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20-26 Howard St, Lowell MA 01851

Lowell, MA 01851
$1,199,900
$1,150,000
Est. $6,966/month
5,351
Sq Ft
$215
Price/Sq Ft
0.19
Acres
1988
Year Built
41
Days on Market
Active Price Drop -$49,900 Listed May 28, 2026 • MLS# 73525994 Copied! • Updated Jul 6, 2026

About this home

Excellent opportunity to own 2 well-maintained commercial buildings in Lowell, built in 1988. 20 Howard St features 2 separate spaces, each currently rented for $2,600 per month, with a garage bay, office area, and half bath on the upper level. 26 Howard St is currently vacant and offers a large garage bay, expansive work area, 1.5 baths, full kitchen with washer/dryer hookups, gas forced hot air heating, central AC, excellent insulation, a parking lot accommodating approximately 10 vehicles, and additional off-street parking. The property offers endless potential for owner-users, investors, contractors, storage, automotive use, and more. Bring your imagination and explore the possibilities and seller's finance available

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A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Market Insights

1
Price Changes
4.2%
Price Range

Property Timeline

Price Reduced
Jul 6, 2026
$1,150,000 $49,900 (-4.16%)
From $1,199,900 to $1,150,000 (-4.2%)
🏠
Listed for Sale
May 28, 2026
$1,199,900
Original listing
Agent: Wai Yi Sammi Ng Office: Real Broker MA, LLC

Tax History

Year Taxes Assessment
2026 $11,412

Financial Details

Annual Property Tax
$11,412
Tax Year 2026

Facts & Features

Home Facts

Type Commercial Sale
Year Built 1988
Living Area 5,351 sq ft
Lot Size 0.19 acres
Net Operating Income $62,400
Cap Rate 5.43%
Heating None
Cooling None
Flooring None
Appliances None
Fireplace None
Basement None
Laundry None
Features None
Construction None
Architecture None
Roof Rubber
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Features None

Utilities

Electric None
Water None
Sewer None
Gas None
Other Public Water, Public Sewer

Financial

Annual Tax $11,412
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Car Lift, Tv, Refrigerator, Washer, Dryer, And Tenant’s Personal Belongings Are Not Included In The Sale. Buyer And Buyer’s Agent To Perform Their Own Due Diligence And Verify All Information Provided.
Possession None
Accepted Financing None
Structure Type []
Documents None
County Middlesex

Property Overview

Listing Type
Commercial Sale
Year Built
1988
Living Area
5,351 sq ft

Room Details

Other Floor

Bathroom1
Bedroom5
Bedroom4
Bedroom3
Dining Room
Kitchen
Bathroom2
Bedroom2
Living Room
Bathroom3
Master Bedroom
Office
Family Room
Master Bathroom

Interior Features

Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:

Construction & Materials

Year Built: 1988
Structure Type:
Exterior Materials:
Roof: Rubber
Foundation:

Heating, Cooling & Utilities

Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Parking Features:
School District
Lowell School District local
C-
School Safety 2024-25
3.0% Above Average
2.8% Suspensions 0.8% In-School 0.2% Emergency
2.5% below state avg
E

Elementary Schools

3 schools
B
Lowell Community Charter Public School
0.3 mi | #158 of 352 | Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students Diverse
Rising School Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
0.3 mi | #8 of 16 | Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students Diverse
Rising School Diverse Student Body
Grades K-08
Hellenic American Academy
0.4 mi
Grades PK-08
M

Middle Schools

3 schools
B-
Kathryn P. Stoklosa Middle School
0.5 mi | #198 of 352 | Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.9 mi
15 students Diverse
Diverse Student Body
Grades 01-08
C-
Benjamin F. Butler Middle School
1.1 mi | #303 of 352 | Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students Very Diverse
Diverse Student Body
Grades 05-08
H

High Schools

3 schools
F
The Career Academy
0.4 mi | #25 of 25 | Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students Diverse
Rising School Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.6 mi | #339 of 346 | Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students Diverse
College Ready Curriculum Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.6 mi
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $951
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20-26 Howard St, Lowell MA 01851

Lowell, MA 01851

Listing Information

Listing Agent Wai Yi Sammi Ng
Listing Office Real Broker MA, LLC
Office Phone 774-314-9448
Agent MLS ID BB805904
Office MLS ID AN4866
Listing Data Updated Jul 6, 2026 10:25 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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