198 Locust # 706, Lynn MA 01904

Lynn, MA 01904
$389,000
$379,000
Est. $2,867/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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2
Beds
1.5
Baths
940
Sq Ft
$403
Price/Sq Ft
1988
Year Built
1
Parking
80
Days on Market
For Sale Price Drop -$10,000 Listed Jul 2, 2026 • MLS# 73544365 Copied! • Updated Sep 4, 2026

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About this home

Discover the epitome of comfortable living at this most sought after condominium community. This 2 bedroom 1 1/2 bath home is an inviting, ready to move in home, promising a seamless transition to your new lifestyle. This thoughtfully designed condominium features two well-proportioned bedrooms, providing ample private space. Complementing these are one full bathroom and an additional half bathroom, offering convenience and flexibility for residents and guests alike. Enjoy the exclusive privilege of a community pool, perfect for relaxation and recreation just steps from your door. This home is designed for effortless living. Embrace the opportunity to experience this charming condominium firsthand.

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Recently Sold Nearby

Property History

Market Insights

1
Price Changes
2.6%
Price Range

Property Timeline

Price Reduced
Aug 31, 2026
$379,000 $10,000 (-2.57%)
From $389,000 to $379,000 (-2.6%)
🏠
Listed for Sale
Jul 3, 2026
$389,000
Original listing
Agent: Cynthia Anselmo Office: East Coast Properties

Tax History

Year Taxes Assessment
2026 $3,391 $329,300

Financial Details

Annual Property Tax
$3,391
Tax Year 2026
HOA Fee
$468
Per month
Assessed Value
$329,300

Facts & Features

Home Facts

Type Residential
Style Condominium
Year Built 1988
Living Area 940 sq ft
Stories 1
Bedrooms 2
Full Baths 1
Half Baths 1
Total Rooms 4

Interior

Heating Heat Pump, Electric, Individual
Cooling Heat Pump, Individual
Flooring Concrete, Laminate
Appliances Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Plumbed For Ice Maker
Fireplace None
Basement N
Laundry First Floor, Electric Dryer Hookup, Washer Hookup
Features Internet Available - Broadband, Internet Available - Dsl, High Speed Internet, Internet Available - Satellite, Elevator

Exterior

Construction Brick
Architecture None
Roof Rubber
Features Balcony
Pool Association, In Ground
Spa None
Fencing Security
Patio/Porch None
Features Deeded, Common, Guest
Total Spaces 1
Electric 220 Volts, Circuit Breakers, 150 Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Oven, For Electric Dryer, Washer Hookup, Icemaker Connection
Annual Tax $3,391
Assessed Value $329,300

HOA & Community

HOA Fee $468
Fee Includes Water, Sewer, Insurance, Security, Maintenance Structure, Road Maintenance, Maintenance Grounds, Snow Removal, Trash
Amenities Pool, Laundry, Elevator(s), Recreation Facilities
Optional Fee Includes None
Owner-Occupied Units 137
Down Payment Resource Eligible
Lead Paint None
Seller Disclosures Seller Has Never Lived In Condominium
Possession None
Accepted Financing None
Structure Type ["Garden","High-Rise"]
Unit/Building 1-706
Sq Ft Source Master Deed
Documents Master Deed, Unit Deed, Management Association Bylaws, Floor Plans, Association Financial Statements, Certificate Of Insurance (6)
County Essex
Total market time (incl. prior listings) 64 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1988
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
940 sq ft
Total Rooms
4
Stories
1
Entry Level
1

Floor Layout

Interior Features

Flooring: Concrete, Laminate
Appliances: Range, Dishwasher, Disposal, Refrigerator, Freezer, Washer, Dryer, Plumbed For Ice Maker
Interior Features: Internet Available - Broadband, Internet Available - DSL, High Speed Internet, Internet Available - Satellite, Elevator
Windows:
Basement: N
Laundry: First Floor, Electric Dryer Hookup, Washer Hookup
Security: Intercom, Security System

Construction & Materials

Year Built: 1988
Structure Type: Garden, High-Rise
Exterior Materials: Brick
Roof: Rubber
Foundation:
Stories: 1

Heating, Cooling & Utilities

Heating: Heat Pump, Electric, Individual
Heating Zones: 1
Cooling: Heat Pump, Individual
Cooling Zones: 1
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Balcony
Patio & Porch:
Fencing: Security
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Total Parking Spaces: 1
Parking Features: Deeded, Common, Guest
School District
Lynn School District local
D
School Safety 2024-25
3.5% Above Average
3.0% Suspensions 0.3% In-School 0.1% Expulsions 0.4% Emergency
2.0% below state avg
E

Elementary Schools

3 schools
C
Robert L Ford School
0.5 mi | #595 of 825 | Score: 40.9
Improved 202 spots from last year
-17.3 below state avg
449 students Less Diverse
Rising School
Grades K-05
B-
KIPP Academy Lynn Charter School
0.5 mi | #203 of 346 | Score: 52.0
Improved 58 spots from last year
-6.2 below state avg
1,629 students Moderate
High Graduation Rate Rising School College Ready Curriculum
Grades K-12
C-
Cobbet Elementary School
0.6 mi | #698 of 825 | Score: 35.9
Improved 68 spots from last year
-22.4 below state avg
631 students Less Diverse
Rising School
Grades PK-05
M

Middle Schools

2 schools
C+
Pickering Middle School
0.9 mi | #229 of 352 | Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students Diverse
Rising School
Grades 06-08
C-
Thurgood Marshall Middle School
1.3 mi | #311 of 352 | Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students Moderate
Rising School
Grades 06-08
H

High Schools

3 schools
City Arts & Sciences Academy at Fecteau-Leary
0.6 mi
259 students Moderate
Grades 06-12
B-
Harold Durgin Success Academy
0.6 mi | #16 of 25 | Score: 30.4
Improved 329 spots from last year
-27.8 below state avg
98 students Moderate
Rising School Career Tech Programs Strong Attendance
Grades 09-12
D
Lynn English High School
0.7 mi | #315 of 346 | Score: 35.5
Improved 40 spots from last year
-22.7 below state avg
1,727 students Moderate
18 sports • 1,425 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
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Loan Amount
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Over life of loan
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $283
Homeowners Insurance $200
HOA Fee $468/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

198 Locust # 706, Lynn MA 01904

Lynn, MA 01904

Listing Information

Listing Agent Cynthia Anselmo
Listing Office East Coast Properties
Office Phone 978-741-2003
Agent MLS ID C0347670
Office MLS ID C27300
Listing Data Updated Sep 4, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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