172 Middle Street # 301, Lowell MA 01852

Lowell, MA 01852
$289,900
Est. $2,189/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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1
Beds
1
Baths
1,039
Sq Ft
$279
Price/Sq Ft
1880
Year Built
New today
Time on Market
For Sale Listed Oct 15, 2026 • MLS# 73591270 Copied! • Updated Oct 16, 2026

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About this home

Industrial character and historic charm meet in the heart of downtown Lowell. Set on a picturesque cobblestone street, this top-tier third-floor, single-level loft showcases soaring ceilings, exposed wood beams, polished concrete floors, and rich brick accent walls anchored by light-pouring oversized windows. The open-concept footprint offers adaptable living and dining zones centered around a chef-ready kitchen, complete with crisp white cabinetry, a classic subway tile backsplash, stainless steel appliances, and a dramatic concrete breakfast counter. The private bedroom continues the concrete and brick motif with custom built-in storage, while a full bath with a tub and shower serves the unit. Situated in an elevator-equipped historic building with lower-level common laundry, this residence sits just moments from walking/bike paths, local dining, the Tsongas Center, UMass Lowell, Routes 3 and 495, and the MBTA commuter rail.

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Price & Status History

Property Timeline

🏠
Listed for Sale
Oct 15, 2026
$289,900
Original listing
Agent: Paul A. Dubuque Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $2,592 $228,400

Financial Details

Annual Property Tax
$2,592
Tax Year 2026
HOA Fee
$307
Monthly
Assessed Value
$228,400

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1880
Living Area 1,039 sq ft
Stories 1
Bedrooms 1
Full Baths 1
Total Rooms 3

Interior

Heating Heat Pump, Electric
Cooling Heat Pump
Flooring Concrete
Appliances Range, Dishwasher, Refrigerator, Range Hood
Fireplace None
Basement N
Laundry Gas Dryer Hookup, Washer Hookup, Common Area, In Building
Features None

Exterior

Construction Brick
Architecture None
Roof Rubber
Features Screens
Pool None
Spa None
Fencing None
Patio/Porch None
Features None
Electric Circuit Breakers, 100 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range
Annual Tax $2,592
Assessed Value $228,400

HOA & Community

HOA Fee $307 Monthly
Fee Includes Water, Sewer, Insurance, Maintenance Structure, Road Maintenance, Snow Removal, Trash, Reserve Funds
Amenities Laundry, Elevator(s)
Optional Fee Includes None
Down Payment Resource Eligible
Pets Yes w/ Restrictions
Lead Paint Unknown
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. See Rules For Complete Pet Policy. Special Assessment. (see Attachments) Special Assessment Includes Replacement Of The Rubber Roof, Repointing Of Bricks, Rebuilding Of The Rooftop Chiller. $142.15/mo
Possession None
Accepted Financing None
Structure Type ["Low-Rise","Loft"]
Unit/Building 301
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx.
Documents Rules & Regs (1)
County Middlesex
Total market time (incl. prior listings) 1 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1880
Bedrooms
1
Full Bathrooms
1
Living Area
1,039 sq ft
Total Rooms
3
Stories
1
Entry Level
3

Floor Layout

Interior Features

Flooring: Concrete
Appliances: Range, Dishwasher, Refrigerator, Range Hood
Interior Features:
Windows: Insulated Windows, Screens
Basement: N
Laundry: Gas Dryer Hookup, Washer Hookup, Common Area, In Building
Security:

Construction & Materials

Year Built: 1880
Structure Type: Low-Rise, Loft
Exterior Materials: Brick
Roof: Rubber
Foundation:
Stories: 1

Utilities & Systems

Heating: Heat Pump, Electric
Heating Zones: 1
Cooling: Heat Pump
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Screens
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $216
Homeowners Insurance $200
HOA Fee $307/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

172 Middle Street # 301, Lowell MA 01852

Lowell, MA 01852

Listing Information

Listing Agent Paul A. Dubuque
Listing Office Lamacchia Realty, Inc.
Office Phone 978-250-1900
Agent MLS ID G8002083
Office MLS ID AN5825
Listing Data Updated Oct 16, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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