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20 Mill Pond # 20, North Andover MA 01845 - Preview 1 20 Mill Pond # 20, North Andover MA 01845 - Preview 2 20 Mill Pond # 20, North Andover MA 01845 - Preview 3 20 Mill Pond # 20, North Andover MA 01845 - Preview 4 20 Mill Pond # 20, North Andover MA 01845 - Preview 5 20 Mill Pond # 20, North Andover MA 01845 - Preview 6 20 Mill Pond # 20, North Andover MA 01845 - Preview 7 20 Mill Pond # 20, North Andover MA 01845 - Preview 8 20 Mill Pond # 20, North Andover MA 01845 - Preview 9 20 Mill Pond # 20, North Andover MA 01845 - Preview 10 20 Mill Pond # 20, North Andover MA 01845 - Preview 11 20 Mill Pond # 20, North Andover MA 01845 - Preview 12 20 Mill Pond # 20, North Andover MA 01845 - Preview 13 20 Mill Pond # 20, North Andover MA 01845 - Preview 14 20 Mill Pond # 20, North Andover MA 01845 - Preview 15 20 Mill Pond # 20, North Andover MA 01845 - Preview 16 20 Mill Pond # 20, North Andover MA 01845 - Preview 17 20 Mill Pond # 20, North Andover MA 01845 - Preview 18 20 Mill Pond # 20, North Andover MA 01845 - Preview 19 20 Mill Pond # 20, North Andover MA 01845 - Preview 20 20 Mill Pond # 20, North Andover MA 01845 - Preview 21 20 Mill Pond # 20, North Andover MA 01845 - Preview 22 20 Mill Pond # 20, North Andover MA 01845 - Preview 23 20 Mill Pond # 20, North Andover MA 01845 - Preview 24 20 Mill Pond # 20, North Andover MA 01845 - Preview 25 20 Mill Pond # 20, North Andover MA 01845 - Preview 26 20 Mill Pond # 20, North Andover MA 01845 - Preview 27 20 Mill Pond # 20, North Andover MA 01845 - Preview 28 20 Mill Pond # 20, North Andover MA 01845 - Preview 29 20 Mill Pond # 20, North Andover MA 01845 - Preview 30 20 Mill Pond # 20, North Andover MA 01845 - Preview 31 20 Mill Pond # 20, North Andover MA 01845 - Preview 32 20 Mill Pond # 20, North Andover MA 01845 - Preview 33
20 Mill Pond # 20, North Andover MA 01845 - Preview 1 20 Mill Pond # 20, North Andover MA 01845 - Preview 2 20 Mill Pond # 20, North Andover MA 01845 - Preview 3 20 Mill Pond # 20, North Andover MA 01845 - Preview 4 20 Mill Pond # 20, North Andover MA 01845 - Preview 5 20 Mill Pond # 20, North Andover MA 01845 - Preview 6 20 Mill Pond # 20, North Andover MA 01845 - Preview 7 20 Mill Pond # 20, North Andover MA 01845 - Preview 8 20 Mill Pond # 20, North Andover MA 01845 - Preview 9 20 Mill Pond # 20, North Andover MA 01845 - Preview 10 20 Mill Pond # 20, North Andover MA 01845 - Preview 11 20 Mill Pond # 20, North Andover MA 01845 - Preview 12 20 Mill Pond # 20, North Andover MA 01845 - Preview 13 20 Mill Pond # 20, North Andover MA 01845 - Preview 14 20 Mill Pond # 20, North Andover MA 01845 - Preview 15 20 Mill Pond # 20, North Andover MA 01845 - Preview 16 20 Mill Pond # 20, North Andover MA 01845 - Preview 17 20 Mill Pond # 20, North Andover MA 01845 - Preview 18 20 Mill Pond # 20, North Andover MA 01845 - Preview 19 20 Mill Pond # 20, North Andover MA 01845 - Preview 20 20 Mill Pond # 20, North Andover MA 01845 - Preview 21 20 Mill Pond # 20, North Andover MA 01845 - Preview 22 20 Mill Pond # 20, North Andover MA 01845 - Preview 23 20 Mill Pond # 20, North Andover MA 01845 - Preview 24 20 Mill Pond # 20, North Andover MA 01845 - Preview 25 20 Mill Pond # 20, North Andover MA 01845 - Preview 26 20 Mill Pond # 20, North Andover MA 01845 - Preview 27 20 Mill Pond # 20, North Andover MA 01845 - Preview 28 20 Mill Pond # 20, North Andover MA 01845 - Preview 29 20 Mill Pond # 20, North Andover MA 01845 - Preview 30 20 Mill Pond # 20, North Andover MA 01845 - Preview 31 20 Mill Pond # 20, North Andover MA 01845 - Preview 32 20 Mill Pond # 20, North Andover MA 01845 - Preview 33

