20 Stevens Street, Dracut MA 01826

Dracut, MA 01826
$595,000
$564,900
Est. $3,478/month
3
Beds
2
Baths
1,053
Sq Ft
$536
Price/Sq Ft
0.38
Acres
1948
Year Built
4
Parking
40
Days on Market
For Sale Price Drop -$30,100 Listed Jun 29, 2026 • MLS# 73543029 Copied! • Updated Aug 7, 2026

About this home

PRICE IMPROVEMENT! Modern updates, classic New England charm, and an unbeatable location—20 Stevens Street has it all! From the moment you arrive, you'll appreciate the warmth and character of this thoughtfully updated Cape. Inside, you'll find a stunning remodeled kitchen with quality finishes, two full baths, spacious sun-filled living areas, and a versatile layout designed for everyday living and effortless entertaining. Outside, enjoy a generous yard, shed, patio, kids play area and fire pit which offers endless possibilities for summer barbecues, gardening, or relaxing evenings. Ideally situated close to parks, schools, shopping, dining, and commuter routes, this exceptional home is ready for its next chapter. If you are looking to save money on your electric bill, your leased solar panels will do the trick. In the basement, you will enjoy a bonus space along with plenty of storage and utilitiy access. Don't miss your opportunity to own this charming Dracut gem!

BMN Estimate

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Recently Sold Nearby

Property History

Market Insights

2
Price Changes
5.1%
Price Range

Property Timeline

Price Reduced
Aug 3, 2026
$564,900 $15,095 (-2.6%)
From $579,995 to $564,900 (-2.6%)
Price Reduced
Jul 13, 2026
$579,995 $15,005 (-2.52%)
From $595,000 to $579,995 (-2.5%)
🏠
Listed for Sale
Jun 29, 2026
$595,000
Original listing
Agent: Paul J. Cervone Office: Lamacchia Realty, Inc.

Tax History

Year Taxes Assessment
2026 $5,061 $523,400

Financial Details

Annual Property Tax
$5,061
Tax Year 2026
Assessed Value
$523,400

Facts & Features

Home Facts

Type Residential
Style Single Family Residence
Year Built 1948
Living Area 1,053 sq ft
Lot Size 0.38 acres
Bedrooms 3
Full Baths 2
Total Rooms 6

Interior

Heating Steam, Oil
Cooling None
Flooring Tile, Vinyl, Concrete, Hardwood
Appliances Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Fireplace Living Room
Fireplaces 1
Basement Partially Finished, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry Electric Dryer Hookup, Washer Hookup, In Basement
Features None

Exterior

Construction Conventional (2x4-2x6)
Architecture Cape
Roof Shingle
Features Patio, Storage, Garden
Pool None
Spa None
Fencing None
Patio/Porch Patio
Features Paved Drive, Off Street, Driveway, Paved
Total Spaces 4
Electric Circuit Breakers, 200+ Amp Service
Water Public
Sewer Public Sewer
Gas None
Other For Electric Range, For Electric Dryer, Washer Hookup
Annual Tax $5,061
Assessed Value $523,400
Fee Includes None
Amenities None
Optional Fee Includes None
Down Payment Resource Eligible
Seller Disclosures Buyers And Buyers Agents To Perform Due Diligence. Some Photos May Be Virtually Enhanced. Swing-set To Convey. Buyer To Assume Solar Lease. By Viewing/entering This Property, You Consent To Audio/video Surveillance. Solar Lease To Convey To Buyer. 98% Savings On Monthly Electric Bill. Monthy Fee$140
Exclusions Washer & Dryer, Ring Camera/Doorbell, All Personal Property
Possession None
Accepted Financing None
Structure Type []
House Color White
Sq Ft Source Public Record
Sq Ft Disclosures Measurements are approx. Additional Bonus Space in Basement.
Documents None
County Middlesex
Total market time (incl. prior listings) 39 days

Property Overview

Property Type
Single Family Residence
Listing Type
For Sale
Year Built
1948
Bedrooms
3
Full Bathrooms
2
Living Area
1,053 sq ft
Total Rooms
6

Floor Layout

Interior Features

Flooring: Tile, Vinyl, Concrete, Hardwood
Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Disposal, Microwave, Refrigerator
Interior Features:
Windows:
Basement: Partially Finished, Interior Entry, Bulkhead, Concrete, Unfinished
Laundry: Electric Dryer Hookup, Washer Hookup, In Basement
Security:

Construction & Materials

Style: Cape
Year Built: 1948
Structure Type:
Exterior Materials: Conventional (2x4-2x6)
Roof: Shingle
Foundation: Stone

Heating, Cooling & Utilities

Heating: Steam, Oil
Heating Zones: 1
Cooling: None
Hot Water:
Water Source: Public
Sewer: Public Sewer
Energy Features: Thermostat

Exterior & Lot

Exterior Features: Patio, Storage, Garden
Patio & Porch: Patio
Fencing:
Other Structures:
Lot Features: Wooded
Road Surface: Paved

Parking & Garage

Total Parking Spaces: 4
Parking Features: Paved Drive, Off Street, Driveway, Paved

Special Features

Fireplaces: 1
Fireplace Type: Living Room
Community Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Medical Facility, Laundromat, Bike Path, Conservation Area, Highway Access, House of Worship, Private School, Public School

Nearby Schools

School information not available for this location.

Monthly Payment Calculator

Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
$0
After down payment
Total Interest
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Over life of loan
Total Cost
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Including down payment
%
Down: $0
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Monthly Payment Breakdown

Principal & Interest $0
Property Tax $422
Homeowners Insurance $200
PMI (if <20% down) $0

Loan Summary

Total of 360 payments $0
Total principal paid $0
Total interest paid $0

Rate Impact

-0.5% Rate
$0/mo
Save $0/mo
Current Rate
$0/mo
+0.5% Rate
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Cost $0/mo

Payment Over Time

Interest
Principal
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.

Location

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Neighborhood

20 Stevens Street, Dracut MA 01826

Dracut, MA 01826

Listing Information

Listing Agent Paul J. Cervone
Listing Office Lamacchia Realty, Inc.
Office Phone 339-645-9300
Agent MLS ID CT004123
Office MLS ID AN2885
Listing Data Updated Aug 7, 2026 3:05 AM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.

Contact Us

Steve Novak Real Estate
Steve Novak Real Estate
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