20-26 Howard St, Lowell MA 01851
Lowell, MA 01851
$1,199,900
$995,000
Est. $6,182/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
Excellent opportunity to own 2 well-maintained commercial buildings in Lowell, built in 1988. 20 Howard St features 2 separate spaces, both currently rented at $5000.00 per month, with a garage bay auto body business, office area, and half bath on the upper level. 26 Howard St is currently vacant and offers a large garage bay, expansive work area, 1.5 baths, full kitchen with washer/dryer hookups, gas forced hot air heating, central AC, excellent insulation, a parking lot accommodating approximately 10 vehicles, and additional off-street parking. The property offers endless potential for owner-users, investors, contractors, storage, automotive use, and more. Bring your imagination and explore the possibilities and seller's finance available
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Recently Sold Nearby
Property History
Market Insights
2
Price Changes
17.1%
Price Range
Property Timeline
Price Reduced
Jul 28, 2026
$995,000
$155,000
(-13.48%)
From $1,150,000 to $995,000 (-13.5%)
Price Reduced
Jul 6, 2026
$1,150,000
$49,900
(-4.16%)
From $1,199,900 to $1,150,000 (-4.2%)
Listed for Sale
May 28, 2026
$1,199,900
Original listing
Agent: Wai Yi Sammi Ng
Office: Real Broker MA, LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/28/2026 | ↓ Price Reduced | $995,000 | $155,000 | - | From $1,150,000 to $995,000 (-13.5%) |
| 07/06/2026 | ↓ Price Reduced | $1,150,000 | $49,900 | - | From $1,199,900 to $1,150,000 (-4.2%) |
| 05/28/2026 | 🏠 Listed for Sale | $1,199,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $11,412 | — |
Financial Details
Annual Property Tax
$11,412
Tax Year 2026
Facts & Features
Home Facts
Type
Commercial Sale
Year Built
1988
Living Area
5,351 sq ft
Lot Size
0.19 acres
Investment Metrics
Gross Income
$62,400
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
None
Architecture
None
Roof
Rubber
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
None
Utilities
Electric
None
Water
None
Sewer
None
Gas
None
Other
Public Water, Public Sewer
Financial
Annual Tax
$11,412
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Car Lift, Tv, Refrigerator, Washer, Dryer, And Tenant’s Personal Belongings Are Not Included In The Sale. Buyer And Buyer’s Agent To Perform Their Own Due Diligence And Verify All Information Provided.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Documents
None
County
Middlesex
Property Overview
Listing Type
For Sale
Year Built
1988
Living Area
5,351 sq ft
Floor Layout
Interactive room guide
Floor Layout
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Year Built:
1988
Structure Type:
Exterior Materials:
Roof:
Rubber
Foundation:
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Sewer:
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$951
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20-26 Howard St, Lowell MA 01851
Lowell, MA 01851
Listing Information
Listing Agent
Wai Yi Sammi Ng
Listing Office
Real Broker MA, LLC
Office Phone
855-450-0442
Agent MLS ID
BB805904
Office MLS ID
AN4866
Listing Data Updated
Sep 8, 2026 10:20 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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