165 Cottage St # 207, Chelsea MA 02150
Chelsea, MA 02150
$385,000
Est. $3,060/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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Open House Schedule
03
Oct
Saturday, October 3
1:00 PM - 3:00 PM EDT
04
Oct
Sunday, October 4
10:00 AM - 12:00 PM EDT
About this home
Beautifully updated 2BR, 1.5BA condo offering 865 SF of inviting, low-maintenance living. The updated open concept kitchen features beautiful cabinetry, granite countertops, and a new stainless steel oven, creating a stylish and functional space for everyday living and entertaining. The master bedroom provides access to a large walk-in closet providing exceptional storage. Convenient laundry hookups are located in the unit, and one exclusive parking space as well as a designated storage unit is included. Set within a professionally managed, gated community, residents enjoy an in-ground pool, fitness center, sauna, clubhouse, and rentable conference room. Ideally located near the MBTA Silver Line, Chelsea Commuter Rail, major highways, shopping, dining, bike paths, beaches, and Boston. HOA fee is $585/month. A great opportunity to enjoy updated living, convenient amenities, and easy access to the city. Ask about fixed rates in the mid 5s, $25,000 grant qualifications, & $500 down payment options!
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 30, 2026
$385,000
Original listing
Agent: Jennifer Wu
Office: PRIVI Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/30/2026 | 🏠 Listed for Sale | $385,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2027 | $3,933 | $342,600 |
Financial Details
Annual Property Tax
$3,933
Tax Year 2027
HOA Fee
$585
Monthly
Assessed Value
$342,600
Facts & Features
Central AC
Home Facts
Type
Residential
Style
Condominium
Year Built
1987
Living Area
865 sq ft
Stories
1
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
4
Interior
Heating
Forced Air
Cooling
Central Air
Flooring
None
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
None
Basement
N
Laundry
In Unit, Washer Hookup
Features
None
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
Association, In Ground
Spa
None
Fencing
Security
Patio/Porch
None
Parking
Features
Exclusive Parking
Total Spaces
1
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
Washer Hookup
Financial
Annual Tax
$3,933
Assessed Value
$342,600
HOA & Community
HOA Fee
$585 Monthly
Fee Includes
Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities
Pool, Elevator(s), Fitness Center, Sauna/steam, Clubhouse
Optional Fee Includes
None
Pets
Yes w/ Restrictions
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Listing Agent Is Related To Seller. Annual Property Taxes Noted Do Not Reflect Fy 2026 Residential Exemption. A Taxpayer Who Owns And Occupies A Residential Property As Their Principal Residence As Of January 1, 2027 May Apply For Exemption For Fy 2028 (july 1, 2027-june 30, 2028).
Additional Details
Possession
None
Accepted Financing
None
Structure Type
["Mid-Rise"]
Unit/Building
207
Sq Ft Source
Public Record
Documents
None
County
Suffolk
Property Overview
Property Type
Condominium
Listing Type
For Sale
Year Built
1987
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
865 sq ft
Total Rooms
4
Stories
1
Entry Level
2
Floor Layout
Interactive room guide
Floor Layout
Finished Area
865 sq ft above grade
Display Options
Outdoor Areas
PoolAssociation, In Ground
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Windows:
Basement:
N
Laundry:
In Unit, Washer Hookup
Security:
Intercom, Security Gate
Construction & Materials
Year Built:
1987
Structure Type:
Mid-Rise
Exterior Materials:
Roof:
Foundation:
Stories:
1
Heating, Cooling & Utilities
Heating:
Forced Air
Cooling:
Central Air
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Security
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
1
Parking Features:
Exclusive Parking
Nearby Schools
School District
Chelsea School District local
C-
School Safety
2024-25
5.2%
Above Average
2.9%
Suspensions
1.7%
In-School
2.3%
Emergency
0.3% below state avg
Elementary Schools
7 schools
St. Rose Elementary School
0.5 mi
Grades PK-08
Chelsea Virtual Learning Academy
0.7 mi
38 students
Less Diverse
College Ready Curriculum
Grades K-12
Shurtleff Early Childhood School
0.6 mi
769 students
Less Diverse
Grades PK-01
B+
William A Berkowitz Elementary School
0.8 mi
|
#287 of 825
|
Score: 51.1
Improved 1 spots from last year
-7.1 below state avg
428 students
Less Diverse
Grades 01-04
B
Edgar A Hooks Elementary School
0.8 mi
|
#409 of 825
|
Score: 47.5
Improved 97 spots from last year
-10.7 below state avg
406 students
Less Diverse
Rising School
Grades 01-04
C
Frank M Sokolowski Elementary School
0.8 mi
|
#631 of 825
|
Score: 39.4
Improved 78 spots from last year
-18.8 below state avg
430 students
Less Diverse
Rising School
Grades 01-04
C
George F. Kelly Elementary School
0.8 mi
|
#648 of 825
|
Score: 38.4
Improved 182 spots from last year
-19.8 below state avg
471 students
Less Diverse
Rising School
Grades 01-04
Middle Schools
3 schools
D
Clark Avenue School
0.6 mi
|
#329 of 352
|
Score: 28.2
Improved 32 spots from last year
-30 below state avg
641 students
Less Diverse
Rising School
Grades 05-08
C-
Joseph A. Browne School
0.7 mi
|
#285 of 352
|
Score: 33.1
Improved 61 spots from last year
-25.2 below state avg
501 students
Less Diverse
Rising School
Grades 05-08
B
Eugene Wright Science and Technology Academy
0.7 mi
|
#9 of 16
|
Score: 30.0
Improved 348 spots from last year
-28.2 below state avg
418 students
Less Diverse
Rising School
Grades 05-08
High Schools
3 schools
Seaport Academy School
1.3 mi
Grades 07-12
C
Chelsea Opportunity Academy
1.1 mi
|
#294 of 346
|
Score: 59.3
Same rank as last year
115 students
Less Diverse
College Ready Curriculum
Grades 09-12
C-
Chelsea High School
1.1 mi
|
#284 of 346
|
Score: 43.0
Improved 24 spots from last year
-15.2 below state avg
1,532 students
Less Diverse
12 sports
• 796 athletes
Early College Program
Rising School
College Ready Curriculum
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
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Loan Amount
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After down payment
Total Interest
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Over life of loan
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Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$328
Homeowners Insurance
$200
HOA Fee
$585/mo
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
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Total interest paid
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Rate Impact
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
165 Cottage St # 207, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Jennifer Wu
Listing Office
PRIVI Realty LLC
Office Phone
508-468-4329
Agent MLS ID
CN263802
Office MLS ID
AN6354
Listing Data Updated
Sep 30, 2026 4:27 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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