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20 4th Lane, Chelmsford MA 01824

Chelmsford, MA 01824 • South Chelmsford - Heart Pond
$729,900
Est. $4,566/month
4
Beds
1
Baths
1,638
Sq Ft
$446
Price/Sq Ft
0.19
Acres
1930
Year Built
89
Days on Market
Pending Listed Oct 1, 2025 • MLS# 73438222 Copied! • Updated Jan 19, 2026

About this home

Rare Waterfront Opportunity on Heart Pond! Downsizers, your dream home has arrived! Don’t be fooled this home is bigger than it looks! Beautifully updated and designed for year-round enjoyment, it offers stunning views in every season. The first floor features a spacious bedroom, full bath, home office, living room, kitchen, laundry, and an oversized Brady-built sunroom that feels like an extension of the outdoors. The open layout is ideal for living and entertaining, while the heated basement provides a workshop and plenty of storage. Outdoor spaces include a fenced backyard, gazebo, patio, deck, private beach, a large shed and option to add a dock. It’s the perfect spot for the outdoor enthusiast from kayaking, paddleboarding, and skating on the pond to biking or walking the nearby bike path, it truly feels like a dream location. Lake side living with serenity and recreation, yet just minutes to shopping, restaurants, and highway access.

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

Pending Sale
Dec 15, 2025
Offer accepted, sale pending
🏠
Listed for Sale
Oct 1, 2025
$729,900
Original listing
Agent: Maureen Howe Office: ERA Key Realty Services
🏠
Listed for Sale
Oct 1, 2025
$729,900
Original listing
Agent: Maureen Howe Office: ERA Key Realty Services

Tax History

Year Taxes Assessment
2025 $8,105 $583,100

Financial Details

Annual Property Tax
$8,105
Tax Year 2025
Assessed Value
$583,100

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1930
Living Area 1,638 sq ft
Lot Size 0.19 acres
Bedrooms 4
Full Baths 1
Total Rooms 8

Interior

Heating Forced Air, Baseboard, Electric Baseboard
Cooling Window Unit(s)
Flooring Wood, Tile, Laminate, Flooring - Wall To Wall Carpet
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Full
Laundry Flooring - Hardwood, Remodeled, First Floor, Electric Dryer Hookup
Features Ceiling Fan(s), Sun Room, Office

Exterior

Construction Frame
Architecture Bungalow
Roof Shingle
Features Patio, Rain Gutters, Storage, Fenced Yard
Pool None
Spa None
Fencing Fenced/enclosed, Fenced
Patio/Porch Patio
Features Paved Drive, Off Street
Electric None
Water Private
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer
Annual Tax $8,105
Assessed Value $583,100
Fee Includes None
Amenities None
Optional Fee Includes None
Seller Disclosures Den Is Being Used As 1st Floor Bedroom. Dock Can Be Added. Parking Available In Front Of Fence For 3 Cars.
Possession None
Accepted Financing None
Structure Type []
House Color sage
Sq Ft Source Owner
Documents None
County Middlesex
Total market time (incl. prior listings) 90 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
4
Full Bathrooms
1
Living Area
1,638 sq ft
Total Rooms
8

Room Details

First Floor

Kitchen
23 x 21
Closet, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Decorative Molding
Living Room
13 x 13
Flooring - Hardwood, Open Floorplan
Master Bedroom
23 x 12
Ceiling Fan(s), Flooring - Laminate, Exterior Access
Office
13 x 10
Flooring - Wall to Wall Carpet

Second Floor

Bedroom4
12 x 8
Flooring - Wall to Wall Carpet
Bedroom3
13 x 10
Flooring - Laminate
Bedroom2
13 x 13
Flooring - Wall to Wall Carpet

Other Floor

Bedroom5
Dining Room
Bathroom2
Bathroom3
Family Room
Master Bathroom

Main,First Floor

Bathroom1
13 x 9
Bathroom - Full, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Remodeled

Interior Features

Flooring: Wood, Tile, Laminate, Flooring - Wall to Wall Carpet
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features: Ceiling Fan(s), Sun Room, Office
Windows:
Basement: Full
Laundry: Flooring - Hardwood, Remodeled, First Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Bungalow
Year Built: 1930
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Irregular

Heating, Cooling & Utilities

Heating: Forced Air, Baseboard, Electric Baseboard
Heating Zones: 3
Cooling: Window Unit(s)
Hot Water:
Water Source: Private
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Patio, Rain Gutters, Storage, Fenced Yard
Patio & Porch: Patio
Fencing: Fenced/Enclosed, Fenced
Other Structures: Workshop
Lot Features:
Road Surface:

Parking & Garage

Parking Features: Paved Drive, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Waterfront: Yes
Waterfront Type: Waterfront, Pond, Frontage, Access, Direct Access, Lake/Pond, 0 to 1/10 Mile To Beach
Community Amenities: Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Bike Path, Conservation Area, Public School
School District
Chelmsford School District local
A
School Safety 2024-25
0.7% Low
0.6% Suspensions 1.0% In-School 0.1% Emergency
4.8% below state avg
E

Elementary Schools

3 schools
A-
Byam School
0.5 mi | #211 of 824 | Score: 54.3
Dropped 7 spots from last year
-3.9 below state avg
510 students Diverse
Grades K-04
A-
Abbot Elementary School
2.6 mi | #171 of 824 | Score: 56.3
Dropped 23 spots from last year
-2 below state avg
371 students Moderate
Strong Attendance
Grades 03-05
Next Generation Children's Center
2.7 mi
Grades PK-K
M

Middle Schools

3 schools
A-
Colonel Moses Parker School
3.5 mi | #233 of 824 | Score: 53.3
Dropped 89 spots from last year
-4.9 below state avg
778 students Diverse
Grades 05-06
A-
McCarthy Middle School
3.7 mi | #81 of 352 | Score: 51.9
Improved 23 spots from last year
-6.3 below state avg
808 students Diverse
Rising School Strong Attendance
Grades 07-08
A
Stony Brook School
4.4 mi | #42 of 352 | Score: 58.4
Dropped 19 spots from last year
+0.2 above state avg
546 students Moderate
Strong Attendance
Grades 06-08
H

High Schools

3 schools
B
Nashoba Valley Technical High School
1.0 mi | #170 of 346 | Score: 53.5
Improved 44 spots from last year
-4.7 below state avg
767 students Moderate
17 sports • 1,074 athletes
Early College Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
A
Chelmsford High School
3.7 mi | #63 of 346 | Score: 65.1
Dropped 41 spots from last year
+6.9 above state avg
1,402 students Diverse
20 sports • 2,624 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
A+
Westford Academy
3.8 mi | #1 of 25 | Score: 72.6
Improved 11 spots from last year
+14.4 above state avg
1,504 students Diverse
20 sports • 2,278 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
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Monthly Payment Breakdown

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Property Tax $675
Homeowners Insurance $200
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Loan Summary

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Year 1
95% Interest
Year 15
50/50
Year 30
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Location

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Neighborhood

South Chelmsford - Heart Pond

20 4th Lane, Chelmsford MA 01824

Chelmsford, MA 01824

Listing Information

Listing Agent Maureen Howe
Listing Office ERA Key Realty Services
Office Phone 978-256-6575
Agent MLS ID G8000085
Office MLS ID AC1815
Listing Data Updated Jan 19, 2026 4:27 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steven Novak
Steven Novak
BMN Boston Real Estate
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BMN Boston Real Estate

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