20 Mill Pond # 20, North Andover MA 01845

North Andover, MA 01845
$529,900
Est. $4,090/month
3
Beds
3
Baths
1,963
Sq Ft
$270
Price/Sq Ft
0.30
Acres
1974
Year Built
1
Garage Space
Condominium
Type
20
Days on Market
Active Listed Jun 26, 2026 • MLS# 73542473 Copied! • Updated Jul 9, 2026

About this home

ENJOY LIFE IN SOUGHT-AFTER MILL POND! This desirable END UNIT townhouse offers 3 bedrooms, 2 full and 2 half baths across three finished levels. The open main level features a spacious living room with fireplace, a kitchen with breakfast bar, and flexible living spaces. The finished lower level provides additional living space, while the private enclosed patio area and back and side deck overlook a tranquil creek, creating the perfect setting for relaxing or entertaining. Complete with central air, a detached garage, and convenient access to shopping, major routes, and local amenities. DON'T MISS THE CHANCE TO OWN THIS BEAUTIFULLY SITUATED HOME IN MILL POND!

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Recently Sold Nearby

Property History

Market Insights

Property Timeline

👁️
Showing Instructions Updated
Jul 1, 2026
New showing requirements
🏠
Listed for Sale
Jun 26, 2026
$529,900
Original listing
Agent: Team Lillian Montalto Office: Lillian Montalto Signature Properties

Tax History

Year Taxes Assessment
2025 $6,129 $544,300

Financial Details

Annual Property Tax
$6,129
Tax Year 2025
HOA Fee
$700
Monthly
Assessed Value
$544,300

Facts & Features

1 Car Garage
Central AC

Home Facts

Type Residential
Style Condominium
Year Built 1974
Living Area 1,963 sq ft
Lot Size 0.30 acres
Bedrooms 3
Full Baths 2
Half Baths 2
Total Rooms 7

Interior

Heating Electric
Cooling Central Air
Flooring Tile, Vinyl, Carpet
Appliances Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace Living Room
Fireplaces 1
Basement Y
Laundry Dryer Hookup - Electric, Washer Hookup, In Basement, Electric Dryer Hookup
Features Bathroom - Half, Lighting - Overhead, Bathroom

Exterior

Construction Frame
Architecture None
Roof Shingle
Features Porch, Deck, Patio
Pool None
Spa None
Fencing None
Patio/Porch Porch, Deck, Patio
Garage Spaces 1
Has Garage Yes
Features Detached, Off Street
Total Spaces 2
Electric None
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $6,129
Assessed Value $544,300

HOA & Community

HOA Fee $700 Monthly
Fee Includes Water, Insurance, Maintenance Grounds, Snow Removal
Amenities Pool, Clubhouse
Optional Fee Includes None
Owner-Occupied Units 120
Down Payment Resource Eligible
Seller Disclosures Buyers Responsible For Own Due Diligence.
Exclusions See Inclusion Exclusion List Attached To Listing.
Possession None
Accepted Financing None
Structure Type ["Townhouse"]
Unit/Building 20
Sq Ft Source Public Record
Sq Ft Disclosures Broker not responsible for discrepancies in SF
Documents None
County Essex
Total market time (incl. prior listings) 13 days

Property Overview

Property Type
Condominium
Listing Type
For Sale
Year Built
1974
Bedrooms
3
Full Bathrooms
2
Half Bathrooms
2
Living Area
1,963 sq ft
Total Rooms
7
Stories
3
Entry Level
1

