18 Suffolk St, Chelsea MA 02150
Chelsea, MA 02150
$1,150,000
Est. $6,921/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
This townhouse property is perfect for an owner occupant wanting plenty of space and quality finishes within a multifamily property. Unit #1 (currently vacant and digitally staged in photography) has three bedrooms with two full baths with natural stained doors and trim. The other two homes are smaller. One is a two bedroom townhouse, the other is a one bedroom "walk in" apartment. The combination of sizes make it perfect for extended family. Suffolk Street has seen significant investment in recent years. Check it out! Many of the homes have been newly built or renovated, and are getting premium rents because of its convenient waterfront location. This property was previously three condominiums. The buyer may be able recreate the association with the document package that was used previously. This potential option provides added value upon eventual resale. See an attorney and the multiple documents attached.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 14, 2026
$1,150,000
Original listing
Agent: Frank Mastrocola
Office: Mastrocola Management, Inc.
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | 🏠 Listed for Sale | $1,150,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $10,866 | $946,500 |
Financial Details
Annual Property Tax
$10,866
Tax Year 2026
Assessed Value
$946,500
Facts & Features
Home Facts
Type
Residential Income
Style
3 Family - 3 Units Side by Side
Year Built
1987
Living Area
3,436 sq ft
Lot Size
0.09 acres
Stories
6
Bedrooms
6
Full Baths
4
Half Baths
1
Total Rooms
12
Investment Metrics
Units
3
Unit 1 Rent
— · N
Unit 2 Rent
$2,300/mo · Y
Unit 3 Rent
$1,685/mo · Y
Total Monthly Rent
$3,985/mo
Gross Income
$82,000
Net Operating Income
$55,700
Operating Expenses
$26,300
Water/Sewer Expense
$2,800
Electric Expense
$250
Insurance Expense
$3,700
Cap Rate
4.84%
Interior
Heating
Electric, Unit Control
Cooling
Wall Unit(s)
Flooring
Varies
Appliances
Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Washer/dryer, Range Hood
Fireplace
None
Basement
None
Laundry
Electric Dryer Hookup
Features
Storage, Living Room, Kitchen, Laundry Room, Office/den, Living Rm/dining Rm Combo
Exterior
Construction
Frame
Architecture
None
Roof
Shingle
Features
Balcony, Rain Gutters, Garden
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Porch, Covered
Parking
Features
Off Street, Assigned
Total Spaces
3
Utilities
Electric
Circuit Breakers, Individually Metered
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Electric Range, For Electric Dryer
Financial
Annual Tax
$10,866
Assessed Value
$946,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
None
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
gray
Sq Ft Source
Measured
Sq Ft Disclosures
SF is from condominium documents drafted but not currently on record.
Documents
None
County
Suffolk
Property Overview
Property Type
3 Family - 3 Units Side by Side
Listing Type
For Sale
Year Built
1987
Bedrooms
6
Full Bathrooms
4
Half Bathrooms
1
Living Area
3,436 sq ft
Total Rooms
12
Stories
6
Levels
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,052 sq ft above grade
384 sq ft below grade
Display Options
Outdoor Areas
Patio & porchPorch, Covered
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Varies
Appliances:
Range, Dishwasher, Disposal, Refrigerator, Washer, Dryer, Washer/Dryer, Range Hood
Interior Features:
Storage, Living Room, Kitchen, Laundry Room, Office/Den, Living RM/Dining RM Combo
Windows:
Insulated Windows, Storm Window(s)
Basement:
Laundry:
Electric Dryer Hookup
Security:
Security System
Construction & Materials
Year Built:
1987
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Stories:
6
Heating, Cooling & Utilities
Heating:
Electric, Unit Control
Cooling:
Wall Unit(s)
Hot Water:
Electric
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Balcony, Rain Gutters, Garden
Patio & Porch:
Porch, Covered
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Lot Features:
Road Frontage:
40.00 ft
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Off Street, Assigned
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$906
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
18 Suffolk St, Chelsea MA 02150
Chelsea, MA 02150
Listing Information
Listing Agent
Frank Mastrocola
Listing Office
Mastrocola Management, Inc.
Office Phone
781-396-1010
Agent MLS ID
BB921615
Office MLS ID
BB9949
Listing Data Updated
Sep 14, 2026 7:50 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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