172 Middle St # 204, Lowell MA 01852

Lowell, MA 01852
$279,900
Est. $2,227/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
922
Sq Ft
$304
Price/Sq Ft
1880
Year Built
12 hours 24 minutes
Time on Market
For Sale Open House Listed Sep 16, 2026 • MLS# 73578442 Copied! • Updated Sep 17, 2026

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Open House Schedule

19
Sep
Saturday, September 19
1:30 PM - 3:00 PM EDT

About this home

Welcome to Ayers Lofts, where historic charm and modern comfort come together in the heart of Downtown Lowell. From the moment you step inside, you’ll appreciate the character of this inviting loft-style condo, featuring soaring ceilings, exposed wood beams, oversized windows, and an abundance of natural light. The open-concept layout offers plenty of room to relax, entertain, and make the space your own. The updated kitchen blends style and function with stainless steel appliances, ample cabinetry, recessed lighting, generous counter space, and a convenient peninsula overlooking the living area. The spacious bedroom features a ceiling fan and walk-in closet, while the full bathroom includes a tiled tub and shower, stone-topped vanity, and additional linen storage. Central air and in-unit laundry provide even more everyday convenience. Set within a professionally managed, elevator-equipped brick building filled with distinctive architectural details, this home offers an appealing combination of warmth, character, and low-maintenance living. Enjoy being just moments from Downtown Lowell’s restaurants, coffee shops, entertainment, parks, UMass Lowell, the Tsongas Center, and the commuter rail. A wonderful opportunity to enjoy comfortable city living in a home that feels anything but ordinary.

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Recently Sold Nearby

Property History

Market Insights

3.5%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
Sep 16, 2026
$279,900
Original listing
Agent: Christian Doherty Office: Doherty Properties
Previous Transaction - MLS #73294700
Full transaction history available when tracking began
🏷️
Previously Sold
Dec 2, 2024
$290,000
MLS #73294700

Tax History

Year Taxes Assessment
2025 $3,435 $299,200

Financial Details

Annual Property Tax
$3,435
Tax Year 2025
HOA Fee
$325
Monthly
Assessed Value
$299,200

Facts & Features

Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1880
Living Area 922 sq ft
Stories 2
Bedrooms 1
Full Baths 1
Total Rooms 1

Interior

Heating Baseboard, Natural Gas
Cooling Central Air
Flooring Tile, Concrete, Hardwood
Appliances Range, Dishwasher, Refrigerator
Fireplace None
Basement N
Laundry Electric Dryer Hookup, Washer Hookup
Features None

Exterior

Construction Brick
Architecture None
Roof None
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features Off Street
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $3,435
Assessed Value $299,200

HOA & Community

HOA Fee $325 Monthly
Fee Includes Insurance, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal
Amenities Elevator(s)
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Information Is Deemed Reliable But Not Guaranteed. Buyer And Buyer’s Agent Must Perform Due Diligence And Independently Verify All Information.
Possession None
Accepted Financing None
Structure Type ["Loft"]
Unit/Building 204
Sq Ft Source Public Record
Sq Ft Disclosures Buyer to verify measurements. Seller and Listing Agent did not measure.
Documents None
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1880
Bedrooms
1
Full Bathrooms
1
Living Area
922 sq ft
Total Rooms
1
Stories
2
Entry Level
2

Floor Layout

Interior Features

Flooring: Tile, Concrete, Hardwood
Appliances: Range, Dishwasher, Refrigerator
Interior Features:
Windows: Insulated Windows
Basement: N
Laundry: Electric Dryer Hookup, Washer Hookup
Security:

Construction & Materials

Year Built: 1880
Structure Type: Loft
Exterior Materials: Brick
Roof:
Foundation:
Stories: 2

Heating, Cooling & Utilities

Heating: Baseboard, Natural Gas
Heating Zones: 1
Cooling: Central Air
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features: Off Street

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $286
Homeowners Insurance $200
HOA Fee $325/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

172 Middle St # 204, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Christian Doherty
Listing Office Doherty Properties
Office Phone 978-746-0124
Agent MLS ID CT003020
Office MLS ID AC0904
Listing Data Updated Sep 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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