20 Melvin Ave, Lynn MA 01902

Lynn, MA 01902
$329,900
Est. $1,868/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

Adjust the payment calculator
3
Beds
3
Baths
2,226
Sq Ft
$148
Price/Sq Ft
0.04
Acres
2026
Year Built
2
Garage Spaces
81
Days on Market
For Sale Listed Jun 23, 2026 • MLS# 73540199 Copied! • Updated Aug 31, 2026

Track this home for price, status, and open-house alerts.

About this home

Swampscott/Lynn Line! Rare Development Opportunity! Existing Commercial Property being Sold AS-IS! Architectural plans and ZBA approval included. Proposed Single Family Is Not Built and Is Not Included in the Purchase Price. Proposed Design Features A Stunning New Single-Family Home Offering Modern Living Across Three Levels. The First Floor Includes A Two-Car Garage, Utility Room, And A Walk-Out Bonus Room Or Potential In-Law Studio Suite Complete With A Full Bath And Closet, Providing Flexible Living Options For Extended Family, Guests, Or A Home Office. The Second Floor Boasts A Bright And Spacious Open-Concept Floor Plan Featuring A Modern Kitchen, Dining Area, Expansive Living Room & A Full Bathroom. The Third Floor Offers Three Generously Sized Bedrooms, Including Laundry & A Luxurious Primary Suite With A Walk-In Closet And Private Full Bath. A Desirable Location Convenient To Shopping, Dining, Beaches & More. Don't Miss This Exceptional Opportunity!

BMN Estimate

Get the number an algorithm can't give you

A free agent CMA factors in condition, upgrades, and the street — the things comps alone can't see.

Recently Sold Nearby

Property History

Property Timeline

🏠
Listed for Sale
Jun 23, 2026
$329,900
Original listing
Agent: Colleen Toner Office: Toner Real Estate, LLC

Tax History

Year Taxes Assessment
2026 $0 $167,000

Financial Details

Annual Property Tax
$0
Tax Year 2026
Assessed Value
$167,000

Facts & Features

2 Car Garage
Central AC
New Construction

Home Facts

Type Residential
Style Single Family Residence
Year Built 2026
Living Area 2,226 sq ft
Lot Size 0.04 acres
Bedrooms 3
Full Baths 3
Total Rooms 7

Interior

Heating Forced Air
Cooling Central Air
Flooring None
Appliances Gas Water Heater
Fireplace None
Basement None
Laundry Remodeled, Third Floor
Features None

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features None
Pool None
Spa None
Fencing None
Patio/Porch None
Garage Spaces 2
Has Garage Yes
Features Attached, Under, Paved Drive, Off Street
Total Spaces 2
Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other None
Annual Tax 0.00
Assessed Value $167,000
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Lead Paint None
Seller Disclosures Sales Price Does Not Include Construction Of The Proposed Home. Property Currently Used As A Commercial Building And Is Being Sold As-is With Architectural Plans And Zba Approval Included.
Possession None
Accepted Financing None
Structure Type []
Sq Ft Source Other
Sq Ft Disclosures Approved Architect Plans
Documents None
County Essex
Total market time (incl. prior listings) 78 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2026
Bedrooms
3
Full Bathrooms
3
Living Area
2,226 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring:
Appliances: Gas Water Heater
Interior Features:
Windows:
Basement:
Laundry: Remodeled, Third Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 2026
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Heating, Cooling & Utilities

Heating: Forced Air
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface: Paved

Parking & Garage

Garage Spaces: 2
Garage Type: Attached
Total Parking Spaces: 2
Parking Features: Attached, Under, Paved Drive, Off Street
School District
Lynn School District local
D
School Safety 2024-25
3.5% Above Average
3.0% Suspensions 0.3% In-School 0.1% Expulsions 0.4% Emergency
2.0% below state avg
E

Elementary Schools

3 schools
The Hathaway School
0.2 mi
Grades PK-08
A-
Aborn School
0.2 mi | #213 of 825 | Score: 54.1
Improved 265 spots from last year
-4.1 below state avg
232 students Diverse
Rising School Diverse Student Body
Grades K-05
C
Hood School
0.4 mi | #606 of 825 | Score: 40.5
Improved 39 spots from last year
-17.7 below state avg
553 students Moderate
Rising School
Grades PK-05
M

Middle Schools

3 schools
C-
Thurgood Marshall Middle School
0.5 mi | #311 of 352 | Score: 30.7
Improved 40 spots from last year
-27.5 below state avg
1,190 students Moderate
Rising School
Grades 06-08
B+
Swampscott Middle School
1.4 mi | #122 of 352 | Score: 47.4
Dropped 51 spots from last year
-10.9 below state avg
663 students Moderate
Grades PK-08
C+
Pickering Middle School
1.6 mi | #229 of 352 | Score: 38.5
Improved 78 spots from last year
-19.7 below state avg
539 students Diverse
Rising School
Grades 06-08
H

High Schools

3 schools
A-
Swampscott High School
0.6 mi | #101 of 346 | Score: 60.3
Dropped 69 spots from last year
+2.1 above state avg
675 students Moderate
18 sports • 1,578 athletes
Strong AP Program Career Tech Programs College Ready Curriculum Strong Athletics
Grades 09-12
D
Lynn English High School
0.7 mi | #315 of 346 | Score: 35.5
Improved 40 spots from last year
-22.7 below state avg
1,727 students Moderate
18 sports • 1,425 athletes
Early College Program Rising School Career Tech Programs Strong Athletics
Grades 09-12
B+
Fredrick Douglass Collegiate Academy
1.4 mi | #11 of 25 | Score: 34.7
Improved 331 spots from last year
-23.5 below state avg
364 students Moderate
Early College Program Rising School
Grades 06-12
Learn about these ratings

Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $0
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

Loading map...

Neighborhood

20 Melvin Ave, Lynn MA 01902

Lynn, MA 01902

Listing Information

Listing Agent Colleen Toner
Listing Office Toner Real Estate, LLC
Office Phone 781-780-9054
Agent MLS ID C1541120
Office MLS ID AC1714
Listing Data Updated Aug 31, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
BMN Boston Powered by SERHANT
Ask about this property — free, no obligation.

Similar Homes for Sale

Comparable Properties

Customize Comparable Search

Finding comparable properties...

Market Analytics for Lynn, MA

Real-time market trends and pricing data for this area

Loading market insights for Lynn.