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20 Prospect Street, Reading MA 01867

Reading, MA 01867
$869,900
Est. $5,491/month
3
Beds
1.5
Baths
1,696
Sq Ft
$513
Price/Sq Ft
0.24
Acres
1920
Year Built
Single Family Residence
Type
22 hours 2 minutes
Time on Market
Active Open House Listed Apr 9, 2026 • MLS# 73499268 Copied!

About this home

Charming 3 bedroom, 1.5 bath Colonial in a highly desirable location. Enjoy easy access to the vibrant town center, elementary and middle schools, major highways and the MBTA for convenient commuting. This inviting home features a flexible layout with a living room, family room, half bath and an eat in kitchen perfect for every day living plus a wood burning stove that adds character to the dining space. Upstairs, there are three bedrooms and a full bath. A charming and spacious farmers porch overlooking the yard, sprinkler system, french drain system, gutter guards, shed, EV charger and plenty of off street parking. The two level carriage house has been used for additional storage space and will require improvements. A wonderful home that blends charm, location and convenience.

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Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1920
Bedrooms
3
Full Bathrooms
1
Half Bathrooms
1
Living Area
1,696 sq ft
Total Rooms
7

Open House Schedule

11
Apr
Saturday, April 11
1:00 PM - 2:30 PM EDT
12
Apr
Sunday, April 12
1:00 PM - 2:30 PM EDT

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1920
Living Area 1,696 sq ft
Lot Size 0.24 acres
Bedrooms 3
Full Baths 1
Half Baths 1
Total Rooms 7

Interior

Heating Baseboard, Hot Water, Oil
Cooling None
Flooring Wood, Tile, Hardwood, Flooring - Hardwood
Appliances Water Heater, Range, Dishwasher, Microwave
Fireplace None
Fireplaces 1
Basement Interior Entry, Sump Pump, Unfinished
Laundry In Basement
Features Entrance Foyer

Exterior

Construction Frame
Architecture Colonial
Roof Shingle

Parking

Has Garage Yes
Features Carriage Shed, Paved Drive, Off Street, Paved
Total Spaces 4

Utilities

Electric Circuit Breakers
Water Public
Sewer Public Sewer
Gas None
Other For Gas Range

Financial

Annual Tax $10,711
Assessed Value $940,400

Interior Features

Flooring: Wood, Tile, Hardwood, Flooring - Hardwood
Appliances: Water Heater, Range, Dishwasher, Microwave
Interior Features: Entrance Foyer
Windows:
Basement: Interior Entry, Sump Pump, Unfinished
Laundry: In Basement
Security:

Construction & Materials

Style: Colonial
Year Built: 1920
Structure Type:
Exterior Materials: Frame
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Baseboard, Hot Water, Oil
Heating Zones: 2
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer

Parking & Garage

Total Parking Spaces: 4
Parking Features: Carriage Shed, Paved Drive, Off Street, Paved

Special Features

Fireplaces: 1
Fireplace Type:

Location

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Neighborhood

20 Prospect Street, Reading MA 01867

Reading, MA 01867

Walkability

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Nearby Schools

School District
Reading School District local
A
✓ School Safety 2024-25
0.4% Low
0.4% Suspensions 0.2% In-School
↓ 5.1% below state avg
E

Elementary Schools

6 schools
A
Alice M Barrows School
0.4 mi | #158 of 824 | Score: 56.8
Dropped 82 spots from last year
-1.5 below state avg
365 students Less Diverse
Strong Attendance
Grades K-05
A
Joshua Eaton School
0.6 mi | #93 of 824 | Score: 59.7
Improved 34 spots from last year
+1.5 above state avg
388 students Moderate
Rising School Strong Attendance
Grades K-05
RISE PreSchool
1.1 mi
116 students Moderate
Grades PK
A-
Birch Meadow School
1.2 mi | #240 of 824 | Score: 52.9
Dropped 160 spots from last year
-5.3 below state avg
359 students Moderate
Strong Attendance
Grades K-05
A
J. Warren Killam Elementary School
2.0 mi | #94 of 824 | Score: 59.7
Improved 18 spots from last year
+1.5 above state avg
406 students Moderate
Strong Attendance
Grades K-05
B+
Wood End Elementary School
2.3 mi | #275 of 824 | Score: 51.6
Dropped 192 spots from last year
-6.6 below state avg
236 students Less Diverse
Strong Attendance
Grades K-05
M

Middle Schools

2 schools
A
Walter S Parker Middle School
0.2 mi | #62 of 352 | Score: 54.7
Dropped 26 spots from last year
-3.6 below state avg
467 students Moderate
Grades 06-08
A
Arthur W Coolidge Middle School
1.3 mi | #43 of 352 | Score: 58.1
Improved 32 spots from last year
-0.1 below state avg
405 students Less Diverse
Rising School Strong Attendance
Grades 06-08
H

High Schools

2 schools
Austin Prep School
0.9 mi
Grades 06-12
A
Reading Memorial High School
1.1 mi | #65 of 346 | Score: 65.1
Dropped 5 spots from last year
+6.8 above state avg
1,094 students Less Diverse
18 sports • 2,420 athletes
Strong AP Program High Graduation Rate College Ready Curriculum Strong Athletics
Grades 09-12
Learn about these ratings
School data provided by BMN Schools

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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $893
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

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Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Property History

Property Timeline

🏠
Listed for Sale
Apr 9, 2026
$869,900
Original listing
Office: Berkshire Hathaway HomeServices Commonwealth Real Estate

Price & Status History

Date Event Price Change
Apr 9, 2026 New Listing Added $869,900 —

Market Statistics

Time on Market
22 hours 2 minutes
Price per Sq Ft
$513

Tax History

Year Taxes Assessment
2025 $10,711 $940,400

Financial Details

Annual Property Tax
$10,711
Tax Year 2025
Assessed Value
$940,400

Listing Information

Listing Agent Sumi Sinnatamby
Listing Office Berkshire Hathaway HomeServices Commonwealth Real Estate
Agent MLS ID B0661874
Office MLS ID AN4881
Listing Data Updated Apr 10, 2026 3:30 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

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BMN Boston Real Estate

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