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20 Ocean Ave, Swampscott MA 01907

Swampscott, MA 01907 • Phillips Beach
$3,250,000
Est. $17,865/month
6
Beds
5.5
Baths
6,388
Sq Ft
$509
Price/Sq Ft
0.56
Acres
2025
Year Built
12 hours 40 minutes
Time on Market
Active Open House Listed May 11, 2026 • MLS# 73509663 Copied!

About this home

Completely reimagined and rebuilt in 2025, this exceptional coastal residence offers 6,388 sq ft of architecturally refined living space on a rare .56-acre corner lot just a short walk to Phillips Beach. Designed with the scale and craftsmanship of new construction, the home features custom millwork, coffered ceilings, and expansive open sightlines throughout sun-filled living and dining spaces anchored by a stunning chef’s kitchen. With 6 bedrooms and 5.5 baths, the layout offers remarkable flexibility including a private top-floor suite with living room and office, a fully finished apartment-style lower level with multiple additional sleeping or office options, and bonus space above the garage ideal for studio, fitness, or golf simulator. A separate carriage house provides valuable additional space and future-use potential. Set on a wide, quiet neighborhood street with exceptional yard space, this is a distinctive modern coastal offering of uncommon scale, quality, and presence.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2025
Bedrooms
6
Full Bathrooms
5
Half Bathrooms
1
Living Area
6,388 sq ft
Total Rooms
18

Open House Schedule

16
May
Saturday, May 16
11:00 AM - 1:00 PM EDT
17
May
Sunday, May 17
11:00 AM - 1:00 PM EDT

Facts & Features

4 Car Garage
Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2025
Living Area 6,388 sq ft
Lot Size 0.56 acres
Bedrooms 6
Full Baths 5
Half Baths 1
Total Rooms 18

Interior

Heating Central, Forced Air, Heat Pump, Natural Gas
Cooling Central Air, Heat Pump
Flooring Hardwood
Appliances Gas Water Heater, Water Heater, Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Freezer, Washer, Dryer, Wine Refrigerator, Range Hood
Fireplace None
Fireplaces 2
Basement Full, Finished, Walk-out Access, Interior Entry
Laundry Second Floor, Electric Dryer Hookup
Features Mud Room, Office, Bonus Room, Bedroom, Inlaw Apt., Wet Bar, Wired For Sound

Exterior

Construction Frame
Architecture Colonial, Craftsman
Roof Shingle
Features Porch, Deck - Composite, Rain Gutters, Storage, Sprinkler System, Screens, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Deck - Composite

Parking

Garage Spaces 4
Has Garage Yes
Features Attached, Detached, Garage Door Opener, Storage, Workshop In Garage, Garage Faces Side, Carriage Shed, Paved Drive, Off Street, Driveway, Paved
Total Spaces 10

Utilities

Electric 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Dryer

Financial

Annual Tax $14,770
Assessed Value $1,287,700

Interior Features

Flooring: Hardwood
Appliances: Gas Water Heater, Water Heater, Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator, Freezer, Washer, Dryer, Wine Refrigerator, Range Hood
Interior Features: Mud Room, Office, Bonus Room, Bedroom, Inlaw Apt., Wet Bar, Wired for Sound
Windows: Screens
Basement: Full, Finished, Walk-Out Access, Interior Entry
Laundry: Second Floor, Electric Dryer Hookup
Security:

Construction & Materials

Style: Colonial, Craftsman
Year Built: 2025
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter, Stone

Heating, Cooling & Utilities

Heating: Central, Forced Air, Heat Pump, Natural Gas
Heating Zones: 6
Cooling: Central Air, Heat Pump
Cooling Zones: 6
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Deck - Composite, Rain Gutters, Storage, Sprinkler System, Screens, Fenced Yard
Patio & Porch: Porch, Deck - Composite
Fencing: Fenced
Other Structures:
Lot Features: Corner Lot
Road Surface: Paved

Parking & Garage

Garage Spaces: 4
Garage Type: Attached
Total Parking Spaces: 10
Parking Features: Attached, Detached, Garage Door Opener, Storage, Workshop in Garage, Garage Faces Side, Carriage Shed, Paved Drive, Off Street, Driveway, Paved

Special Features

Fireplaces: 2
Fireplace Type:
Community Amenities: Public Transportation, Shopping, Tennis Court(s), Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Private School, Public School

Location

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Neighborhood

Phillips Beach

20 Ocean Ave, Swampscott MA 01907

Swampscott, MA 01907

Walkability

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Nearby Schools

School District
Swampscott School District local
B
🎓 Where Graduates Go Class of 2021
78% attend college
73% 4-Year 5% 2-Year 38% Out of State 4% Working
School Safety 2024-25
1.2% Low
1.2% Suspensions 0.4% In-School
4.3% below state avg
E

Elementary Schools

1 school
B+
Swampscott Elementary School
0.4 mi | #326 of 824 | Score: 50.0
Dropped 54 spots from last year
-8.2 below state avg
Limited historical data for year-over-year comparison
734 students Moderate
Grades K-04
M

Middle Schools

1 school
B+
Swampscott Middle School
0.5 mi | #122 of 352 | Score: 47.2
Dropped 51 spots from last year
-11 below state avg
654 students Moderate
Grades PK-08
H

High Schools

1 school
A-
Swampscott High School
1.4 mi | #98 of 346 | Score: 60.1
Dropped 66 spots from last year
+1.9 above state avg
706 students Moderate
18 sports • 1,578 athletes
Strong AP Program High Graduation Rate Career Tech Programs College Ready Curriculum
Grades 09-12
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Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
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Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $1,231
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

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$0/mo
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Current Rate
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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Market Insights

63.1%
Price Range
1
Previous Sales

Property Timeline

🏠
Listed for Sale
May 11, 2026
$3,250,000
Original listing
Agent: Chris McNamara Office: McNamara Realty, Inc.
Previous Transaction - MLS #73209524
Full transaction history available when tracking began
🏷️
Previously Sold
Apr 16, 2024
$1,200,000
MLS #73209524

Price & Status History

Date Event Price Change
May 11, 2026 New Listing Added $3,250,000
Apr 16, 2024 Sold $1,200,000

Market Statistics

Time on Market
12 hours 40 minutes
Price per Sq Ft
$509

Tax History

Year Taxes Assessment
2025 $14,770 $1,287,700

Financial Details

Annual Property Tax
$14,770
Tax Year 2025
Assessed Value
$1,287,700

Listing Information

Listing Agent Chris McNamara
Listing Office McNamara Realty, Inc.
Agent MLS ID CN217517
Office MLS ID AN6977
Listing Data Updated May 11, 2026 2:15 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Market Analytics for Swampscott, MA

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BMN Boston Real Estate

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