Dimensions12.083333333 x 9.833333333
FeaturesFlooring - Stone/Ceramic Tile
LevelMain,First
186 High St, Chelmsford MA 01824
Chelmsford, MA 01824
$699,000
Est. $4,487/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
19
Sep
Saturday, September 19
2:00 PM - 3:30 PM EDT
20
Sep
Sunday, September 20
1:30 PM - 3:00 PM EDT
17
Sep
Thursday, September 17
4:00 PM - 6:00 PM EDT
About this home
It’s hard to beat the perks of a nicely updated Split-Level, and 186 High Street makes a good case for the style. The main level keeps everyday life within reach, with the living room and fireplace, dining area, and modern kitchen flowing together, while three bedrooms and a recently renovated bath sit just down the hall. Refinished hardwood floors and thoughtful updates bring character to the space. Downstairs, a versatile family room offers privacy and flexibility without feeling disconnected. A second full bath, laundry, storage, and direct access to the heated garage make good use of the lower level. Add a bright screened-in porch, nearly an acre of fenced-in yard with a patio, hot tub and built-in firepit, and you’re beginning to envision your downtime here. The woods out back bring a changing view with the seasons, while the perennials have a way of surprising you with something new throughout the year. Commuting days are easier with nearby highway access, and weekend rides for coffee in Chelmsford Center get a welcome shortcut via the Bruce Freeman Rail Trail, less than five minutes down the street. Owned Tesla solar panels with Powerwall backup and lower energy bills, central air, and well-kept systems bring the practical side together. With much of the important work already done, you can get straight to the good part of living here.
View in the App
Save this property, schedule tours instantly, and get alerts when the price drops
Scan with phone
Public Records & Permits
Log in to view assessor & tax records, ownership history, and recent building permits for this property.
BMN Estimate
Get the number an algorithm can't give you
A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.
Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 16, 2026
$699,000
Original listing
Agent: Thais Collins
Office: Compass
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/16/2026 | 🏠 Listed for Sale | $699,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $9,033 | $680,700 |
Financial Details
Annual Property Tax
$9,033
Tax Year 2026
Assessed Value
$680,700
Facts & Features
1 Car Garage
Central AC
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1965
Living Area
1,382 sq ft
Lot Size
0.98 acres
Bedrooms
3
Full Baths
2
Total Rooms
6
Interior
Heating
Forced Air, Natural Gas
Cooling
Central Air
Flooring
Tile, Hardwood
Appliances
Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
1
Basement
Partially Finished, Interior Entry, Garage Access, Sump Pump
Laundry
In Basement, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Features
None
Exterior
Construction
Frame
Architecture
Split Entry
Roof
Shingle
Features
Porch - Screened, Patio, Rain Gutters, Storage, Professional Landscaping, Fenced Yard, Lighting
Pool
None
Spa
None
Fencing
Fenced
Patio/Porch
Screened, Patio
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Garage Door Opener, Heated Garage, Paved Drive, Off Street, Paved
Total Spaces
4
Utilities
Electric
Circuit Breakers, 200+ Amp Service, Other (see Remarks)
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Range, For Gas Dryer, For Electric Dryer, Washer Hookup
Financial
Annual Tax
$9,033
Assessed Value
$680,700
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
A Portion Of The Lot Is In Flood Plain, Sellers And Previous Owners Were Not Required To Obtain Flood Insurance. Solar Panels Are Owned. Gas Connection Available For Range & Fireplace Insert. Some Photos Are Digitally Enhanced. All Info Provided Is Reliable; Not Guaranteed. Buyers To Verify.
Exclusions
All Appliances, Hot Tub/Spa, Its Accessories And Canopy Are Included With The Sale.
Additional Details
Possession
None
Accepted Financing
Contract
Structure Type
[]
House Color
Yellow
Sq Ft Source
Other
Sq Ft Disclosures
Living area SqFT per propertys Tax Card (included in listing docs).
Documents
None
County
Middlesex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1965
Bedrooms
3
Full Bathrooms
2
Living Area
1,382 sq ft
Total Rooms
6
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,056 sq ft above grade
326 sq ft below grade
Dimensions13.5 x 9.666666666
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions9.916666666 x 9.083333333
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions9.333333333 x 7.083333333
FeaturesBathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Double Vanity, Recessed Lighting
LevelFirst
Dimensions9.833333333 x 7.916666666
FeaturesFlooring - Hardwood, Exterior Access, Lighting - Pendant
LevelFirst
Dimensions14.583333333 x 13.5
FeaturesCloset, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Exterior Access, Recessed Lighting
LevelMain,First
Dimensions14.916666666 x 9.416666666
FeaturesCloset, Flooring - Hardwood
LevelFirst
Dimensions6.916666666 x 6.666666666
FeaturesBathroom - With Shower Stall, Flooring - Stone/Ceramic Tile
LevelBasement
Dimensions21.25 x 9
FeaturesCloset, Flooring - Stone/Ceramic Tile
LevelBasement
Display Options
Outdoor Areas
Patio & porchScreened, Patio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood
Appliances:
Gas Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Windows:
Insulated Windows
Basement:
Partially Finished, Interior Entry, Garage Access, Sump Pump
Laundry:
In Basement, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup
Security:
Construction & Materials
Style:
Split Entry
Year Built:
1965
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Forced Air, Natural Gas
Heating Zones:
1
Cooling:
Central Air
Cooling Zones:
1
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Porch - Screened, Patio, Rain Gutters, Storage, Professional Landscaping, Fenced Yard, Lighting
Patio & Porch:
Screened, Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
4
Parking Features:
Attached, Garage Door Opener, Heated Garage, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Medical Facility, Bike Path, Conservation Area, Highway Access, House of Worship, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$753
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
Loading map...
Neighborhood
186 High St, Chelmsford MA 01824
Chelmsford, MA 01824
Listing Information
Listing Agent
Thais Collins
Listing Office
Compass
Office Phone
781-386-0624
Agent MLS ID
CN204511
Office MLS ID
AN6660
Listing Data Updated
Sep 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
Contact Us
Ask about this property — free, no obligation.
Similar Homes for Sale
Comparable Properties
Customize Comparable Search
Finding comparable properties...
Loading market insights for Chelmsford.