FeaturesCloset, Flooring - Hardwood
LevelSecond
197 Speen Street, Natick MA 01760
Natick, MA 01760
$799,000
$719,000
Est. $4,474/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Located on a corner lot with quiet and picturesque Crescent Street, this home's location offers peaks of views of Lake Cochituate which offers kayaking, sailing, swimming and boating. Do not miss this classic cape style home with hardwood floors throughout. A great eat-in kitchen with granite and stainless and a light-filled sunroom with wraparound windows to take in the outdoors. Enjoy the open dining room/family room and front-to-back living room with wood-burning fireplace. Two bedrooms upstairs and a lower level bonus room. Enjoy peace of mind and move-in ready with new vinyl siding, new roof, new windows, upgraded electrical, and other thoughtful updates. Features include attached one-car garage with garage door opener and EV charger. A flat and private backyard with side deck allows for entertaining, relaxing and enjoying the outdoors. Located across from the newly constructed and highly sought after John J. Lane Park for walking trails, picnic tables, volleyball and playgrounds and nearby to the Natick Mall, restaurants, shopping, Route 9, the Mass Pike, and connecting easily to Route 128/95. Gain access to Natick's top-ranked schools.
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Recently Sold Nearby
Price & Status History
Market Insights
3
Price Changes
10%
Price Range
Property Timeline
Price Reduced
Nov 10, 2026
$719,000
$30,000
(-4.01%)
From $749,000 to $719,000 (-4.0%)
Showing Instructions Updated
Nov 2, 2026
New showing requirements
Showing Instructions Updated
Oct 31, 2026
New showing requirements
Showing Instructions Updated
Oct 25, 2026
New showing requirements
Showing Instructions Updated
Oct 24, 2026
New showing requirements
Price Reduced
Sep 26, 2026
$749,000
$20,000
(-2.6%)
From $769,000 to $749,000 (-2.6%)
Showing Instructions Updated
Sep 21, 2026
New showing requirements
Price Reduced
Sep 10, 2026
$769,000
$30,000
(-3.75%)
From $799,000 to $769,000 (-3.8%)
Listed for Sale
Aug 26, 2026
$799,000
Original listing
Agent: Janet Stuart
Office: Coldwell Banker Realty - Concord
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 11/10/2026 | ↓ Price Reduced | $719,000 | $30,000 | - | From $749,000 to $719,000 (-4.0%) |
| 11/02/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 10/31/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 10/25/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 10/24/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/26/2026 | ↓ Price Reduced | $749,000 | $20,000 | - | From $769,000 to $749,000 (-2.6%) |
| 09/21/2026 | 👁️ Showing Instructions Updated | - | - | - | New showing requirements |
| 09/10/2026 | ↓ Price Reduced | $769,000 | $30,000 | - | From $799,000 to $769,000 (-3.8%) |
| 08/26/2026 | 🏠 Listed for Sale | $799,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $7,665 | $629,800 |
Financial Details
Annual Property Tax
$7,665
Tax Year 2026
Assessed Value
$629,800
Facts & Features
1 Car Garage
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1945
Living Area
1,682 sq ft
Lot Size
0.18 acres
Bedrooms
2
Full Baths
2
Total Rooms
7
Interior
Heating
Central, Fireplace
Cooling
Window Unit(s)
Flooring
Tile, Hardwood, Flooring - Stone/ceramic Tile
Appliances
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace
Living Room
Fireplaces
2
Basement
Full, Finished, Partially Finished, Walk-out Access, Interior Entry
Laundry
In Basement
Features
Lighting - Sconce, Sun Room, Bonus Room
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Deck - Wood, Rain Gutters, Storage, Screens
Pool
None
Spa
None
Fencing
None
Patio/Porch
Deck - Exterior, Deck - Wood
Parking
Garage Spaces
1
Has Garage
Yes
Features
Attached, Garage Door Opener, Workshop In Garage, Paved Drive, Off Street, Paved
Total Spaces
3
Utilities
Electric
100 Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
For Gas Range
Financial
Annual Tax
$7,665
Assessed Value
$629,800
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
Property Card States Three Bedroom House. Two Bedrooms Located On The Second Floor And One Bedroom 2 Bonus Room In The Basement.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Yellow
Sq Ft Source
Owner
Sq Ft Disclosures
Living area square footage includes sunroom
Documents
None
County
Middlesex
Total market time (incl. prior listings)
76 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1945
Bedrooms
2
Full Bathrooms
2
Living Area
1,682 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,465 sq ft above grade
217 sq ft below grade
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelSecond
FeaturesCloset, Flooring - Hardwood
LevelSecond
FeaturesFlooring - Hardwood, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, Recessed Lighting, Stainless Steel Appliances
LevelFirst
FeaturesBathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
LevelFirst
FeaturesFlooring - Hardwood, Open Floorplan, Lighting - Overhead
LevelFirst
FeaturesFlooring - Hardwood, Lighting - Sconce
LevelFirst
FeaturesNo
Display Options
Outdoor Areas
Patio & porchDeck - Exterior, Deck - Wood
Room Markers
KKitchen (1)
BRBedroom (2)
BABathroom (3)
DDining (1)
LLiving (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Tile, Hardwood, Flooring - Stone/Ceramic Tile
Appliances:
Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features:
Lighting - Sconce, Sun Room, Bonus Room
Windows:
Insulated Windows, Screens
Basement:
Full, Finished, Partially Finished, Walk-Out Access, Interior Entry
Laundry:
In Basement
Security:
Construction & Materials
Style:
Cape
Year Built:
1945
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Utilities & Systems
Heating:
Central, Fireplace
Heating Zones:
1
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Thermostat
Exterior & Lot
Exterior Features:
Deck - Wood, Rain Gutters, Storage, Screens
Patio & Porch:
Deck - Exterior, Deck - Wood
Fencing:
Other Structures:
Lot Features:
Corner Lot, Level
Road Surface:
Paved
Parking & Garage
Garage Spaces:
1
Garage Type:
Attached
Total Parking Spaces:
3
Parking Features:
Attached, Garage Door Opener, Workshop in Garage, Paved Drive, Off Street, Paved
Special Features
Fireplaces:
2
Fireplace Type:
Living Room
View:
Yes
View Type:
Scenic View(s)
Community Amenities:
Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station, University, Sidewalks
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$639
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
197 Speen Street, Natick MA 01760
Natick, MA 01760
Listing Information
Listing Agent
Janet Stuart
Listing Office
Coldwell Banker Realty - Concord
Office Phone
978-369-1000
Agent MLS ID
CN228518
Office MLS ID
AN6205
Listing Data Updated
Nov 10, 2026 9:42 AM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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