FeaturesBathroom - Full
LevelSecond
181 Rutledge Road, Belmont MA 02478
Belmont, MA 02478
$2,249,000
$2,099,000
Est. $12,517/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
About this home
Belmont Hill has always been a special place to call home, and this spacious, multi-level property fits right in. Surrounded by beautiful gardens and a peaceful setting, this home offers character, interesting spaces, and a flexible floor plan. Step inside and you'll immediately notice the graceful arched openings connecting the rooms while giving each its own personality. The living room is a favorite, with its fireplace and library-like atmosphere. Just beyond is a relaxed family room, perfect for movie nights, watching the game, or simply unwinding. The dining room features charming built-ins and connects to an oversized kitchen with wonderful views of the backyard. New hardwood flooring adds warmth and a fresh feel to the home. Three bedrooms are located on the main level, including one with its own private bath, while the other two share an updated guest bathroom. Upstairs, the primary suite enjoys its own level of privacy, complete with a generous closet and en-suite bath. The finished lower level adds even more flexibility, with a spacious playroom or media room, laundry, and a half bath. And then there's the backyard! Beautifully landscaped and level, it's a wonderful space for outdoor activities, entertaining, or simply relaxing. The redone patio is perfect for al fresco dinners, while the extended walkway adds to the outdoor appeal. With its architectural charm, comfortable gathering spaces, thoughtful updates, and multiple levels of living, this home is anything but ordinary. Add the desirable Belmont Hill location, and you have a property with so much to offer. Come see for yourself!
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Recently Sold Nearby
Price & Status History
Market Insights
3
Price Changes
6.7%
Price Range
Property Timeline
Price Reduced
Nov 2, 2026
$2,099,000
$51,000
(-2.37%)
From $2,150,000 to $2,099,000 (-2.4%)
Price Reduced
Oct 12, 2026
$2,150,000
$49,000
(-2.23%)
From $2,199,000 to $2,150,000 (-2.2%)
Showing Instructions Updated
Oct 5, 2026
New showing requirements
Price Reduced
Aug 27, 2026
$2,199,000
$50,000
(-2.22%)
From $2,249,000 to $2,199,000 (-2.2%)
Listed for Sale
Jun 17, 2026
$2,249,000
Original listing
Agent: Beth Sager Group
Office: Keller Williams Realty Boston Northwest
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/02/2026 | ↓ Price Reduced | $2,099,000 | $51,000 | - | From $2,150,000 to $2,099,000 (-2.4%) |
| 10/12/2026 | ↓ Price Reduced | $2,150,000 | $49,000 | - | From $2,199,000 to $2,150,000 (-2.2%) |
| 10/05/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 08/27/2026 | ↓ Price Reduced | $2,199,000 | $50,000 | - | From $2,249,000 to $2,199,000 (-2.2%) |
| 06/17/2026 | 🏠 Listed for Sale | $2,249,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $20,445 | $1,795,000 |
Financial Details
Annual Property Tax
$20,445
Tax Year 2025
Assessed Value
$1,795,000
Facts & Features
2 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1949
Living Area
4,357 sq ft
Lot Size
0.44 acres
Bedrooms
4
Full Baths
3
Half Baths
2
Total Rooms
10
Interior
Heating
Natural Gas, Fireplace(s)
Cooling
Central Air
Flooring
Flooring - Vinyl
Appliances
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
2
Basement
Full, Finished, Interior Entry, Garage Access, Sump Pump
Laundry
In Basement
Features
Bathroom - Full, Bathroom - Half, Play Room, Media Room, Bathroom
Exterior
Construction
None
Architecture
None
Roof
None
Features
Patio
Pool
None
Spa
None
Fencing
None
Patio/Porch
Patio
Parking
Garage Spaces
2
Has Garage
Yes
Features
Attached, Paved Drive
Total Spaces
8
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$20,445
Assessed Value
$1,795,000
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Exclusions
2 Refrigerators In The Basement, Statue In The Backyard Along With Pedestal
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Measured
Sq Ft Disclosures
Square footage approximate
Documents
None
County
Middlesex
