20 Albert St, Waltham MA 02453
Waltham, MA 02453
$899,000
Est. $5,414/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
Adjust the payment calculatorTrack this home for price, status, and open-house alerts.
Open House Schedule
19
Sep
Saturday, September 19
1:00 PM - 3:00 PM EDT
About this home
Picture-perfect Cape offering turnkey living in a warm, beautifully updated home. From the moment you step inside, gleaming hardwood floors, abundant natural light, and bright, inviting spaces make this home feel special.At the heart of the home is a brand-new, thoughtfully designed open kitchen, ideal for both everyday living and entertaining. The flexible front-to-back layout offers plenty of space for an eat-in kitchen or dedicated dining area. A generously sized living room features a wood-burning fireplace and large bow window, while the inviting den includes a charming built-in nook and direct access to the backyard.And what a backyard it is. Designed for true indoor-outdoor living, this private oasis features a beautiful patio, established gardens, and plenty of lawn for entertaining, playing, gardening, or simply relaxing outside. The hot tub is negotiable, offering the opportunity to enjoy the space year-round. With the den opening directly to the yard, the home flows naturally outdoors and creates a wonderful setting for summer dinners, weekend gatherings, and quiet evenings at home.Upstairs, two spacious bedrooms feature generous walk-in closets and oversized skylights, bringing in beautiful natural light by day and offering views of the night sky after dark. The finished lower level adds even more flexible living space, including an exercise room and laundry area.Best of all, you don't have to choose between this lifestyle and an easy commute. The commuter rail is just a five-minute walk from your front door, with North Station approximately 20 minutes away, while both I-90 and I-95 are only minutes from home. Enjoy the space, gardens, outdoor living, and neighborhood feel of life outside the city while remaining steps from your ride into Boston.Tastefully and meticulously updated throughout, this truly move-in-ready home offers the best of both worlds: a beautiful home and backyard to enjoy every day, with exceptional access to Boston when you need it. All that's left to do is unpack and enjoy.Showings begin at the open house Saturday, September 19 at 1:00 PM.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 17, 2026
$899,000
Original listing
Agent: David Ferrini
Office: Coldwell Banker Realty - Sudbury
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/17/2026 | 🏠 Listed for Sale | $899,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $8,022 | $777,300 |
Financial Details
Annual Property Tax
$8,022
Tax Year 2026
Assessed Value
$777,300
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1955
Living Area
1,464 sq ft
Lot Size
0.12 acres
Bedrooms
2
Full Baths
1
Half Baths
1
Total Rooms
7
Interior
Heating
Baseboard, Propane
Cooling
Heat Pump, Dual
Flooring
None
Appliances
Water Heater, Tankless Water Heater
Fireplace
None
Fireplaces
1
Basement
Full, Finished
Laundry
None
Features
None
Exterior
Construction
Frame
Architecture
Cape
Roof
Shingle
Features
Patio, Rain Gutters, Hot Tub/spa, Storage, Professional Landscaping, Sprinkler System, Fenced Yard
Pool
None
Spa
Private
Fencing
Fenced
Patio/Porch
Patio
Parking
Features
Off Street, Paved
Total Spaces
2
Utilities
Electric
200+ Amp Service
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$8,022
Assessed Value
$777,300
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
House Is A Legal Three Bedroom And Is Currently Being Used As A Two Bedroom.
Exclusions
Hot Tub Is Negotiable.
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
House Color
Blue
Sq Ft Source
Measured
Sq Ft Disclosures
Legal three bedroom, currently living as a two bedroom.
Documents
None
County
Middlesex
Total market time (incl. prior listings)
1 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1955
Bedrooms
2
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,464 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,464 sq ft above grade
652 sq ft below grade
Display Options
Outdoor Areas
SpaPrivate
Patio & porchPatio
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Water Heater, Tankless Water Heater
Interior Features:
Windows:
Basement:
Full, Finished
Laundry:
Security:
Construction & Materials
Style:
Cape
Year Built:
1955
Structure Type:
Exterior Materials:
Frame
Roof:
Shingle
Foundation:
Concrete Perimeter
Heating, Cooling & Utilities
Heating:
Baseboard, Propane
Cooling:
Heat Pump, Dual
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio, Rain Gutters, Hot Tub/Spa, Storage, Professional Landscaping, Sprinkler System, Fenced Yard
Patio & Porch:
Patio
Fencing:
Fenced
Other Structures:
Lot Features:
Level
Road Surface:
Paved
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Off Street, Paved
Special Features
Fireplaces:
1
Fireplace Type:
Spa/Hot Tub:
Yes
Spa Features:
Private
Community Amenities:
Park, Highway Access, T-Station, Sidewalks
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$669
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Albert St, Waltham MA 02453
Waltham, MA 02453
Listing Information
Listing Agent
David Ferrini
Listing Office
Coldwell Banker Realty - Sudbury
Office Phone
978-443-9933
Agent MLS ID
BB804174
Office MLS ID
AN6236
Listing Data Updated
Sep 17, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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