20-26 Howard St, Lowell MA 01851
Lowell, MA 01851
$1,199,900
$995,000
Est. $6,182/month
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About this home
Motivated seller! Excellent opportunity to own 2 well-maintained commercial buildings in Lowell, built in 1988. 20 Howard St features 2 separate spaces, each currently rented for $2,600 per month, with a garage bay, office area, and half bath on the upper level. 26 Howard St is currently vacant and offers a large garage bay, expansive work area, 1.5 baths, full kitchen with washer/dryer hookups, gas forced hot air heating, central AC, excellent insulation, a parking lot accommodating approximately 10 vehicles, and additional off-street parking. The property offers endless potential for owner-users, investors, contractors, storage, automotive use, and more. Bring your imagination and explore the possibilities and seller's finance available
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
17.1%
Price Range
Property Timeline
Price Reduced
Jul 28, 2026
$995,000
$155,000
(-13.48%)
From $1,150,000 to $995,000 (-13.5%)
Price Reduced
Jul 6, 2026
$1,150,000
$49,900
(-4.16%)
From $1,199,900 to $1,150,000 (-4.2%)
Listed for Sale
May 28, 2026
$1,199,900
Original listing
Agent: Wai Yi Sammi Ng
Office: Real Broker MA, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/28/2026 | ↓ Price Reduced | $995,000 | $155,000 | - | From $1,150,000 to $995,000 (-13.5%) |
| 07/06/2026 | ↓ Price Reduced | $1,150,000 | $49,900 | - | From $1,199,900 to $1,150,000 (-4.2%) |
| 05/28/2026 | 🏠 Listed for Sale | $1,199,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $11,412 | — |
Financial Details
Annual Property Tax
$11,412
Tax Year 2026
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
1988
Living Area
5,351 sq ft
Lot Size
0.19 acres
Investment Metrics
Gross Income
$62,400
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
Public Water, Public Sewer
Financial
Annual Tax
$11,412
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Car Lift, Tv, Refrigerator, Washer, Dryer, And Tenant’s Personal Belongings Are Not Included In The Sale. Buyer And Buyer’s Agent To Perform Their Own Due Diligence And Verify All Information Provided.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Middlesex
Property Overview
Listing Type
For Sale
Year Built
1988
Living Area
5,351 sq ft
Floor Layout
Interactive room guide
Floor Layout
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1988
Structure Type:
Exterior Materials:
Roof:
Rubber
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School District
Lowell School District local
C-
School Safety
2024-25
3.0%
Above Average
2.8%
Suspensions
0.8%
In-School
0.2%
Emergency
2.5% below state avg
Elementary Schools
10 schools
B
Lowell Community Charter Public School
0.3 mi
|
#158 of 352
|
Score: 43.9
Improved 29 spots from last year
-14.3 below state avg
816 students
Diverse
Rising School
Diverse Student Body
Grades PK-08
B
Rogers STEM Academy
0.3 mi
|
#8 of 16
|
Score: 33.9
Improved 265 spots from last year
-24.3 below state avg
892 students
Diverse
Rising School
Diverse Student Body
Grades K-08
Hellenic American Academy
0.4 mi
Grades PK-08
St. Patrick School and Educational Center
0.6 mi
Grades PK-08
C
Bartlett Community Partnership School
0.8 mi
|
#266 of 352
|
Score: 34.8
Improved 20 spots from last year
-23.4 below state avg
408 students
Very Diverse
Rising School
Diverse Student Body
Grades PK-08
Immaculate Conception School
0.9 mi
Grades PK-08
Community Christian Academy
0.9 mi
Grades PK-12
Lowell Catholic School
1.1 mi
Grades PK-12
St. Michael Elementary School
1.2 mi
Grades PK-08
St. Louis Elementary School
1.3 mi
Grades PK-08
Middle Schools
7 schools
B-
Kathryn P. Stoklosa Middle School
0.5 mi
|
#198 of 352
|
Score: 40.6
Improved 18 spots from last year
-17.6 below state avg
613 students
Diverse
Diverse Student Body
Grades 05-08
Laura Lee Therapeutic Day School
0.9 mi
15 students
Diverse
Diverse Student Body
Grades 01-08
C-
Benjamin F. Butler Middle School
1.1 mi
|
#303 of 352
|
Score: 31.0
Dropped 47 spots from last year
-27.2 below state avg
516 students
Very Diverse
Diverse Student Body
Grades 05-08
B+
James S Daley Middle School
1.4 mi
|
#120 of 352
|
Score: 47.3
Improved 55 spots from last year
-10.9 below state avg
669 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C-
Henry J Robinson Middle School
1.6 mi
|
#288 of 352
|
Score: 32.5
Improved 31 spots from last year
-25.7 below state avg
600 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
C
Dr. An Wang School
1.8 mi
|
#255 of 352
|
Score: 35.9
Improved 38 spots from last year
-22.3 below state avg
663 students
Very Diverse
Rising School
Diverse Student Body
Grades 05-08
C
James Sullivan Middle School
1.8 mi
|
#267 of 352
|
Score: 34.8
Improved 38 spots from last year
-23.5 below state avg
625 students
Diverse
Rising School
Diverse Student Body
Grades 05-08
High Schools
4 schools
F
The Career Academy
0.4 mi
|
#25 of 25
|
Score: 14.1
Improved 363 spots from last year
-44.1 below state avg
83 students
Diverse
Rising School
Diverse Student Body
Grades 09-12
F
Lowell Middlesex Academy Charter School
0.6 mi
|
#339 of 346
|
Score: 21.1
Improved 7 spots from last year
-37.1 below state avg
126 students
Diverse
College Ready Curriculum
Diverse Student Body
Grades 09-12
Old Colony Y Lowell Revocation Program
0.6 mi
Grades 09-12
D
Leblanc Therapeutic Day School
1.6 mi
|
#376 of 346
|
Score: 32.8
Same rank as last year
36 students
Diverse
Diverse Student Body
Grades 09-12
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Including down payment
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Down: $0
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Monthly Payment Breakdown
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Property Tax
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Homeowners Insurance
$200
PMI (if <20% down)
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Loan Summary
Total of 360 payments
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
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Location
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Neighborhood
20-26 Howard St, Lowell MA 01851
Lowell, MA 01851
Listing Information
Listing Agent
Wai Yi Sammi Ng
Listing Office
Real Broker MA, LLC
Office Phone
855-450-0442
Agent MLS ID
BB805904
Office MLS ID
AN4866
Listing Data Updated
Aug 1, 2026 3:08 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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