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18-20 Phillips St, Lowell MA 01854

Lowell, MA 01854
$599,000
Est. $3,776/month
6
Beds
2
Baths
3,293
Sq Ft
$182
Price/Sq Ft
0.08
Acres
1920
Year Built
16 hours 9 minutes
Time on Market
Active Listed Jun 8, 2026 • MLS# 73531644 Copied!

About this home

This is an opportunity for those who are looking to invest or owner-occupant for this spacious 2-units in Lowell. First unit has a huge living room, play room and a kitchen with a dining room, 3 bedrooms and 1 full bath. Second unit layout is a replica of the first unit except for the big bonus finished attic. Even more convenience is that each unit has its own separate entry. This colonial has 3 off-street parking and on-street parking in the front. Both unit has easy access to the basement with plenty of spaces for storage and washer and dryer hook-up. Small backyard for outdoor enjoyment. Close proximity to UMass Lowell, downtown, public transportation, and Merrimack river offers recreation uses. Property will be delivered vacant prior to closing. EASY TO SHOW!

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Property Overview

Property Type
2 Family - 2 Units Up/Down
Listing Type
For Sale
Year Built
1920
Bedrooms
6
Full Bathrooms
2
Living Area
3,293 sq ft
Total Rooms
10
Stories
3
Levels
3

Facts & Features

Home Facts

Type Residential Income
Style 2 Family - 2 Units Up/Down
Year Built 1920
Living Area 3,293 sq ft
Lot Size 0.08 acres
Bedrooms 6
Full Baths 2
Total Rooms 10

Interior

Heating Baseboard
Cooling None
Flooring Tile, Laminate
Appliances Range, Refrigerator
Fireplace None
Basement Full, Partially Finished
Laundry Washer Hookup
Features Pantry, Bathroom With Tub & Shower, Walk-up Attic, Living Room, Dining Room, Kitchen

Exterior

Construction None
Architecture None
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck

Parking

Features Paved Drive
Total Spaces 3

Utilities

Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, Washer Hookup

Financial

Annual Tax $6,563
Assessed Value $571,700

Interior Features

Flooring: Tile, Laminate
Appliances: Range, Refrigerator
Interior Features: Pantry, Bathroom With Tub & Shower, Walk-Up Attic, Living Room, Dining Room, Kitchen
Windows:
Basement: Full, Partially Finished
Laundry: Washer Hookup
Security:

Construction & Materials

Year Built: 1920
Structure Type:
Exterior Materials:
Roof: Shingle
Foundation: Stone
Stories: 3

Heating, Cooling & Utilities

Heating: Baseboard
Cooling:
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch: Porch, Deck
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Paved Drive

Location

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Neighborhood

18-20 Phillips St, Lowell MA 01854

Lowell, MA 01854

Walkability

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Nearby Schools

School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

3 schools
C
Bartlett Community Partnership School
0.2 mi | #266 of 352 | Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students Very Diverse
Rising School Diverse Student Body
Grades PK-08
C+
Charlotte M Murkland Elementary School
0.4 mi | #560 of 824 | Score: 42.7
Improved 77 spots from last year
-15.5 below state avg
448 students Diverse
Rising School Diverse Student Body
Grades PK-04
St. Patrick School and Educational Center
0.5 mi
Grades PK-08
M

Middle Schools

3 schools
B-
Kathryn P. Stoklosa Middle School
0.1 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.2 mi | #255 of 352 | Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students Very Diverse
Rising School Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
1.2 mi
15 students Diverse
Diverse Student Body
Grades 01-08
H

High Schools

3 schools
Old Colony Y Lowell Revocation Program
0.6 mi
Grades 09-12
F
The Career Academy
0.7 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.9 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $547
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Current Rate
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+0.5% Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Jun 8, 2026
$599,000
Original listing
Agent: Sharlynna Luong Office: Lamacchia Realty, Inc.

Price & Status History

Date Event Price Change
Jun 8, 2026 New Listing Added $599,000

Market Statistics

Time on Market
16 hours 9 minutes
Price per Sq Ft
$182

Tax History

Year Taxes Assessment
2025 $6,563 $571,700

Financial Details

Annual Property Tax
$6,563
Tax Year 2025
Assessed Value
$571,700

Listing Information

Listing Agent Sharlynna Luong
Listing Office Lamacchia Realty, Inc.
Agent MLS ID CN230756
Office MLS ID AN5825
Listing Data Updated Jun 8, 2026 10:34 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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