20 Plain St, Boston MA 02122

Boston, MA 02122 • Dorchester
$1,399,000
$1,299,000
Est. $7,643/month
Estimate assumptions

20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.

Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.

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4
Beds
4.5
Baths
2,200
Sq Ft
$590
Price/Sq Ft
0.00
Acres
2021
Year Built
3
Parking
41
Days on Market
For Sale Price Drop -$100,000 Open House Listed Sep 6, 2026 • MLS# 73572419 Copied! • Updated Oct 13, 2026

Track this home for price, status, and open-house alerts.

Open House Schedule

18
Oct
Sunday, October 18
11:00 AM - 12:30 PM EDT

About this home

Beautiful 2023 New Construction with Exceptional Versatility! This stunning single-family offers the perfect blend of modern design, comfort, and flexible living. The open-concept floor plan is ideal for entertaining and everyday living, while the versatile layout provides excellent space for multi-generational living, guests, and home office. Featuring gleaming hardwood floors throughout, a designer kitchen with quartz countertops, stainless steel appliances, recessed lighting, and efficient central air and heat. The home boasts 4 spacious bedrooms and 4.5 beautifully appointed bathrooms, including two luxurious en-suite bedrooms. Enjoy outdoor living from the inviting front porch or either of the two private side patios. Complete with off-street parking for three vehicles, this move-in-ready home offers style, flexibility, and convenience in one exceptional package.

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Recently Sold Nearby

Price & Status History

Market Insights

2
Price Changes
7.1%
Price Range

Property Timeline

↓
Price Reduced
Oct 6, 2026
$1,299,000 $51,000 (-3.78%)
From $1,350,000 to $1,299,000 (-3.8%)
↓
Price Reduced
Sep 14, 2026
$1,350,000 $49,000 (-3.5%)
From $1,399,000 to $1,350,000 (-3.5%)
🏠
Listed for Sale
Sep 6, 2026
$1,399,000
Original listing
Agent: Anne Galvin Office: Coldwell Banker Realty - Dorchester

Tax History

Year Taxes Assessment
2025 $9,292 $802,400

Financial Details

Annual Property Tax
$9,292
Tax Year 2025
HOA Fee
$100
Monthly
Assessed Value
$802,400

Facts & Features

Central AC

Home Facts

Type Residential
Style Single Family Residence
Year Built 2021
Living Area 2,200 sq ft
Lot Size 0.0000
Bedrooms 4
Full Baths 4
Half Baths 1
Total Rooms 7

Interior

Heating Central
Cooling Central Air
Flooring Tile, Hardwood, Flooring - Hardwood
Appliances Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Fireplace None
Basement Full
Laundry Second Floor
Features Bathroom - Full, Recessed Lighting, Bathroom, Home Office

Exterior

Construction Frame
Architecture Colonial
Roof Shingle
Features Porch, Patio, Professional Landscaping, Fenced Yard
Pool None
Spa None
Fencing Fenced
Patio/Porch Porch, Patio
Features Off Street
Total Spaces 3
Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range, For Electric Range, For Gas Oven
Annual Tax $9,292
Assessed Value $802,400
HOA Yes
HOA Fee $100 Monthly
Fee Includes None
Amenities None
Optional Fee Includes None
Association Required Yes
Lead Paint None
Seller Disclosures Single Family With Hoa, Hoa Will Cover Road Maintenance And Snow Removal
Possession None
Accepted Financing None
Structure Type []
House Color Blue
Sq Ft Source Public Record
Documents None
County Suffolk
Total market time (incl. prior listings) 72 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
2021
Bedrooms
4
Full Bathrooms
4
Half Bathrooms
1
Living Area
2,200 sq ft
Total Rooms
7

Floor Layout

Interior Features

Flooring: Tile, Hardwood, Flooring - Hardwood
Appliances: Gas Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Dryer
Interior Features: Bathroom - Full, Recessed Lighting, Bathroom, Home Office
Windows:
Basement: Full
Laundry: Second Floor
Security:

Construction & Materials

Style: Colonial
Year Built: 2021
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Concrete Perimeter

Utilities & Systems

Heating: Central
Heating Zones: 2
Cooling: Central Air
Cooling Zones: 2
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features:

Exterior & Lot

Exterior Features: Porch, Patio, Professional Landscaping, Fenced Yard
Patio & Porch: Porch, Patio
Fencing: Fenced
Other Structures:
Lot Features: Easements, Level
Road Surface:

Parking & Garage

Total Parking Spaces: 3
Parking Features: Off Street
School District
Boston School District local
C-
🎓 Where Graduates Go Class of 2021
52% attend college
38% 4-Year 14% 2-Year 7% Out of State 7% Working
⚠ School Safety 2024-25
3.7% Above Average
3.2% Suspensions 0.3% In-School 0.5% Emergency
↓ 1.8% below state avg
E

Elementary Schools

3 schools
C-
Kenny Elementary School
0.2 mi | #743 of 825 | Score: 32.9
Dropped 31 spots from last year
-25.3 below state avg
315 students Very Diverse
Diverse Student Body
Grades PK-06
Kenny Elementary
0.2 mi
Saint John Paul II Academy - Neponset
0.3 mi
Grades PK-08
M

Middle Schools

3 schools
A
Central Middle School
0.6 mi | #51 of 352 | Score: 56.6
Improved 5 spots from last year
-1.6 below state avg
650 students Diverse
Diverse Student Body Strong Attendance
Grades 06-08
Epiphany School
1.0 mi
Grades 05-08
B+
Atlantic Middle School
1.4 mi | #124 of 352 | Score: 47.1
Dropped 10 spots from last year
-11.1 below state avg
574 students Diverse
Strong Attendance
Grades 06-08
H

High Schools

3 schools
Urban Achievers School
1.0 mi
Grades 09-12
D
Community Academy of Science and Health
1.1 mi | #322 of 346 | Score: 32.3
Improved 45 spots from last year
-25.9 below state avg
373 students Diverse
Rising School
Grades 09-12
Dorchester Academy
1.2 mi
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Monthly Payment Calculator

Monthly Payment
$0
Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
$0
Over life of loan
Total Cost
$0
Including down payment
%
Down: $0
%

Monthly Payment Breakdown

Principal & Interest $0
Property Tax $774
Homeowners Insurance $200
HOA Fee $100/mo
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
$0/mo
Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

Dorchester

20 Plain St, Boston MA 02122

Boston, MA 02122

Listing Information

Listing Agent Anne Galvin
Listing Office Coldwell Banker Realty - Dorchester
Office Phone 617-696-4430
Agent MLS ID NB110236
Office MLS ID AN7218
Listing Data Updated Oct 13, 2026 8:02 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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Steve Novak Real Estate
Steve Novak Real Estate
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