Dimensions12 x 8
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
20 4th Lane, Chelmsford MA 01824
Chelmsford, MA 01824 • South Chelmsford - Heart Pond
$729,900
Est. $4,566/month
About this home
Rare Waterfront Opportunity on Heart Pond! Downsizers, your dream home has arrived! Don’t be fooled this home is bigger than it looks! Beautifully updated and designed for year-round enjoyment, it offers stunning views in every season. The first floor features a spacious bedroom, full bath, home office, living room, kitchen, laundry, and an oversized Brady-built sunroom that feels like an extension of the outdoors. The open layout is ideal for living and entertaining, while the heated basement provides a workshop and plenty of storage. Outdoor spaces include a fenced backyard, gazebo, patio, deck, private beach, a large shed and option to add a dock. It’s the perfect spot for the outdoor enthusiast from kayaking, paddleboarding, and skating on the pond to biking or walking the nearby bike path, it truly feels like a dream location. Lake side living with serenity and recreation, yet just minutes to shopping, restaurants, and highway access.
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Recently Sold Nearby
Property History
Market Insights
Property Timeline
Pending Sale
Dec 15, 2025
Offer accepted, sale pending
Listed for Sale
Oct 1, 2025
$729,900
Original listing
Agent: Maureen Howe
Office: ERA Key Realty Services
Listed for Sale
Oct 1, 2025
$729,900
Original listing
Agent: Maureen Howe
Office: ERA Key Realty Services
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 12/15/2025 | ⏳ Pending Sale | - | - | - | Offer accepted, sale pending |
| 10/01/2025 | 🏠 Listed for Sale | $729,900 | - | - | Original listing |
| 10/01/2025 | 🏠 Listed for Sale | $729,900 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $8,105 | $583,100 |
Financial Details
Annual Property Tax
$8,105
Tax Year 2025
Assessed Value
$583,100
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1930
Living Area
1,638 sq ft
Lot Size
0.19 acres
Bedrooms
4
Full Baths
1
Total Rooms
8
Interior
Heating
Forced Air, Baseboard, Electric Baseboard
Cooling
Window Unit(s)
Flooring
Wood, Tile, Laminate, Flooring - Wall To Wall Carpet
Appliances
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace
Living Room
Fireplaces
1
Basement
Full
Laundry
Flooring - Hardwood, Remodeled, First Floor, Electric Dryer Hookup
Features
Ceiling Fan(s), Sun Room, Office
Exterior
Construction
Frame
Architecture
Bungalow
Roof
Shingle
Features
Patio, Rain Gutters, Storage, Fenced Yard
Pool
None
Spa
None
Fencing
Fenced/enclosed, Fenced
Patio/Porch
Patio
Parking
Features
Paved Drive, Off Street
Utilities
Electric
None
Water
Private
Sewer
Public Sewer
Gas
None
Other
For Gas Range, For Electric Dryer
Financial
Annual Tax
$8,105
Assessed Value
$583,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Seller Disclosures
Den Is Being Used As 1st Floor Bedroom. Dock Can Be Added. Parking Available In Front Of Fence For 3 Cars.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
sage
Sq Ft Source
Owner
Documents
None
County
Middlesex
Total market time (incl. prior listings)
90 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1930
Bedrooms
4
Full Bathrooms
1
Living Area
1,638 sq ft
Total Rooms
8
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,638 sq ft above grade
Dimensions13 x 10
FeaturesFlooring - Laminate
LevelSecond
Dimensions13 x 13
FeaturesFlooring - Wall to Wall Carpet
LevelSecond
Dimensions13 x 9
FeaturesBathroom - Full, Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Remodeled
LevelMain,First
Dimensions23 x 21
FeaturesCloset, Flooring - Hardwood, Dining Area, Countertops - Stone/Granite/Solid, Kitchen Island, Exterior Access, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Gas Stove, Decorative Molding
LevelFirst
Dimensions13 x 13
FeaturesFlooring - Hardwood, Open Floorplan
LevelFirst
Dimensions23 x 12
FeaturesCeiling Fan(s), Flooring - Laminate, Exterior Access
LevelFirst
Dimensions13 x 10
FeaturesFlooring - Wall to Wall Carpet
LevelFirst
Display Options
Outdoor Areas
Patio & porchPatio
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Wood, Tile, Laminate, Flooring - Wall to Wall Carpet
Appliances:
Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Ceiling Fan(s), Sun Room, Office
Windows:
Basement:
Full
Laundry:
Flooring - Hardwood, Remodeled, First Floor, Electric Dryer Hookup
Security:
Construction & Materials
Style:
Bungalow
Year Built:
1930
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Irregular
Heating, Cooling & Utilities
Heating:
Forced Air, Baseboard, Electric Baseboard
Heating Zones:
3
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Private
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Rain Gutters, Storage, Fenced Yard
Patio & Porch:
Patio
Fencing:
Fenced/Enclosed, Fenced
Other Structures:
Workshop
Lot Features:
Road Surface:
Parking & Garage
Parking Features:
Paved Drive, Off Street
Special Features
Fireplaces:
1
Fireplace Type:
Living Room
Waterfront:
Yes
Waterfront Type:
Waterfront, Pond, Frontage, Access, Direct Access, Lake/Pond, 0 to 1/10 Mile To Beach
Community Amenities:
Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Stable(s), Golf, Bike Path, Conservation Area, Public School
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$675
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
South Chelmsford - Heart Pond
20 4th Lane, Chelmsford MA 01824
Chelmsford, MA 01824
Listing Information
Listing Agent
Maureen Howe
Listing Office
ERA Key Realty Services
Office Phone
978-256-6575
Agent MLS ID
G8000085
Office MLS ID
AC1815
Listing Data Updated
Jan 19, 2026 4:27 PM EST
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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