146 Spencer St, Boston MA 02124

Boston, MA 02124 • Dorchester's Dorchester Center

$999,900

Est. $6,129/month

Beds

Baths

3,237

Sq Ft

$309

Price/Sq Ft

0.07

Acres

1905

Year Built

3 Family - 3 Units Up/Down

Type

Days on Market

Pending Price Drop -$50,000 Listed Mar 18, 2026 • MLS# 73488587 Copied!

About this home

Attention! Rare opportunity to own a spacious triple-decker in a desirable Dorchester location, offering excellent income potential for investors or owner-occupants. Each unit features a functional layout with living room, dining area, kitchen, and multiple bedrooms, along with hardwood floors and good natural light throughout. Need TLC. Situated on a convenient street with off-street parking and a private yard, and close to public transportation, shops, restaurants, and major routes. Bring your vision and don’t miss this value-add opportunity in Boston.

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Public Records & Permits

Property Overview

Property Type

3 Family - 3 Units Up/Down

Listing Type

For Sale

Year Built

1905

Bedrooms

Full Bathrooms

Living Area

3,237 sq ft

Total Rooms

Stories

Levels

Facts & Features

Home Facts

Type Residential Income

Style 3 Family - 3 Units Up/Down

Year Built 1905

Living Area 3,237 sq ft

Lot Size 0.07 acres

Bedrooms 9

Full Baths 3

Total Rooms 15

Interior

Heating Natural Gas

Cooling None

Flooring Vinyl

Appliances Washer, Dryer, Range, Refrigerator

Fireplace None

Basement Unfinished

Laundry None

Features Bathroom With Tub & Shower, Living Room, Kitchen

Exterior

Construction None

Architecture None

Roof Rubber

Features None

Pool None

Spa None

Fencing Fenced

Patio/Porch Porch

Parking

Features On Street

Utilities

Electric Circuit Breakers

Water Public

Sewer Public Sewer

Gas None

Other For Gas Range

Financial

Annual Tax $10,480

Assessed Value $905,000

Interior Features

Flooring: Vinyl

Appliances: Washer, Dryer, Range, Refrigerator

Interior Features: Bathroom With Tub & Shower, Living Room, Kitchen

Windows:

Basement: Unfinished

Laundry:

Security:

Construction & Materials

Year Built: 1905

Structure Type:

Exterior Materials:

Roof: Rubber

Foundation: Stone

Stories: 3

Heating, Cooling & Utilities

Heating: Natural Gas

Cooling:

Hot Water: Natural Gas

Water Source: Public

Sewer: Public Sewer

Energy Features:

Exterior & Lot

Exterior Features:

Patio & Porch: Porch

Fencing: Fenced

Other Structures:

Lot Features: Other

Road Surface:

Parking & Garage

Parking Features: On Street

Location

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Neighborhood

Dorchester's Dorchester Center

146 Spencer St, Boston MA 02124

Boston, MA 02124

Walkability

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Nearby Schools

School District

Boston School District local

C-

🎓 Where Graduates Go Class of 2021

52% attend college

38% 4-Year 14% 2-Year 7% Out of State 7% Working

⚠ School Safety 2024-25

3.7% Above Average

3.2% Suspensions 0.3% In-School 0.5% Emergency

↓ 1.8% below state avg

Elementary Schools

3 schools

C-

Codman Academy Charter Public School

0.2 mi | #293 of 346 | Score: 40.3

Dropped 9 spots from last year

-17.9 below state avg

344 students Moderate

College Ready Curriculum

Grades PK-12

Lee K-8 School

0.3 mi | #335 of 352 | Score: 27.1

Improved 8 spots from last year

-31.1 below state avg

551 students Diverse

Grades PK-08

Holmes Elementary

0.3 mi

Middle Schools

1 school

Epiphany School

0.5 mi

Grades 05-08

High Schools

3 schools

Urban Achievers School

0.5 mi

Grades 09-12

B+

TechBoston Academy

0.5 mi | #11 of 25 | Score: 34.1

Improved 349 spots from last year

-24.1 below state avg

850 students Diverse

Rising School

Grades 07-12

Boston International High School & Newcomers Academy

0.8 mi | #20 of 25 | Score: 27.0

Improved 361 spots from last year

-31.2 below state avg

490 students Diverse

12 sports • 421 athletes

Rising School

Grades 09-12

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Monthly Payment Calculator

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Down Payment

Down: $0

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Monthly Payment Breakdown

Principal & Interest $0

Property Tax $873

Homeowners Insurance $200

PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0

Total principal paid $0

Total interest paid $0

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Payment Over Time

Interest

Principal

Year 1

95% Interest

Year 15

50/50

Year 30

95% Principal

* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

Price Changes

4.8%

Price Range

Property Timeline

⏳

Pending Sale

Jun 23, 2026

Offer accepted, sale pending

↓

Price Reduced

May 28, 2026

$999,900 $50,000 (-4.76%)

From $1,049,900 to $999,900 (-4.8%)

🏠

Listed for Sale

Mar 18, 2026

$1,049,900

Original listing

Office: Century 21 North East

Date	Event	Price	Change	$/sqft	Details
06/23/2026	⏳ Pending Sale	-	-	-	Offer accepted, sale pending
05/28/2026	↓ Price Reduced	$999,900	$50,000	-	From $1,049,900 to $999,900 (-4.8%)
03/18/2026	🏠 Listed for Sale	$1,049,900	-	-	Original listing

Price & Status History

Date	Event	Price	Change
May 28, 2026	Price Changed	$999,900	-$50,000
Mar 18, 2026	New Listing Added	$1,049,900	—

Market Statistics

Days on Market

96 days

Price per Sq Ft

$309

Total Price Drop

-$50,000

Tax History

Year	Taxes	Assessment
2025	$10,480	$905,000

Financial Details

Annual Property Tax

$10,480

Tax Year 2025

Assessed Value

$905,000

Listing Information

Listing Agent Vicky Xiao

Listing Office Century 21 North East

Agent MLS ID CN220139

Office MLS ID AN4341

Listing Data Updated Jun 24, 2026 3:30 AM EDT

Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Elementary Schools

Middle Schools

High Schools

Monthly Payment Breakdown

Loan Summary

Pending Sale

Price Reduced

Listed for Sale

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146 Spencer St, Boston MA 02124

About this home

Public Records & Permits

Property Overview

Facts & Features

Home Facts

Interior

Exterior

Parking

Utilities

Financial

Interior Features

Construction & Materials

Heating, Cooling & Utilities

Exterior & Lot

Parking & Garage

Location

Neighborhood

Walkability

Nearby Schools

Elementary Schools

Middle Schools

High Schools

Monthly Payment Calculator

Monthly Payment Breakdown

Loan Summary

Rate Impact

Payment Over Time

Property History

Market Insights

Property Timeline

Pending Sale

Price Reduced

Listed for Sale

Detailed History Table ▼

Price & Status History

Market Statistics

Tax History

Financial Details

Listing Information

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Steven Novak

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