20 Oakland Ter, Lynn MA 01905
Lynn, MA 01905
$550,000
Est. $3,445/month
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About this home
Step into a piece of history and make it your own! This delightful 1880 Colonial is bursting with classic character and waiting for the right homeowner to write its next chapter. Boasting 4 bedrooms, 2 bathrooms, and a welcoming 1,401 square feet of living space, the floor plan offers a phenomenal foundation for your dream home. Enjoy the convenience of your own off-street parking and a fantastic 6,050 square foot lot. Please note: This home is proudly being sold strictly "AS-IS". It is a rare chance to take a property with so much potential and update it exactly the way you want it. Stop paying for someone else's renovations and start building your own equity today! (Buyer is responsible for all due diligence and final smoke/CO certificates).
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Property History
Property Timeline
Listed for Sale
Jul 25, 2026
$550,000
Original listing
Office: eXp Realty LLC
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 07/25/2026 | 🏠 Listed for Sale | $550,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2025 | $5,569 | $537,500 |
Financial Details
Annual Property Tax
$5,569
Tax Year 2025
Assessed Value
$537,500
Facts & Features
Home Facts
Type
Residential
Style
Single Family Residence
Year Built
1880
Living Area
1,401 sq ft
Lot Size
0.14 acres
Bedrooms
4
Full Baths
2
Half Baths
1
Total Rooms
7
Interior
Heating
Forced Air, Oil
Cooling
Window Unit(s)
Flooring
None
Appliances
None
Fireplace
None
Basement
None
Laundry
None
Features
None
Exterior
Construction
Stone
Architecture
Colonial
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive
Total Spaces
2
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$5,569
Assessed Value
$537,500
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
Down Payment Resource
Eligible
MA Disclosures
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Total market time (incl. prior listings)
4 days
Property Overview
Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1880
Bedrooms
4
Full Bathrooms
2
Half Bathrooms
1
Living Area
1,401 sq ft
Total Rooms
7
Floor Layout
Interactive room guide
Floor Layout
Finished Area
1,401 sq ft above grade
Display Options
Room Markers
BABathroom (4)
BRBedroom (5)
DDining (1)
KKitchen (1)
LLiving (2)
OOffice (1)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Windows:
Basement:
Laundry:
Security:
Construction & Materials
Style:
Colonial
Year Built:
1880
Structure Type:
Exterior Materials:
Stone
Roof:
Foundation:
Stone
Heating, Cooling & Utilities
Heating:
Forced Air, Oil
Cooling:
Window Unit(s)
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Road Surface:
Parking & Garage
Total Parking Spaces:
2
Parking Features:
Paved Drive
Nearby Schools
School information not available for this location.
Monthly Payment Calculator
Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$464
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo
Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
20 Oakland Ter, Lynn MA 01905
Lynn, MA 01905
Listing Information
Listing Agent
Esteban Pepin
Listing Office
eXp Realty LLC
Office Phone
888-854-7493
Agent MLS ID
CN258465
Office MLS ID
AN6820
Listing Data Updated
Jul 29, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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