Room Details

First Floor

Dining Room
13 x 10
Closet, Flooring - Vinyl, Window(s) - Picture, Lighting - Overhead
Kitchen
10 x 9
Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Recessed Lighting, Lighting - Overhead
Living Room
20 x 17
Flooring - Vinyl, Recessed Lighting, Slider
Bathroom3
7 x 3
Bathroom - Half, Flooring - Stone/Ceramic Tile, Lighting - Overhead

Second Floor

Bathroom1
10 x 5
Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Overhead
Bathroom2
6 x 5
Bathroom - Full, Bathroom - With Tub & Shower, Flooring - Stone/Ceramic Tile, Lighting - Overhead
Bedroom2
16 x 12
Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Half Vaulted Ceiling(s)
Master Bedroom
16 x 11
Closet, Flooring - Wall to Wall Carpet, Half Vaulted Ceiling(s)

Basement Floor

Bedroom3
16 x 10
Closet, Flooring - Vinyl, Lighting - Overhead
Family Room
17 x 16
Flooring - Vinyl, Slider

Other Floor

Bedroom5
Bedroom4
Office
Master Bathroom

Interior Features

Flooring: Tile, Vinyl, Carpet
Appliances: Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bathroom - Half, Lighting - Overhead, Bathroom
Windows:
Basement: Y
Laundry: Dryer Hookup - Electric, Washer Hookup, In Basement, Electric Dryer Hookup
Security:

Construction & Materials

Year Built: 1974
Structure Type: Townhouse
Exterior Materials: Frame
Roof: Shingle
Foundation:
Stories: 3

Heating, Cooling & Utilities

Heating: Electric
Cooling: Central Air
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck, Patio
Patio & Porch: Porch, Deck, Patio
Fencing:
Other Structures:
Lot Features:
Road Surface:

Parking & Garage

Garage Spaces: 1
Total Parking Spaces: 2
Parking Features: Detached, Off Street

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Public School
School District
North Andover School District local
A-
🎓 Where Graduates Go Class of 2021
77% attend college
68% 4-Year 9% 2-Year 36% Out of State 4% Working
✓ School Safety 2024-25
0.6% Low
0.6% Suspensions 0.1% In-School
↓ 4.9% below state avg
E

Elementary Schools

6 schools
St. Michael Elementary School
1.1 mi
Grades PK-08
C
Atkinson School
0.6 mi | #660 of 824 | Score: 38.0
Dropped 28 spots from last year
-20.2 below state avg
274 students Diverse
Diverse Student Body
Grades 01-05
Anne Bradstreet Early Childhood Center
0.6 mi
462 students Moderate
Grades PK-K
B+
Franklin School
1.3 mi | #324 of 824 | Score: 50.0
Dropped 42 spots from last year
-8.2 below state avg
383 students Moderate
Strong Attendance
Grades 01-05
B+
Annie L Sargent School
1.7 mi | #269 of 824 | Score: 51.9
Improved 6 spots from last year
-6.3 below state avg
441 students Moderate
Strong Attendance
Grades 01-05
Meritor Academy
2.4 mi
Grades PK
M

Middle Schools

1 school
A-
North Andover Middle School
0.4 mi | #86 of 352 | Score: 51.2
Improved 26 spots from last year
-7 below state avg
1,023 students Diverse
Rising School Strong Attendance
Grades 06-08
H

High Schools

2 schools
A
North Andover High School
0.6 mi | #54 of 346 | Score: 66.6
Improved 33 spots from last year
+8.4 above state avg
1,328 students Diverse
21 sports • 2,578 athletes
Strong AP Program High Graduation Rate Rising School Career Tech Programs
Grades 09-12
Brooks School
1.5 mi
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

Monthly Payment Calculator

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Loan Amount
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $511
Homeowners Insurance $200
HOA Fee $700/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Mill Pond # 20, North Andover MA 01845

North Andover, MA 01845

Listing Information

Listing Agent Team Lillian Montalto
Listing Office Lillian Montalto Signature Properties
Office Phone 978-475-1400
Agent MLS ID TM338007
Office MLS ID G62122
Listing Data Updated Jul 9, 2026 1:52 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steven Novak
Steven Novak
BMN Boston Real Estate
(617) 955-2224 mail@steve-novak.com
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BMN Boston Real Estate

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