203-205 Saratoga St, Lawrence MA 01841
Lawrence, MA 01841
$849,000
Est. $5,071/month
Estimate assumptions
20% down, a 30-year loan at 6.5%, and $200/month estimated insurance.
Includes the supplied property-tax and HOA inputs; missing inputs contribute $0. HOA fees with an unspecified frequency are treated as monthly. PMI and closing costs are excluded.
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About this home
First floor delivered vacant — 3 beds, 1 bath. Second floor is a two-level unit: 3 beds and a full bath on the main level, plus 2 more beds and a second full bath in the finished attic. Eight bedrooms, four baths, 3,892 sq ft on the Lawrence/Methuen line. Live in one side and let the other carry the mortgage, or take both as income. Updated kitchens and newer appliances in both units. Full basement with a full bath and laundry — washer and dryer convey. Separate utilities. Three off-street spaces, city water and sewer. Solar lease transfers at closing. All information deemed reliable but not guaranteed; buyer and buyer's agent to verify. Showings begin at the open house this weekend.
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Recently Sold Nearby
Property History
Property Timeline
Listed for Sale
Sep 14, 2026
$849,000
Original listing
Agent: Fermin Group
Office: Century 21 North East
| Date | Event | Price | Change | $/sqft | Details |
|---|---|---|---|---|---|
| 09/14/2026 | 🏠 Listed for Sale | $849,000 | - | - | Original listing |
Tax History
| Year | Taxes | Assessment |
|---|---|---|
| 2026 | $6,930 | $802,100 |
Financial Details
Annual Property Tax
$6,930
Tax Year 2026
Assessed Value
$802,100
Facts & Features
Home Facts
Type
Residential Income
Style
Multi Family
Year Built
1910
Living Area
3,892 sq ft
Lot Size
0.11 acres
Stories
3
Bedrooms
6
Full Baths
2
Total Rooms
16
Investment Metrics
Units
2
Unit 1 Rent
— · N
Unit 2 Rent
— · N
Interior
Heating
None
Cooling
None
Flooring
None
Appliances
None
Fireplace
None
Basement
Full
Laundry
None
Features
Laundry Room
Exterior
Construction
None
Architecture
None
Roof
None
Features
None
Pool
None
Spa
None
Fencing
None
Patio/Porch
None
Parking
Features
Paved Drive
Total Spaces
3
Utilities
Electric
None
Water
Public
Sewer
Public Sewer
Gas
None
Other
None
Financial
Annual Tax
$6,930
Assessed Value
$802,100
HOA & Community
Fee Includes
None
Amenities
None
Optional Fee Includes
None
MA Disclosures
Lead Paint
Unknown
Seller Disclosures
None
Additional Details
Possession
None
Accepted Financing
None
Structure Type
[]
Sq Ft Source
Public Record
Documents
None
County
Essex
Property Overview
Property Type
Multi Family
Listing Type
For Sale
Year Built
1910
Bedrooms
6
Full Bathrooms
2
Living Area
3,892 sq ft
Total Rooms
16
Stories
3
Levels
3
Floor Layout
Interactive room guide
Floor Layout
Finished Area
3,892 sq ft above grade
Display Options
Room Markers
OOffice (1)
KKitchen (1)
BRBedroom (5)
BABathroom (4)
DDining (1)
LLiving (2)
Conceptual diagram based on MLS room data. It is not to scale and is not a substitute for architectural plans or on-site measurements.
Interior Features
Flooring:
Appliances:
Interior Features:
Laundry Room
Windows:
Basement:
Full
Laundry:
Security:
Construction & Materials
Year Built:
1910
Structure Type:
Exterior Materials:
Roof:
Foundation:
Stone
Stories:
3
Heating, Cooling & Utilities
Heating:
Cooling:
Hot Water:
Water Source:
Public
Sewer:
Public Sewer
Energy Features:
Exterior & Lot
Exterior Features:
Patio & Porch:
Fencing:
Other Structures:
Lot Features:
Corner Lot
Road Surface:
Parking & Garage
Total Parking Spaces:
3
Parking Features:
Paved Drive
Nearby Schools
School District
Lawrence School District local
D
Where Graduates Go
Class of 2021
36%
attend college
14%
4-Year
23%
2-Year
3%
Out of State
2%
Working
School Safety
2024-25
2.2%
Average
2.2%
Suspensions
1.1%
In-School
3.3% below state avg
Elementary Schools
3 schools
C-
John K Tarbox School
0.3 mi
|
#712 of 825
|
Score: 34.8
Dropped 53 spots from last year
-23.4 below state avg
218 students
Less Diverse
Grades 01-04
D
Arlington Elementary School
0.4 mi
|
#750 of 825
|
Score: 32.5
Improved 57 spots from last year
-25.7 below state avg
513 students
Less Diverse
Rising School
Grades K-04
F
Francis M. Leahy School
0.6 mi
|
#812 of 825
|
Score: 25.6
Improved 21 spots from last year
-32.6 below state avg
461 students
Less Diverse
Rising School
Grades PK-04
Middle Schools
3 schools
C-
Arlington Middle School
0.4 mi
|
#313 of 352
|
Score: 30.5
Improved 36 spots from last year
-27.7 below state avg
509 students
Less Diverse
Rising School
Grades 05-08
F
Oliver Middle School
0.9 mi
|
#346 of 352
|
Score: 24.3
Dropped 28 spots from last year
-33.9 below state avg
466 students
Less Diverse
Grades 05-08
Blessed Stephen Bellesini O.S.A. Academy
0.9 mi
Grades 05-08
High Schools
3 schools
Notre Dame Cristo Rey High School
0.6 mi
17 sports
• 423 athletes
Strong Athletics
Grades 09-11
Central Catholic High School
0.7 mi
21 sports
• 2,718 athletes
Strong Athletics
Grades 09-12
Presentation of Mary Academy
0.8 mi
Grades 09-12
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Monthly Payment Calculator
Monthly Payment
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Principal, interest, taxes & insurance
Loan Amount
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After down payment
Total Interest
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Over life of loan
Total Cost
$0
Including down payment
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Down: $0
%
Monthly Payment Breakdown
Principal & Interest
$0
Property Tax
$578
Homeowners Insurance
$200
PMI (if <20% down)
$0
Loan Summary
Total of 360 payments
$0
Total principal paid
$0
Total interest paid
$0
Rate Impact
-0.5% Rate
$0/mo
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Current Rate
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+0.5% Rate
$0/mo
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Payment Over Time
Year 1
95% Interest
Year 15
50/50
Year 30
95% Principal
* Estimates only. Actual payments may vary. Consult with a lender for accurate figures.
Location
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Neighborhood
203-205 Saratoga St, Lawrence MA 01841
Lawrence, MA 01841
Listing Information
Listing Agent
Fermin Group
Listing Office
Century 21 North East
Office Phone
978-208-0449
Agent MLS ID
TM321052
Office MLS ID
AN4356
Listing Data Updated
Sep 14, 2026 3:33 PM EDT
Listing information is deemed reliable but not guaranteed. Data provided by MLS Property Information Network, Inc. All information should be independently verified.
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