Total market time (incl. prior listings)
142 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1949
Bedrooms
4
Full Bathrooms
3
Half Bathrooms
2
Living Area
4,357 sq ft
Total Rooms
10
Levels
Multi/Split
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,085 sq ft above grade
1,272 sq ft below grade
Dimensions18 x 16
FeaturesBathroom - Full, Walk-In Closet(s), Flooring - Hardwood
LevelSecond
Dimensions14 x 16
FeaturesFlooring - Hardwood, Stainless Steel Appliances, Gas Stove
LevelMain,First
Dimensions12 x 16
FeaturesBathroom - Full, Closet, Flooring - Hardwood
LevelFirst
Dimensions12 x 11
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions12 x 12
FeaturesCloset, Flooring - Hardwood
LevelFirst
FeaturesBathroom - Half
LevelFirst
FeaturesBathroom - Full
LevelFirst
Dimensions14 x 14
FeaturesFlooring - Hardwood
LevelMain,First
Dimensions18 x 17
FeaturesFlooring - Hardwood
LevelMain,First
Dimensions22 x 15
FeaturesFlooring - Hardwood
LevelMain,First
FeaturesYes
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
KKitchen (1)
BRBedroom (4)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Flooring - Vinyl
Appliances:
Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Bathroom - Full, Bathroom - Half, Play Room, Media Room, Bathroom
Windows:
Basement:
Full, Finished, Interior Entry, Garage Access, Sump Pump
Laundry:
In Basement
Security:
Construction & Materials
Year Built:
1949
Structure Type:
Exterior Materials:
Roof:
Foundation:
Block
Utilities & Systems
Heating:
Natural Gas, Fireplace(s)
Heating Zones:
6
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio
Patio & Porch:
Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Garage Spaces:
2
Garage Type:
Attached
Total Parking Spaces:
8
Parking Features:
Attached, Paved Drive
Special Features
Fireplaces:
2
Fireplace Type:
Living Room
Community Amenities:
Nearby Schools
School District
Belmont School District local
A+
School Safety
2024-25
0.6%
Low
0.6%
Suspensions
0.8%
In-School
4.9% below state avg
Elementary Schools
7 schools
Belmont Day School
0.9 mi
Grades PK-08
CNS/Pathways Academy
1.2 mi
Grades 01-12
A
Winthrop L. Chenery Upper Elementary School
1.6 mi
|
#164 of 825
|
Score: 56.5
Dropped 14 spots from last year
-1.8 below state avg
1,028 students
Diverse
Diverse Student Body
Strong Attendance
Grades 04-06
A+
Winn Brook School
0.9 mi
|
#59 of 825
|
Score: 61.4
Improved 20 spots from last year
+3.2 above state avg
280 students
Diverse
Rising School
Diverse Student Body
Strong Attendance
Grades K-03
B+
Roger E Wellington School
1.1 mi
|
#256 of 825
|
Score: 52.1
Dropped 238 spots from last year
-6.1 below state avg
388 students
Diverse
Diverse Student Body
Strong Attendance
Grades PK-03
A+
Mary Lee Burbank School
1.5 mi
|
#14 of 825
|
Score: 65.6
Improved 34 spots from last year
+7.4 above state avg
258 students
Diverse
Rising School
Strong Attendance
Grades K-03
A+
Daniel Butler School
1.6 mi
|
#77 of 825
|
Score: 60.4
Improved 1 spots from last year
+2.2 above state avg
254 students
Diverse
Diverse Student Body
Strong Attendance
Grades K-03
Middle Schools
1 school
A+
Belmont Middle School
1.1 mi
|
#16 of 352
|
Score: 62.1
Dropped 14 spots from last year
+3.9 above state avg
727 students
Diverse
Strong Attendance
Grades 07-08
High Schools
4 schools
Belmont Hill School
0.3 mi
Grades 07-12
Le Sallay Studies
0.8 mi
Grades 06-12
Arlington School
1.2 mi
Grades 08-12
A+
Belmont High School
1.2 mi
|
#11 of 346
|
Score: 75.4
Dropped 1 spots from last year
+17.2 above state avg
1,498 students
Diverse
21 sports
• 2,714 athletes
Strong AP Program
High Graduation Rate
College Ready Curriculum
Strong Athletics
Grades 09-12
Learn about these ratings
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$1,704
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
181 Rutledge Road, Belmont MA 02478
Belmont, MA 02478
Listing Information
Listing Agent
Beth Sager Group
Listing Office
Keller Williams Realty Boston Northwest
Office Phone
781-862-2800
Agent MLS ID
TM325032
Office MLS ID
AN2627
Listing Data Updated
Nov 6, 2026 3:05 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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