124 - Photo 16 146 Spencer St, Boston MA 02124 - Photo 17
Steven Novak

Steven Novak

BMN Boston Real Estate

Your message will be sent to Steven Novak.

Schedule a Tour